Widiba vs Swatch Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Widiba
This banking app offers a personalized and intuitive experience, allowing users to manage all their finances from a single page. Perform transactions and payments through a chat-like interface, and easily pay bills with QR codes or Apple Pay. Track your spending with visual graphs and monitor your assets.
- Single-page financial overview
- Chat-based transaction interface
- QR code bill payments
- Apple Pay integration
- Expense tracking with graphs
- Asset performance monitoring
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The Widiba app speaks your language and you don't have to learn how to use it: you already know how to do it. A custom experience, a simple communication with your every day language, a tool useful and always available. A new app easy and customizable. Install the new Widiba app now, it's free. Live your bank at 360°: from your PC, on your smartphone and tablet, at your wrist and even on your TV. EVERYTHING IN A SINGLE PAGE The main operations and informations on a single page. As you log in, you will find everything handy, even your bank details to share quickly, on Whatsapp or via SMS. Your time is precious and we want you to make the most of it. YOUR OPERATIONS LIKE A CHAT Thanks to new cutting-edge technology, you can make transactions and payments in a whole new way, just like chatting. It will be so natural you'll feel like you've always done it. PAY WITH A QR CODE AND APPLE PAY Your daily expenses are as smart as you: just frame the QR Code of the bills and we'll fill it in for you. Add your debit card to the Apple Pay, so you can pay in stores without taking your wallet out of your pocket. YOU ALWAYS KNOW HOW YOU SPEND You always have control of your expenses thanks to intuitive graphs. KEEP YOUR WALLET UNDER CONTROL Keep under control the performance of your wallet thanks to a home totally dedicated to your assets. Widiba Bank, no Ordinary Bank! ACCESSIBILITY INFO https://www.widiba.it/banca/online/it/accessibilita
Swatch Pay
This app allows you to link your payment card to your compatible watch for contactless payments. Track your transactions and manage your payment functions securely and conveniently from your smartphone.
- Link payment cards to watch
- Contactless payments
- Track payment history
- Suspend/delete payment function
- Secure payment verification
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Your Swatch watch just got even cooler! Thanks to Swatch Pay, making contactless payments is super-stylish and easy. It’s the ultimate blend of convenience and self-expression. Setting up your Swatch Pay is a breeze with our app. Just link your payment card to your Swatch Pay watch using the app and you’re good to go! Leave your wallet at home, because all you need is your Swatch Pay watch for secure, hassle-free payments wherever you are. Here's why you'll love the Swatch Pay app and paying with your Swatch Paywatch - Making payments is seriously simple. Just bring your Swatch Pay watch close to the payment terminal, and you’re all set. - Payments are verified by Visa and Mastercard, so you know you’re in safe hands. - Track the payments you’ve made with your Swatch Pay watch and stay on top of your spending using the Swatch Pay app. - Easily suspend or delete the payment function using the Swatch Pay app in case your watch goes missing. - Using Swatch Pay wont affect your watch's battery life, so you’re always ready to pay! And that is not all! Swatch Pay watches, like all Swatch watches, are water-resistant and meet the Swiss-made high quality standards, making them perfect for your active lifestyle!
Screenshots
Verdict
Widiba and Swatch Pay both sit at 4.6 stars, but that hides the real split: 55% of Widiba's written reviews are positive against 17% of Swatch Pay's. Widiba also leads on device support (4 vs 2). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Widiba holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 34 and 21 respectively. Written reviews point the same way: 55% of Widiba's written reviews are positive against 17% of Swatch Pay's.
Widiba ships an update every 4 weeks, Swatch Pay every 2 weeks. The most recent releases landed on August 18, 2026 and September 9, 2026 respectively.
| Parameter | Widiba | Swatch Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (34 ratings) — better | 4.4 (21 ratings) |
| Positive reviews | 54.7% of reviews — better | 16.7% of reviews |
| Number of ratings | 34 — better | 21 |
| Update frequency | Every 4 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple TV — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 225 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Widiba S.p.A. | SWATCH LTD |
Customer experience
Widiba
Swatch Pay
In-app purchases
Widiba
No in-app purchases
Swatch Pay
No in-app purchases









