Comparison

Excel Smart vs Premium Collector

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Excel Smart

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant QR code payments. Enjoy convenient banking anytime, anywhere without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure SSL encryption
Features
Read full description

Excel Smart is Excel Development Bank Ltd's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Excel Development Bank Ltd. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Excel Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Excel Development Bank Ltd, and you need to subscribe to the Excel Development Bank Ltd's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Excel Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Premium Collector

Features
Read full description

Premium Collector is designed for businesses and collection agents to simplify the payment collection process. Key Features Collect customer payments securely Record cash and digital payment transactions View payment history and collection reports Search and manage customer information Track pending and completed collections Secure login and user access management Simple and easy-to-use interface Premium Collector helps collection agents improve productivity, reduce paperwork, and maintain accurate payment records anytime and anywhere.

Screenshots

Excel Smart4 screens
Premium Collector3 screens

Verdict

The call

The clearest difference is update cadence: Premium Collector at every 3 weeks against Excel Smart's every 4 months. Excel Smart's advantage is iOS requirement (13.0 vs 15). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Excel Smart ships an update every 4 months, Premium Collector every 3 weeks. The most recent releases landed on October 24, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 8 level
Excel Smart versus Premium Collector: the parameters behind the verdict, then further details
ParameterExcel SmartPremium Collector
PriceFreeFree
Rating3.4 (5 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15
Further details — not scored
Size183 MB20 MB
Age rating17+17+
DeveloperExcel Development Bank LtdDevanasoft Pvt Ltd

In-app purchases

None

Excel Smart

No in-app purchases

None

Premium Collector

No in-app purchases

Questions

Is Excel Smart free?
Excel Smart is free to download, with no in-app purchases.
Is Premium Collector free?
Premium Collector is free to download, with no in-app purchases.
Do Excel Smart or Premium Collector have ads?
Neither Excel Smart nor Premium Collector shows ads.
Which is updated more often, Excel Smart or Premium Collector?
Excel Smart ships an update every 4 months, and Premium Collector every 3 weeks. Most recently, Excel Smart was updated on October 24, 2026 and Premium Collector on September 29, 2026.

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