Comparison

ALCO Deposit vs Deposit Express

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ALCO Deposit

Deposit checks remotely using your smartphone by simply taking photos of the front and back. Follow a quick, guided process to approve the transaction and receive confirmation. Enrollment is required, and data access charges may apply.

Highlights
  • Remote check deposit
  • Photo capture for checks
  • Guided transaction approval
  • Deposit confirmation
  • Enrollment required
Features
Read full description

Alco Remote Deposit Download our Alco Deposit app and you can deposit checks using your phone! It’s as simple as snapping a picture of your check: 1. Open Alco FCU’s Alco Deposit app 2. Select “Deposit Check” 3. Take photos of the check, front and back 4. Approve the transaction 5. Get your confirmation and you’re done! Ready to start? Give us a call at 1-585-593-4959 to enroll. You may be charged for data access by your mobile carrier. Check with your carrier for details on specific fees and charges. Some restrictions apply; not everyone will qualify for enrollment. Please retain check for 45 days before shredding.

About

Deposit Express

Deposit checks remotely with this mobile banking tool. Designed for U.S. Bank business clients, it allows for quick check deposits without visiting a branch. Secure encryption protects all transmissions.

Highlights
  • Remote check deposit
  • Business banking solution
  • Secure transmissions
  • Easy-to-use interface
  • Smartphone and tablet compatible
Features
Read full description

U.S. Bank Deposit Express is an easy-to-use mobile remote deposit capture solution. In just a few easy steps, you can deposit checks without making a trip to the bank. Please note: You must be a U.S. Bank business client enrolled in Deposit Express to use this mobile application. Before using this application, U.S. Bank must provide you a username and password. For more information about Deposit Express, contact a U.S. Bank Business Banking Specialist at usbank.com/small-business/contact-form.html. The Deposit Express mobile application is free to download. Your mobile carrier may charge access fees depending on your specific plan. Check with your mobile carrier for applicable fees or charges. The U.S. Bank Deposit Express application is supported on Smartphone and tablet devices compatible with iOS versions 9.3 to current. U.S. Bank is committed to protecting your security. No sensitive account information or username and password are ever stored on your mobile device and secure encryption is used to protect all transmissions. Service may be subject to credit approval. Eligibility requirements, other conditions, and fees may apply. Deposit products offered by U.S. Bank National Association. Member FDIC. ©2019 U.S. Bank National Association. All rights reserved.

Screenshots

ALCO Deposit4 screens
Deposit Express4 screens

Verdict

The call

The clearest difference is rating: ALCO Deposit at 5.0 against Deposit Express's 2.2. ALCO Deposit also leads on iOS requirement (9.0 vs 15.0). Deposit Express's advantage is ratings volume (28 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ALCO Deposit holds the better App Store score, 5.0 against 2.2. That said, the two scores are not equally well evidenced: Deposit Express has 28 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

ALCO Deposit ships an update every 26 months, Deposit Express every 14 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
ALCO Deposit versus Deposit Express: the parameters behind the verdict, then further details
ParameterALCO DepositDeposit Express
PriceFreeFree
Rating5.0 (1 ratings) — better2.2 (28 ratings)
Positive reviews—0.0% of reviews
Number of ratings128 — better
Update frequencyEvery 26 monthsEvery 14 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS9.0 — better15.0
Further details — not scored
Size3 MB95 MB
Age rating4+4+
DeveloperVSoft CorporationU.S. Bancorp

In-app purchases

None

ALCO Deposit

No in-app purchases

None

Deposit Express

No in-app purchases

Questions

Is ALCO Deposit free?
ALCO Deposit is free to download, with no in-app purchases.
Is Deposit Express free?
Deposit Express is free to download, with no in-app purchases.
Which has better reviews, ALCO Deposit or Deposit Express?
ALCO Deposit is rated higher. ALCO Deposit averages 5.0 out of 5 from 1 ratings, while Deposit Express averages 2.2 from 28 ratings.
Do ALCO Deposit or Deposit Express have ads?
Neither ALCO Deposit nor Deposit Express shows ads.
Which is updated more often, ALCO Deposit or Deposit Express?
ALCO Deposit ships an update every 26 months, and Deposit Express every 14 months. Most recently, ALCO Deposit was updated on October 22, 2026 and Deposit Express on October 24, 2026.

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