Excel Smart vs NMC NextGen
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Excel Smart
Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant QR code payments. Enjoy convenient banking anytime, anywhere without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure SSL encryption
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Excel Smart is Excel Development Bank Ltd's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Excel Development Bank Ltd. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Excel Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Excel Development Bank Ltd, and you need to subscribe to the Excel Development Bank Ltd's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Excel Smart is a Member of Fonepay Network. Smart Banking for Smart People.
NMC NextGen
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NMC NextGen is a comprehensive digital banking application developed for the members and account holders of NMC-COOP. It provides secure, convenient, and seamless banking services anytime and anywhere. Key Features of NMC NextGen: • Secure login and safe transaction management. • Fund transfer services for easy money movement. • Bank to Co-operative Deposit facility for direct account transfers. • Account details and transaction history tracking. • Utility bill payments and mobile recharge services. • QR Scan & Pay for quick and secure merchant payments. • Fast, reliable, and user-friendly digital banking experience. NMC NextGen is designed to make everyday banking simpler, safer, and more convenient for NMC members through modern digital financial services.
Screenshots
Verdict
The clearest difference is update cadence: NMC NextGen at weekly against Excel Smart's every 4 months. Excel Smart's advantage is iOS requirement (12.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Excel Smart ships an update every 4 months, NMC NextGen weekly. The most recent releases landed on October 9, 2026 and October 1, 2026 respectively.
| Parameter | Excel Smart | NMC NextGen |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 4 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 15.6 |
| Further details — not scored | ||
| Size | 172 MB | 395 MB |
| Age rating | 17+ | 4+ |
| Developer | Excel Development Bank Ltd | NMC Multipurpose Cooperative Ltd. |
In-app purchases
Excel Smart
No in-app purchases
NMC NextGen
No in-app purchases
Questions
Is Excel Smart free?
Is NMC NextGen free?
Do Excel Smart or NMC NextGen have ads?
Which is updated more often, Excel Smart or NMC NextGen?
Other comparisons
