Comparison

Money Manager vs Gastos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Manager

Manage your personal finances with this app. Track income and expenses, set budgets, manage debts, and forecast your financial future. It offers data protection and synchronization across devices.

Highlights
  • Track daily income/expense
  • Manage cash flow
  • Set budgets
  • Manage debts and loans
  • Create financial statements
  • Forecast future finances
  • Data synchronization across devices
Features
Read full description

Money Manager - Spending Tracker : The #1 Personal Finance Manager Over 5 million people have stopped "guessing" and started mastering their money—with just 30 seconds of daily tracking. After 10 years of listening to our users, we know the biggest hurdle isn't the lack of tools—it’s the effort of manual entry. That’s why Spending Tracker : Money Manager offers Voice Input, AI Invoice Scanning, and Automatic Bank Sync. Whichever you choose, it only takes seconds to keep your finances fully updated. WHY DO 5 MILLION USERS TRUST SPENDING TRACKER : MONEY MANAGER ? 1. Know where your money goes — Effortlessly All income and expenses are automatically categorized. Set budgets for each category and get instant alerts before you overspend. Result: On average, our users save an extra $100–$200/month just by visualizing their spending habits. 2. All your finances on one screen Cash, bank accounts, e-wallets, gold, foreign currencies, savings, and investments—all updated in real-time. Stop switching between 5 different apps to see your total net worth. 3. Family Sharing — Total transparency Multiple users can log transactions on a single account. Perfect for couples and families to manage shared cash flow, reduce conflict, and increase financial clarity. 4. Never miss a debt or credit card payment Get smart reminders for upcoming loans, debts, and credit card bills. Say goodbye to late fees and protect your credit score. 5. Understand your finances in 3 seconds Intuitive visual reports and scientific charts show you spending trends and identify "budget leaks" immediately—no Excel needed. 6. Seamless Data Sync Your data stays with you across smartphones and tablets (Desktop version coming soon). Log anywhere, view anytime. SMART UTILITIES TO LIGHTEN YOUR LOAD: AI Invoice Scanner: Log expenses without typing. Recurring Transactions: Never miss rent or utility bills. Smart Reminders: Build a habit without the willpower. Shopping Lists: Stick to your plan and avoid impulse buys. Bill Splitter: Easily split group expenses with friends. Loan Interest Calculator: Know exactly what you're paying. Excel/PDF Export: Ready-to-use reports whenever you need. Gold & Currency Rates: Real-time updates within the app. Personal finance isn't easy—but with just 30 seconds a day, we make it possible.

About

Gastos

Features
Read full description

Gastos Expense Tracker requires a subscription to access all features. See plan options upon download. Gastos reads your MariBank and SeaBank transaction email alerts and turns them into a clean spending dashboard automatically. No typing. No spreadsheets. No manual logging. HOW IT WORKS Connect your Gmail account with read-only access. The app finds your MariBank and SeaBank transaction emails and securely extracts your spending information. Card purchases, ATM withdrawals, and fund transfers are organized instantly. SPENDING AT A GLANCE View your total spending for today, this week, and this month in Philippine pesos. A yearly spending heatmap helps you understand your habits over time so you can spot patterns and make better decisions. SWIPE TO VOID Refunded purchase or duplicate charge? Swipe any transaction to mark it as voided so your totals stay accurate. PRIVATE BY DESIGN No backend. No servers. No tracking. All data is stored on your device. Your transaction information never leaves your phone. The app only reads transaction emails and has no access to your bank account or funds. FEATURES - Automatic expense tracking from MariBank and SeaBank email alerts - Support for card purchases, ATM withdrawals, and transfers - Daily, weekly, and monthly spending totals - Yearly spending heatmap - Transaction details and history - Swipe-to-void transactions - Pull-to-refresh email sync - On-device SQLite storage - Google Sign-In with read-only Gmail access SUPPORTED TRANSACTIONS - Card purchases (merchant and amount) - ATM withdrawals - Fund transfers (recipient and reference number) SUBSCRIPTION INFORMATION Gastos requires an active subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your Account Settings in the App Store after purchase. Disclaimer: This app is not affiliated with or endorsed by MariBank or SeaBank. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://maribank-tracker.kashi.dev/privacy

Screenshots

Money Manager4 screens
Gastos4 screens

Verdict

The call

The clearest difference is update cadence: Gastos at every 2 days against Money Manager's every 2 months. Money Manager's advantage is iOS requirement (13 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Manager sells 5 in-app purchases, starting at $0.99 per month and Gastos sells 7 in-app purchases, starting at $1.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Money Manager ships an update every 2 months, Gastos every 2 days. The most recent releases landed on October 26, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
Money Manager versus Gastos: the parameters behind the verdict, then further details
ParameterMoney ManagerGastos
PriceFreeFree
Rating4.5 (17 ratings) — better—
Positive reviews77.8% of reviews—
Number of ratings17 — better—
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13 — better17.0
Further details — not scored
Size151 MB40 MB
Age rating4+4+
DeveloperMISA JSCRefino Kashi Kyle Estudillo

In-app purchases

5 purchases

Money Manager

Subscriptions4
  • Money Keeper Premium Monthly$0.991 Month
  • Premium Monthly7 Days trial$1.991 Month
  • Money Keeper Premium Monthly$3.991 Year
Show 1 more
  • Premium Yearly7 Days trial$6.991 Year
One-time1
  • Lifetime Premium$8.99
7 purchases

Gastos

Subscriptions7
  • Pro Yearly3 Days trial$1.991 Year
  • Pro Yearly 1493 Days trial$1.991 Year
  • Pro Yearly 1993 Days trial$2.991 Year
Show 4 more
  • Maribank Expense Tracker Pro Yearly3 Days trial$4.991 Year
  • Pro Yearly 3993 Days trial$5.991 Year
  • Pro Yearly 4993 Days trial$7.991 Year
  • Maribank Expense Tracker Pro Yearly3 Days trial$14.991 Year

Questions

Is Money Manager free?
Money Manager is free to download, with in-app purchases available.
Is Gastos free?
Gastos is free to download, with in-app purchases available.
Do Money Manager or Gastos have ads?
Neither Money Manager nor Gastos shows ads.
Which is updated more often, Money Manager or Gastos?
Money Manager ships an update every 2 months, and Gastos every 2 days. Most recently, Money Manager was updated on October 26, 2026 and Gastos on October 19, 2026.

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