MB WAY vs $plitter
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MB WAY
This app simplifies payments by linking your mobile number to your bank card. Send, request, and receive money, split bills, and pay online or in-store using QR codes or NFC. It also offers virtual cards for secure online shopping and allows cash withdrawals at ATMs.
- Send, request, and receive money
- Split bills with contacts
- Generate MB NET virtual cards
- Pay in-store with QR Code or NFC
- Pay online with mobile number
- Withdraw cash at ATMs
- Track subscriptions and recurring payments
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The MB WAY app is SIBS' digital solution that simplifies payments in one place! Link your mobile number to your bank card to Send, Request, and Receive money, Split bills, Generate MB NET virtual cards, shop online and in-store with QR Code or NFC, and earn rewards. Track subscriptions and recurring payments, withdraw cash, and use MULTIBANCO with MB WAY. With MB WAY Pulse, pay even when your phone is off, without battery, or without internet. All of this always with SIBS security guarantee. The MB WAY app is the No.1 payment app in Portugal and already a reference, with more than 6,5 million users who use its advantages daily, making it the favorite payment app of the Portuguese. FUNCTIONALITIES How to pay with MB WAY? To pay in-store, when paying for your purchases in physical shops, simply select "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option. - QR Code: After the merchant enters the amount, scan the QR code. If the amount exceeds the PIN limit, confirm with your MB WAY PIN, touch ID, or face ID. - NFC: Tap your phone on the terminal. If the amount exceeds the limit, confirm in the app and tap again. To pay online, select MB WAY as the payment method, enter your mobile number, and confirm the payment via notification and your MB WAY PIN. How to buy with MB NET? When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated. How to use MULTIBANCO? To use the "Utilizar MULTIBANCO” option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option. You can also generate a code for someone else to go to MULTIBANCO to withdraw. You can also use this option “Utilizar MULTIBANCO” to carry out other operations available at MULTIBANCO. How to send money? Simply tap "Send Money," select a contact, enter the amount, and confirm the transaction. The money will be available immediately in the recipient's account. For amounts over €2,000, you must join MB WAY Verified and authenticate the transactions with facial recognition. How to request money? To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to request money from, indicate the amount, and confirm the operation. You can also request the amount through your personal QR Code. How to split an account? To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation. How to join authorized payments? To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done! How to activate MB WAY? 1. Link your bank card at an ATM (MULTIBANCO) 2. Download the app for free and activate it with your mobile number MB WAY is the only official digital payments app from SIBS, accepted by all major banks in Portugal. How to activate MB WAY pulse? Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. How to activate MB WAY Verified? Joining MB WAY Verified is part of the MB WAY activation process. You can also activate it in the "MAIS - DEFINIÇÕES" menu or during a money transfer. The process is simple: just submit an ID document (ID Card, Passport, or Residence Permit) and complete facial recognition.
$plitter
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The check just hit the table. Someone's squinting at the receipt. Someone else is doing math on a napkin. A third person is "definitely going to Venmo you later." You know how this ends. Splitter settles it. Splitter is the simplest way to split a bill fast and fairly with friends. Split bills in seconds. Snap a photo of your receipt, add your group, assign items, and text everyone their share. All in seconds. Splitter reads your receipt, calculates tax and tip for each person, and sends a breakdown via text with a link to pay you back on Venmo, Cash App, or Zelle. * Scan receipts with your camera * Add friends from your contacts * Assign items by tapping — by item or by person * Combine multiple receipts into one split * Adjustable tip presets and custom tax * Payment links included in every text * Split history saved locally * No account required, no data leaves your phone Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is device support: MB WAY at 3 against $plitter's 1. On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | MB WAY | $plitter |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (69 ratings) — better | — |
| Positive reviews | 7.6% of reviews | — |
| Number of ratings | 69 — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 233 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | SIBS FPS | Sarah Beattie |
In-app purchases
MB WAY
No in-app purchases
$plitter
No in-app purchases









