Xender vs Smartcash PSB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xender
Instantly share files, photos, videos, and music between devices without needing an internet connection or USB cable. This app offers lightning-fast transfers across different platforms, including phones and computers, with a built-in music player and file manager.
- Cross-platform file transfer
- No internet or USB required
- Fast file sharing
- Transfer photos, videos, music, documents
- Phone to computer transfer
- Built-in music player
- Full-featured file manager
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Need to transfer file between phones or between phone and pc? Try Xender and experience the fastest all-in-one file transfer and sharing app! Xender can send anything you want, from documents, photos, to videos, in an instant with a few taps. Besides to transfer and share file between iOS devices, Xender also allows to transfer file between iOS and other devices. Phone to Phone Transfer ● No USB, no internet, no data usage! ● Transfers everything - files, documents, photos, audio, videos! ● Extremely fast - imagine transfer video to friends in seconds! ● Supports cross-platform file transfer and sharing between iOS and other devices. Built-in Music Player Powerful File Manager with a full featured music player. Enjoy songs within the App. Phone to Computer Transfer ● Connects your phone to computer - even other people’s, anywhere! ● Transfers everything - files, documents, photos, videos! ● Supports off-line mode with high transfer speed and no internet is needed! Send anywhere as you want. Transfer music from iPhone to iPhone Transfer videos from iPhone to other phones Transfer photos from iPhone to Laptop PC Transfer pictures from other phones to Laptop PC Transfer MP3 from iPhone to Desktop PC Transfer MP4 from other phones to Desktop PC Transfer songs from iPhone to MacBook Transfer files from other phones to MacBook Supported Languages English, Amharic, Arabic, Bengali, Bulgarian, Burmese, Czech, Dutch, Filipino, French, German, Greek, Gujarati, Hausa, Hindi, Hungarian, Igbo, Indonesian, Italian, Japanese, Korean, Malay, Malayalam, Marathi, Oromo, Pashto, Persian, Polish, Portuguese, Punjabi, Romanian, Sindhi, Spanish, Swahili, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Urdu, Vietnamese, Yoruba Stay Connected Facebook: https://facebook.com/XenderApp Support service@xender.com
Smartcash PSB
This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.
- Instant money transfers
- Mobile and data recharge
- Utility and bill payments
- Merchant scan and pay
- Multi-account management
- Secure sign-in and transactions
- Favorite transaction shortcuts
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The Smartcash PSB app will allow you to: - Transfer Money instantly to any mobile number or Bank accounts. - Recharge or Buy Data for you and your loved ones. - Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home. - Scan & Pay at merchant outlets. - Manage more than one account through one app. - Sign-in & do your transactions Securely. - Add your transactions as Favourites for quick checkouts.
Screenshots
Verdict
The clearest difference is ads: Smartcash PSB at none against Xender's shown. Smartcash PSB also leads on monetization model (free vs free with in-app purchases). Xender's advantage is review sentiment (64% vs 43%) and chart position (#130 vs unranked). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Xender holds the better App Store score, 4.1 against 3.9. That said, the two scores are not equally well evidenced: Xender has 17K ratings behind it against 2K, so its average is the more settled of the two. Written reviews point the same way: 64% of Xender's written reviews are positive against 43% of Smartcash PSB's.
Xender ships an update every 5 weeks, Smartcash PSB every 3 weeks. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.
| Parameter | Xender | Smartcash PSB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (17K ratings) — better | 3.9 (2K ratings) |
| Positive reviews | 63.9% of reviews — better | 43.2% of reviews |
| Number of ratings | 17K — better | 2K |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #130 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 96 MB | 131 MB |
| Age rating | 17+ | 4+ |
| Developer | Xender Team | Airtel Africa |
Customer experience
Xender
Smartcash PSB
User reviews
Xender
From 17K App Store ratingsWhat we love
- 🚀 Fast file transfer
- 👍 Easy to use
- 💡 Useful features like music player
- 🚀 Reliable app
Room to improve
- 🐛 Crashes and bugs
- 🔒 Privacy concerns
- 🔋 High battery consumption
- 👎 Deteriorating service quality
Smartcash PSB
From 2K App Store ratingsWhat we love
- 🚀 Fast and reliable
- 💰 Great cashback offers
- 👍 Convenient and easy to use
- 🏆 Best app ever
- 🥰 Awesome features
Room to improve
- 🐛 Frequent crashes and login issues
- 🤔 Inconsistent cashback and data bundle issues
- 🤨 Poor customer service and unresolved complaints
- 💰 High transaction fees and charges
- 🔒 Security and account access problems
Bugs and requests
Xender
Reported bugs
4 issues- Frequent app crashes
- Issues with file format compatibility
- Connectivity problems when transferring files
- Missing features after recent updates
Requested features
5 requests- Add subtitle download option
- Improve music player functionality
- Restore 'send to phone' option
- Implement login/logout feature
- Add dark mode and themes
Smartcash PSB
Reported bugs
5 issues- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations
Requested features
5 requests- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability
In-app purchases
Xender
No in-app purchases
Smartcash PSB
No in-app purchases
