Comparison

Mobile SinglePoint vs Converge Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile SinglePoint

Manage your business finances on the go with this app. Access account balances, transfer funds, and use fraud prevention tools. Approve transactions and review messages remotely for enhanced working capital optimization.

Highlights
  • View account balances
  • Transfer funds between accounts
  • Positive Pay fraud detection
  • Approve transactions and templates
  • Search transactions
  • Review bank messages
Features
Read full description

Mobile SinglePoint provides U.S. Bank corporate and business clients’ access to their time-critical SinglePoint and SinglePoint Essentials services on-the-go. With the Mobile SinglePoint app, you can optimize your working capital while maintaining oversight of critical banking functions. With Mobile SinglePoint, you can: • View current and previous day balances, and all key balance information for your accounts. • Transfer funds on-the-go between DDA accounts, loan accounts and trust accounts. • Use Positive Pay; a check fraud tool that helps you make pay or return decisions quickly and confidently. You can review exceptions for multiple accounts and view check images of exceptions. • Approve transactions or templates remotely. Within the Mobile Approval service, you can approve ACH batches and templates, wire transfers, wire transfer templates, and repeat codes, book transfers, and book templates. You can also approve Positive Pay decisions. • Search for transactions within the Information Reporting database. • Review Bank Messages quickly and conveniently. Clients with system administrative access can also approve password resets and entitle additional users from their business and control who should have access to Mobile SinglePoint. The services, accounts and access entitlements each user has on SinglePoint or SinglePoint Essentials determines which functions are available through Mobile SinglePoint. Please note: The Mobile SinglePoint app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. The Mobile SinglePoint app requires Apple iOS version 9 or later. U.S. Bank is committed to protecting your security. Sensitive account information including your username and password are never stored on your mobile device and secure encryption is used to protect all transactions. For personal banking, search for U.S. Bank in the App Store; Mobile SinglePoint® is designed for business clients only. You must be a SinglePoint® or SinglePoint® Essentials client to use this mobile application. Before using this application, your system administrator must assign the mobile entitlement to you. For more information about Mobile SinglePoint, contact a U.S. Bank Treasury Management Consultant or send a request to TreasuryManagementSolutions@USBank.com to locate a consultant in your area.

About

Converge Mobile

This app transforms your smartphone or tablet into a secure point-of-sale system. It allows businesses to accept various payment types, including chip cards and contactless payments, anywhere they operate. Features include automatic calculation of discounts, taxes, and tips, with options for digital or printed receipts.

Highlights
  • Accept credit and debit cards
  • Process chip and contactless payments
  • Record cash transactions
  • Calculate discounts, taxes, and tips
  • Email or print customer receipts
  • Secure encrypted card reader support
Read full description

Accept credit and debit payments anywhere, anytime with this intuitive, easy-to-use mobile application that turns your smartphone, tablet or mobile device into a secured, affordable point-of-sale solution! Converge Mobile is a free mobile app that is an extension of Converge, an omni-commerce solution that allows you to process payments in person, via phone or telephone order, online, and using a mobile device. Converge Mobile supports EMV chip card transactions using an encrypted EMV card reader. Key features: • Accept PIN debit and credit cards, including mag stripe, chip card and contactless payments, like Apple Pay™ • Record cash transactions • Automatically calculate discounts and taxes and offer tips • Email or print customer receipts • Help protect cardholder data with an encrypted, chip card device • Use an unlimited number of supported iOS devices Converge Mobile is for any size business that needs to process transactions on the go. If you accept card payments on the road, then Converge Mobile will likely save you time and money, while improving the checkout experience for your customers. It can also be used at your location for payments during peak sales seasons, essentially creating a new checkout line without the added expense. Getting started is easy! 1. Establish a customer account with Elavon, directly or through one of many partners, and get a card reader (set up cost associated). If you do not have an account, follow the link at the bottom of the page. 2. Download the Converge Mobile App for free! 3. Open the App and enter a Device PassCode of your choice. You will be required to enter this security passcode each time you access the app. Note: If you do not have an Elavon customer account, select the ‘I don’t have an account’ option at bottom of the Welcome page. 4. Follow the simple set up instructions and start taking payments anywhere, anytime! Note: If you need a card reader to accept cards, contact your sales representative or account manager. For more information please visit: www.elavon.com/convergemobile or contact Elavon to establish a customer account.

Screenshots

Mobile SinglePoint4 screens
Converge Mobile4 screens

Verdict

The call

The clearest difference is rating: Converge Mobile at 3.3 against Mobile SinglePoint's 1.4. Converge Mobile also leads on review sentiment (22% vs 0%) and iOS requirement (12.5.7 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Converge Mobile holds the better App Store score, 3.3 against 1.4. Both are backed by a comparable volume of ratings — 69 and 30 respectively. Written reviews point the same way: 0% of Mobile SinglePoint's written reviews are positive against 22% of Converge Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 22, 2026 and August 14, 2026 respectively.

Scorecard3 real differences · 7 level
Mobile SinglePoint versus Converge Mobile: the parameters behind the verdict, then further details
ParameterMobile SinglePointConverge Mobile
PriceFreeFree
Rating1.4 (69 ratings)3.3 (30 ratings) — better
Positive reviews0.0% of reviews22.4% of reviews — better
Number of ratings69 — better30
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.5.7 — better
Further details — not scored
Size35 MB74 MB
Age rating4+4+
DeveloperU.S. BancorpElavon

Customer experience

Mobile SinglePoint

All ratings69 ratings
Positive8.7%
Neutral2.9%
Negative88.4%
Written reviews23 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Converge Mobile

All ratings30 ratings
Positive53.3%
Neutral6.7%
Negative40.0%
Written reviews49 reviews
Positive22.4%
Neutral16.3%
Negative61.2%

In-app purchases

None

Mobile SinglePoint

No in-app purchases

None

Converge Mobile

No in-app purchases

Questions

Is Mobile SinglePoint free?
Mobile SinglePoint is free to download, with no in-app purchases.
Is Converge Mobile free?
Converge Mobile is free to download, with no in-app purchases.
Which has better reviews, Mobile SinglePoint or Converge Mobile?
Converge Mobile is rated higher. Mobile SinglePoint averages 1.4 out of 5 from 69 ratings, while Converge Mobile averages 3.3 from 30 ratings.
Do Mobile SinglePoint or Converge Mobile have ads?
Neither Mobile SinglePoint nor Converge Mobile shows ads.
Which is updated more often, Mobile SinglePoint or Converge Mobile?
Mobile SinglePoint ships an update every 5 weeks, and Converge Mobile every 5 weeks. Most recently, Mobile SinglePoint was updated on September 22, 2026 and Converge Mobile on August 14, 2026.

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