Comparison

MB WAY vs Generali Tranquilidade

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MB WAY

This app simplifies payments by linking your mobile number to your bank card. Send, request, and receive money, split bills, and pay online or in-store using QR codes or NFC. It also offers virtual cards for secure online shopping and allows cash withdrawals at ATMs.

Highlights
  • Send, request, and receive money
  • Split bills with contacts
  • Generate MB NET virtual cards
  • Pay in-store with QR Code or NFC
  • Pay online with mobile number
  • Withdraw cash at ATMs
  • Track subscriptions and recurring payments
Features
Read full description

The MB WAY app is SIBS' digital solution that simplifies payments in one place! Link your mobile number to your bank card to Send, Request, and Receive money, Split bills, Generate MB NET virtual cards, shop online and in-store with QR Code or NFC, and earn rewards. Track subscriptions and recurring payments, withdraw cash, and use MULTIBANCO with MB WAY. With MB WAY Pulse, pay even when your phone is off, without battery, or without internet. All of this always with SIBS security guarantee. The MB WAY app is the No.1 payment app in Portugal and already a reference, with more than 6,5 million users who use its advantages daily, making it the favorite payment app of the Portuguese. FUNCTIONALITIES How to pay with MB WAY? To pay in-store, when paying for your purchases in physical shops, simply select "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option. - QR Code: After the merchant enters the amount, scan the QR code. If the amount exceeds the PIN limit, confirm with your MB WAY PIN, touch ID, or face ID. - NFC: Tap your phone on the terminal. If the amount exceeds the limit, confirm in the app and tap again. To pay online, select MB WAY as the payment method, enter your mobile number, and confirm the payment via notification and your MB WAY PIN. How to buy with MB NET? When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated. How to use MULTIBANCO? To use the "Utilizar MULTIBANCO” option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option. You can also generate a code for someone else to go to MULTIBANCO to withdraw. You can also use this option “Utilizar MULTIBANCO” to carry out other operations available at MULTIBANCO. How to send money? Simply tap "Send Money," select a contact, enter the amount, and confirm the transaction. The money will be available immediately in the recipient's account. For amounts over €2,000, you must join MB WAY Verified and authenticate the transactions with facial recognition. How to request money? To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to request money from, indicate the amount, and confirm the operation. You can also request the amount through your personal QR Code. How to split an account? To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation. How to join authorized payments? To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done! How to activate MB WAY? 1. Link your bank card at an ATM (MULTIBANCO) 2. Download the app for free and activate it with your mobile number MB WAY is the only official digital payments app from SIBS, accepted by all major banks in Portugal. How to activate MB WAY pulse? Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. How to activate MB WAY Verified? Joining MB WAY Verified is part of the MB WAY activation process. You can also activate it in the "MAIS - DEFINIÇÕES" menu or during a money transfer. The process is simple: just submit an ID document (ID Card, Passport, or Residence Permit) and complete facial recognition.

About

Generali Tranquilidade

Manage your insurance policies, file and track claims for auto, home, or domestic assistance, and make payments. Access policy documents, simulate new insurance options, and find contact information for support and your insurance broker.

Highlights
  • Consult insurance policies and documents
  • File and track auto and home claims
  • Request domestic assistance
  • Pay insurance premiums
  • Simulate insurance policies online
  • Use biometric login
Features
Read full description

A App Generali Tranquilidade permite-lhe, de forma simples e rápida, consultar os seus seguros, abrir e acompanhar os seus sinistros auto, casa ou assistência ao domicílio, sempre que precisar de ajuda. Disponível 24 horas por dia e 7 dias por semana, com a App Generali Tranquilidade pode gerir os seus seguros a qualquer hora. Entre outras funcionalidades da App, destacamos: - Usar dados biométricos para entrar na App; - Consultar os seus seguros e respetivos documentos; - Pagar os seus seguros (também pode consultar os seus recibos e referências para pagamento); - Aderir ou alterar IBAN do débito direto - Participar sinistros (auto e casa); - Pedir assistência ao domicílio (casa); - Simular alguns seguros 100% online - Consultar as simulações dos últimos 30 dias (auto e casa); - Ver contactos e linhas de apoio; - Aceder à informação sobre o seu mediador. Descarregue já a App Generali Tranquilidade e tenha os seus seguros sempre à mão. Simplifique a sua vida.

Screenshots

MB WAY4 screens
Generali Tranquilidade4 screens

Verdict

The call

The clearest difference is rating: MB WAY at 2.5 against Generali Tranquilidade's 2.0. MB WAY also leads on ratings volume (69 vs 5). Generali Tranquilidade's advantage is monetization model (free vs free with in-app purchases) and review sentiment (20% vs 8%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MB WAY holds the better App Store score, 2.5 against 2.0. That said, the two scores are not equally well evidenced: MB WAY has 69 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 8% of MB WAY's written reviews are positive against 20% of Generali Tranquilidade's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MB WAY ships an update monthly, Generali Tranquilidade fortnightly. The most recent releases landed on October 14, 2026 and October 11, 2026 respectively.

Scorecard4 real differences · 6 level
MB WAY versus Generali Tranquilidade: the parameters behind the verdict, then further details
ParameterMB WAYGenerali Tranquilidade
PriceFreeFree
Rating2.5 (69 ratings) — better2.0 (5 ratings)
Positive reviews7.6% of reviews20.0% of reviews — better
Number of ratings69 — better5
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.6
Further details — not scored
Size233 MB120 MB
Age rating4+4+
DeveloperSIBS FPSGenerali Seguros, S.A.

Customer experience

MB WAY

All ratings69 ratings
Positive36.2%
Neutral4.3%
Negative59.4%
Written reviews119 reviews
Positive7.6%
Neutral8.4%
Negative84.0%

Generali Tranquilidade

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

In-app purchases

None

MB WAY

No in-app purchases

None

Generali Tranquilidade

No in-app purchases

Questions

Is MB WAY free?
MB WAY is free to download, with no in-app purchases.
Is Generali Tranquilidade free?
Generali Tranquilidade is free to download, with no in-app purchases.
Which has better reviews, MB WAY or Generali Tranquilidade?
MB WAY is rated higher. MB WAY averages 2.5 out of 5 from 69 ratings, while Generali Tranquilidade averages 2.0 from 5 ratings.
Do MB WAY or Generali Tranquilidade have ads?
Neither MB WAY nor Generali Tranquilidade shows ads.
Which is updated more often, MB WAY or Generali Tranquilidade?
MB WAY ships an update monthly, and Generali Tranquilidade fortnightly. Most recently, MB WAY was updated on October 14, 2026 and Generali Tranquilidade on October 11, 2026.

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