HVB Mobile Banking vs Extra Karte
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HVB Mobile Banking
Manage your banking needs conveniently and securely from anywhere. Features include a bill scanner for quick payments, mobile trading for investments, and a digital mailbox for important documents. Available for users aged 12 and up.
- Account balances and transactions
- Bill scanner for quick transfers
- Mobile trading and investment management
- Digital mailbox
- Mobile payments with Apple Pay
- Financial manager
- Secure login with biometrics
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Mit der HVB Mobile Banking App erledigen Sie Ihre Bankgeschäfte einfach, schnell und sicher – egal ob zu Hause oder unterwegs. Entdecken Sie moderne Funktionen wie den Rechnungsscanner, mobiles Trading und Ihr digitales Postfach. Verfügbar bereits ab 12 Jahren! DAS ERWARTET SIE: Konten & Karten: - Kontostände & Umsätze auf einen Blick - Sekundenschnelles Überweisen per Rechnungsscanner - Zahlreiche Services wie z. B. Adressänderungen - Mobiles Bezahlen mit Apple Pay Wertpapiere: - Depots & Märkte jederzeit im Blick behalten - Wertpapiere kaufen/verkaufen, Investmentsparpläne verwalten - Virtuelle Depots & Watchlists nutzen Mehr: - Digitales Postfach - Finanzmanager für Ihre persönliche Planung - Hauptfunktionen auch auf Englisch verfügbar - HVB KomfortKredite beantragen und einsehen - Immobiliendarlehen managen - Privatschutzversicherungen unseres Partners Allianz berechnen, abschließen und verwalten Sicherheit: - Sicherer Login per Touch ID oder Face ID - Modernes appTAN-Verfahren – ohne Zusatzgerät - Salden ausblendbar für mehr Privatsphäre unterwegs - Tageslimit anpassen - Karten sperren / entsperren Kundenservice: - Eigener Hilfe & Servicebereich - HVB Live Chat - Termine vereinbaren Fragen? Unser Onlineservice hilft Ihnen gerne! Mo – Fr: 8 – 20 Uhr, Sa: 8 – 14 Uhr Telefon: 089 378 48888
Extra Karte
Manage your credit card account securely and conveniently from your mobile device. View card details, confirm payments, track transactions, and pay invoices. You can also apply for a new card directly within the app.
- View card details
- Confirm online payments
- See all transactions
- Check and pay invoices
- Apply for new card
- Installment options
- Cashback on travel
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Experience full control over your Extra Karte credit card directly in our app! Just log in with your credit card account credentials and manage your Extra Karte anytime and anywhere with ease. With the Extra Karte App, you can: • Instantly view your card details • Safely confirm online payments • See all transactions at a glance • Check and pay invoices Don’t have an Extra Karte yet? No problem! Apply for your Extra Karte credit card in just a few simple steps in the app. The benefits of our Extra Karte: • 0 € Card and annual fees • Flexibility with installment options • Up to 7 weeks of interest-free payment time • 5% cashback on travel bookings with Urlaubsplus Your security – our promise: Our credit card is therefore equipped with the latest security standards. In addition, the Mastercard IdentityCheck and its two-factor authentication provide addition protection for your online transactions.
Screenshots
Verdict
The clearest difference is rating: Extra Karte at 4.9 against HVB Mobile Banking's 4.3. Extra Karte also leads on review sentiment (92% vs 69%) and update cadence (fortnightly vs monthly). HVB Mobile Banking's advantage is ratings volume (645 vs 34) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Extra Karte holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: HVB Mobile Banking has 645 ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 69% of HVB Mobile Banking's written reviews are positive against 92% of Extra Karte's.
HVB Mobile Banking ships an update monthly, Extra Karte fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | HVB Mobile Banking | Extra Karte |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (645 ratings) | 4.9 (34 ratings) — better |
| Positive reviews | 68.6% of reviews | 91.7% of reviews — better |
| Number of ratings | 645 — better | 34 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 144 MB | 87 MB |
| Age rating | 4+ | 17+ |
| Developer | UniCredit Bank GmbH | Bank DiMare Limited |
Customer experience
HVB Mobile Banking
Extra Karte
Bugs and requests
HVB Mobile Banking
Reported bugs
15 issues- App crashes on startup after updates
- Face ID/biometric login disabled unexpectedly and frequently
- AppTAN not delivered or displayed properly
- Login hangs or fails intermittently
- Credit card transaction access causes crashes and logouts
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- Device swap requires complex AppTAN reactivation process
- iOS version misidentification (iPhone 16 with iOS 18.5 recognized as iPhone 17.5)
- SMS TAN delivery failures after device changes
- AppTAN ID not appearing in app despite enrollment
- Depot/portfolio data unavailable during maintenance without notice
- Invoice scanner malfunction after updates
- Scrolling in transaction lists causes jarring display jumps
- Tutorial/tip screens reappear despite 'don't show again' selection
- Server connection errors and timeouts
- Logout process requires excessive attempts
Requested features
13 requests- Full English language translation (not just headings)
- IBAN input accepting formatted IBANs with spaces
- Landscape/horizontal view for account statements
- Improved transaction search with date range input
- Extended transaction history beyond 2 years
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- Budget and expense tracking function
- Feedback/bug report feature within app
- Smoother scrolling in credit card transaction views
- Persistent biometric login without frequent resets
- One-click AppTAN confirmation (like push notification swipe)
- Customizable account ordering and visibility
- Simplified login terminology (standard 'Password' instead of 'HVB Direct Banking PIN')
- Account statement export to PDF with landscape support
Extra Karte
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HVB Mobile Banking
No in-app purchases
Extra Karte
No in-app purchases
Questions
Is HVB Mobile Banking free?
Is Extra Karte free?
Which has better reviews, HVB Mobile Banking or Extra Karte?
Do HVB Mobile Banking or Extra Karte have ads?
Which is updated more often, HVB Mobile Banking or Extra Karte?
Other comparisons
