Comparison

MB WAY vs Subscription Bills Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MB WAY

This app simplifies payments by linking your mobile number to your bank card. Send, request, and receive money, split bills, and pay online or in-store using QR codes or NFC. It also offers virtual cards for secure online shopping and allows cash withdrawals at ATMs.

Highlights
  • Send, request, and receive money
  • Split bills with contacts
  • Generate MB NET virtual cards
  • Pay in-store with QR Code or NFC
  • Pay online with mobile number
  • Withdraw cash at ATMs
  • Track subscriptions and recurring payments
Features
Read full description

The MB WAY app is SIBS' digital solution that simplifies payments in one place! Link your mobile number to your bank card to Send, Request, and Receive money, Split bills, Generate MB NET virtual cards, shop online and in-store with QR Code or NFC, and earn rewards. Track subscriptions and recurring payments, withdraw cash, and use MULTIBANCO with MB WAY. With MB WAY Pulse, pay even when your phone is off, without battery, or without internet. All of this always with SIBS security guarantee. The MB WAY app is the No.1 payment app in Portugal and already a reference, with more than 6,5 million users who use its advantages daily, making it the favorite payment app of the Portuguese. FUNCTIONALITIES How to pay with MB WAY? To pay in-store, when paying for your purchases in physical shops, simply select "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option. - QR Code: After the merchant enters the amount, scan the QR code. If the amount exceeds the PIN limit, confirm with your MB WAY PIN, touch ID, or face ID. - NFC: Tap your phone on the terminal. If the amount exceeds the limit, confirm in the app and tap again. To pay online, select MB WAY as the payment method, enter your mobile number, and confirm the payment via notification and your MB WAY PIN. How to buy with MB NET? When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated. How to use MULTIBANCO? To use the "Utilizar MULTIBANCO” option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option. You can also generate a code for someone else to go to MULTIBANCO to withdraw. You can also use this option “Utilizar MULTIBANCO” to carry out other operations available at MULTIBANCO. How to send money? Simply tap "Send Money," select a contact, enter the amount, and confirm the transaction. The money will be available immediately in the recipient's account. For amounts over €2,000, you must join MB WAY Verified and authenticate the transactions with facial recognition. How to request money? To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to request money from, indicate the amount, and confirm the operation. You can also request the amount through your personal QR Code. How to split an account? To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation. How to join authorized payments? To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done! How to activate MB WAY? 1. Link your bank card at an ATM (MULTIBANCO) 2. Download the app for free and activate it with your mobile number MB WAY is the only official digital payments app from SIBS, accepted by all major banks in Portugal. How to activate MB WAY pulse? Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. How to activate MB WAY Verified? Joining MB WAY Verified is part of the MB WAY activation process. You can also activate it in the "MAIS - DEFINIÇÕES" menu or during a money transfer. The process is simple: just submit an ID document (ID Card, Passport, or Residence Permit) and complete facial recognition.

About

Subscription Bills Manager

Features
Read full description

Never get surprised by a subscription charge again. Finds every subscription you're paying for — automatically — and shows you exactly where your money is going every month. WHY SUBLY? Most people are paying for 2-3 subscriptions they forgot about. This App scans your Gmail inbox (securely, with your permission) to find every subscription confirmation email and builds your complete subscription list in seconds. No manual digging through bank statements. KEY FEATURES AUTO-DETECT FROM GMAIL Sign in with Google and Subly scans your inbox for subscription receipts and renewal emails — building your list automatically. Review and confirm what it finds. MANUAL TRACKING Prefer to add things yourself? Enter any subscription with price, currency, payment method, and renewal date in seconds. NEVER MISS A RENEWAL Get local reminders before you're charged, so you always have time to cancel, downgrade, or keep it — your choice, not a surprise. SPENDING INSIGHTS See your total monthly and yearly subscription spend at a glance, broken down so you know exactly where every dollar goes. MULTI-CURRENCY SUPPORT Track subscriptions in any currency with built-in live conversion — perfect if you pay for services from different countries. CANCEL GUIDES Step-by-step guides to help you actually cancel subscriptions you no longer need — no more hunting through settings menus. AI ADVISOR Chat with a built-in AI assistant for personalized tips on cutting subscription costs and making smarter spending decisions. FUNDAMENTALS Bite-sized lessons on subscriptions and personal finance, so you get smarter about recurring spending over time. PRIVATE & SECURE Your data stays yours. Gmail scanning only reads subscription-related emails and requires your explicit sign-in permission at every step. WHO IS SUBLY FOR? • Anyone tired of surprise charges on their card • People juggling Netflix, Spotify, gym memberships, cloud storage, and a dozen other subscriptions • Budget-conscious users who want a clear picture of recurring spend • Freelancers and professionals tracking software/tool subscriptions GET STARTED IN UNDER A MINUTE Open App, choose manual entry or Gmail scan, and get your complete subscription picture instantly. Download today and take back control of your recurring spending. --- Premium unlocks unlimited subscription tracking, advanced insights, and priority AI Advisor access. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Terms of Use: https://softdroidapp.com/terms-conditions Privacy Policy: https://softdroidapp.com/privacy-policy

Screenshots

MB WAY4 screens
Subscription Bills Manager4 screens

Verdict

The call

The clearest difference is in-app purchases: MB WAY at none against Subscription Bills Manager's 3. MB WAY also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Bills Manager sells 3 in-app purchases, starting at $4.99 per 7 days. MB WAY asks for nothing beyond the download.

Scorecard2 real differences · 8 level
MB WAY versus Subscription Bills Manager: the parameters behind the verdict, then further details
ParameterMB WAYSubscription Bills Manager
PriceFreeFree
Rating2.5 (69 ratings) — better—
Positive reviews7.6% of reviews—
Number of ratings69 — better—
Update frequencyMonthly—
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size233 MB23 MB
Age rating4+4+
DeveloperSIBS FPSNaveed Ur Rahman Shah Ras khan

In-app purchases

None

MB WAY

No in-app purchases

3 purchases

Subscription Bills Manager

Subscriptions3
  • Weekly - Bills Manager$4.997 Days
  • Weekly - Bills Manager (Trial)3 Days trial$6.997 Days
  • Yearly - Bills Manager$24.991 Year

Questions

Is MB WAY free?
MB WAY is free to download, with no in-app purchases.
Is Subscription Bills Manager free?
Subscription Bills Manager is free to download, with in-app purchases available.
Do MB WAY or Subscription Bills Manager have ads?
Subscription Bills Manager shows ads; MB WAY does not.

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