Comparison

NSDL Speede App vs SBI Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NSDL Speede App

Access and view your investment holdings directly from your NSDL D-mat account. Existing users of NSDL's IDeAS or SPEEDe system can log in with their current credentials.

Highlights
  • View investment holdings
  • Access NSDL D-mat account
  • Use existing IDeAS/SPEEDe credentials
  • Online registration
Features
Read full description

View your investment holdings in NSDL D-mat account. For online registration, follow simple steps after downloading App. If you are already a User of IDeAS or SPEEDe system of NSDL, the same credentials (i.e. User ID and Password) will work. Use it and share your experience with us at mobileappfeedback@nsdl.co.in Requirement : iOS version 15.0 or higher.

About

SBI Authenticator

This app provides a secure and convenient way to authenticate digital banking transactions, reducing reliance on SMS OTPs. It offers multiple authentication methods like prompt-based approvals and QR code scanning for enhanced security.

Highlights
  • Secure authentication
  • Reduces SMS OTP dependency
  • Prompt-based approvals
  • QR code scanning
  • App-based OTP
  • Supports SBI Yono Lite, RINB, MINB
Read full description

The SBI Authenticator is a secure, efficient and user-friendly authentication solution developed by the State Bank of India to enhance the safety and convenience of your digital banking experience. This app is designed to reduce dependency on traditional SMS-based One-Time Passwords (OTPs) and enables more secure and seamless authentication methods for both financial and non-financial transactions across SBI Yono Lite, Yono Net Banking and Merchant Internet Banking (MINB) platforms. As digital banking grows, so does the need for robust, real-time authentication. The SBI Authenticator empowers users with multiple authentication options, including prompt-based approvals, QR code scanning and authentication using app-based OTP, offering a modern, secure and reliable alternative to SMS OTPs. With this Authenticator app, users can set their preferred authentication modes for various SBI channels that they use.

Screenshots

NSDL Speede App4 screens
SBI Authenticator4 screens

Verdict

The call

The clearest difference is rating: NSDL Speede App at 4.1 against SBI Authenticator's 1.2. NSDL Speede App also leads on review sentiment (36% vs 22%) and device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NSDL Speede App holds the better App Store score, 4.1 against 1.2. Both are backed by a comparable volume of ratings — 33 and 24 respectively. Written reviews point the same way: 36% of NSDL Speede App's written reviews are positive against 22% of SBI Authenticator's.

UpkeepUpdate frequency

NSDL Speede App ships an update every 6 weeks, SBI Authenticator every 2 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
NSDL Speede App versus SBI Authenticator: the parameters behind the verdict, then further details
ParameterNSDL Speede AppSBI Authenticator
PriceFreeFree
Rating4.1 (33 ratings) — better1.2 (24 ratings)
Positive reviews35.5% of reviews — better21.7% of reviews
Number of ratings33 — better24
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size29 MB72 MB
Age rating4+4+
DeveloperNational Securities Depository LimitedState Bank of India

Customer experience

NSDL Speede App

All ratings32 ratings
Positive75.0%
Neutral3.1%
Negative21.9%
Written reviews76 reviews
Positive35.5%
Neutral7.9%
Negative56.6%

SBI Authenticator

All ratings24 ratings
Positive4.2%
Neutral0.0%
Negative95.8%
Written reviews60 reviews
Positive21.7%
Neutral6.7%
Negative71.7%

In-app purchases

None

NSDL Speede App

No in-app purchases

None

SBI Authenticator

No in-app purchases

Questions

Is NSDL Speede App free?
NSDL Speede App is free to download, with no in-app purchases.
Is SBI Authenticator free?
SBI Authenticator is free to download, with no in-app purchases.
Which has better reviews, NSDL Speede App or SBI Authenticator?
NSDL Speede App is rated higher. NSDL Speede App averages 4.1 out of 5 from 33 ratings, while SBI Authenticator averages 1.2 from 24 ratings.
Do NSDL Speede App or SBI Authenticator have ads?
Neither NSDL Speede App nor SBI Authenticator shows ads.
Which is updated more often, NSDL Speede App or SBI Authenticator?
NSDL Speede App ships an update every 6 weeks, and SBI Authenticator every 2 months. Most recently, NSDL Speede App was updated on October 21, 2026 and SBI Authenticator on October 24, 2026.

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