Comparison

AleraPay vs Sam by UCM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AleraPay

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view account details, and submit claims on the go. Secure and intuitive, this app provides real-time access to your important health benefit information.

Highlights
  • Check account balances 24/7
  • View account details and charts
  • File claims for medical FSA and HRA
  • Submit receipts via photo upload
  • Manage HSA transactions
  • Pay bills and add payees
  • Report lost or stolen debit cards
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

Sam by UCM

Access on-demand healthcare services from anywhere through web, mobile, or phone. Receive care when you need it, conveniently and remotely.

Highlights
  • On-demand healthcare access
  • Remote consultations
  • Web, mobile, and phone support
  • Convenient care delivery
Read full description

As of July 1st, 2026 Sam by UCM is transitioning to our newest patient platform, EVO. To access your account, head to care.evohealth.com and register for a new account. Please note that your current SAM login and password will not work on EVO.

Screenshots

AleraPay4 screens
Sam by UCM3 screens

Verdict

The call

The clearest difference is rating: AleraPay at 4.5 against Sam by UCM's 3.0. AleraPay also leads on review sentiment (61% vs 31%) and ratings volume (142 vs 34). Sam by UCM's advantage is update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AleraPay holds the better App Store score, 4.5 against 3.0. Both are backed by a comparable volume of ratings — 142 and 34 respectively. Written reviews point the same way: 61% of AleraPay's written reviews are positive against 31% of Sam by UCM's.

UpkeepUpdate frequency

AleraPay ships an update every 4 months, Sam by UCM every 5 weeks. The most recent releases landed on September 12, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
AleraPay versus Sam by UCM: the parameters behind the verdict, then further details
ParameterAleraPaySam by UCM
PriceFreeFree
Rating4.5 (142 ratings) — better3.0 (34 ratings)
Positive reviews60.6% of reviews — better30.8% of reviews
Number of ratings142 — better34
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.016.0 — better
Further details — not scored
Size29 MB124 MB
Age rating17+4+
DeveloperFLEXIBLE BENEFITS SYSTEM INCUPSTATE CONCIERGE MEDICINE, PLLC

Customer experience

AleraPay

All ratings131 ratings
Positive85.5%
Neutral0.8%
Negative13.7%
Written reviews33 reviews
Positive60.6%
Neutral3.0%
Negative36.4%

Sam by UCM

All ratings33 ratings
Positive51.5%
Neutral3.0%
Negative45.5%
Written reviews13 reviews
Positive30.8%
Neutral0.0%
Negative69.2%

In-app purchases

None

AleraPay

No in-app purchases

None

Sam by UCM

No in-app purchases

Questions

Is AleraPay free?
AleraPay is free to download, with no in-app purchases.
Is Sam by UCM free?
Sam by UCM is free to download, with no in-app purchases.
Which has better reviews, AleraPay or Sam by UCM?
AleraPay is rated higher. AleraPay averages 4.5 out of 5 from 142 ratings, while Sam by UCM averages 3.0 from 34 ratings.
Do AleraPay or Sam by UCM have ads?
Neither AleraPay nor Sam by UCM shows ads.
Which is updated more often, AleraPay or Sam by UCM?
AleraPay ships an update every 4 months, and Sam by UCM every 5 weeks. Most recently, AleraPay was updated on September 12, 2026 and Sam by UCM on September 20, 2026.

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