NIMB Smart vs KS Digi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NIMB Smart
Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure encryption
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NIMB Smart is Nepal Investment Mega Bank Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Investment Mega Bank Limited. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features NIMB Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Investment Mega Bank Limited, and you need to subscribe to the Nepal Investment Mega Bank Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NIMB Smart is a Member of Fonepay Network. Smart Banking for Smart People.
KS Digi
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Introducing the brand new Kamana Sewa Digital Banking app. KS DigiBank, a highly secure banking allows customers to stay on top of their accounts with a host of innovative features such as: - Digital Onboarding - Opening of new account in a minute with Instant KYC using Artificial Intelligence. - Video Banking & Branchless Banking - Video call your Bank's Relationship Manager to complete any of your banking needs from the comfort of your home. - Watch Banking - Use your Apple watch for easy access to banking services. - Agent Cash Withdrawal - Withdraw cash at any of Kamana Sewa Bank Agent Locations without visiting ATM, even in remote areas. - Send cash to friends and family and have them collect the cash at one of the Agent Locations. - Merchant QR Payments - Top up & Bill Payments
Screenshots
Verdict
NIMB Smart and KS Digi are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NIMB Smart ships an update monthly, KS Digi every 3 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.
| Parameter | NIMB Smart | KS Digi |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (63 ratings) — better | — |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 63 — better | — |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod, Apple Watch — better |
| Requires iOS | 12.4 | 12.3 — better |
| Further details — not scored | ||
| Size | 173 MB | 109 MB |
| Age rating | 17+ | 4+ |
| Developer | MEGA BANK NEPAL LIMITED | Kamana Sewa Bikas Bank Ltd. |
In-app purchases
NIMB Smart
No in-app purchases
KS Digi
No in-app purchases
