Expenses OK vs Pave
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expenses OK
Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.
- Expense tracking
- Handy widget
- Subcategories
- Pie diagram visualization
- Data synchronization
- Password and biometric security
- CSV export
- Backups
Read full descriptionHide full description
Expenses OK - the fastest way to track your expenses. The features of the app: - expenses - the handy widget - subcategories - pie diagram - synchronisation - password - Face ID and Touch ID - export to CSV - backups
Pave
This app offers a private and secure way to track expenses and manage budgets without linking to bank accounts or selling user data. It provides tools for quick transaction logging, clear budget visualization, and insightful financial reports, all while keeping data on the user's device.
- Private expense tracking
- Offline budget planning
- No bank account linking
- Fast transaction logging
- Customizable categories
- Monthly budget overview
- Recurring transaction management
- Financial insights and charts
Read full descriptionHide full description
Pave is the private expense tracker and budget planner built for people who want real control of their money — not another app that links your bank account and sells your data. Track every dollar. Build smarter habits. Watch your savings grow. Everything stays on your device — always. WHY PAVE IS DIFFERENT Most budgeting apps are cluttered, slow, and demand your banking login. Pave is the opposite: fast, private, and genuinely beautiful. No account. No cloud. No bank connection. No data selling. Just you and your money. TRACK SPENDING IN SECONDS Logging an expense or income is faster than unlocking your phone. A big, thumb-friendly keypad, one-tap categories, optional notes — done. Add your own custom categories with any icon and color. ONE CLEAR MONTHLY BUDGET See exactly how much you have left to spend this month at a glance. Set an overall budget plus per-category limits (Groceries, Transport, Eating Out, anything), and Pave tracks your pace automatically so you know if you're on track or overspending. BUDGET ALERTS Get a heads-up notification when you're nearing or passing a budget — so you adjust before the month gets away from you. RECURRING & SUBSCRIPTIONS Set rent, salary, Netflix or any repeating transaction once and Pave logs it for you. A dedicated screen shows everything you pay on repeat and your total monthly recurring cost. INSIGHTS THAT ACTUALLY HELP Beautiful, interactive charts for any period — day, week, month, year, or a custom range. See where your money goes by category, income vs. expenses over time, your biggest expense, top spending category, savings rate, and your spending pattern by day of the week. SMART SEARCH & FILTERS Find any transaction instantly. Filter your full history by date, custom range, amount, category, type, or recurring status. MULTIPLE ACCOUNTS Keep Personal, Business, Cash, or Family budgets cleanly separated — each with its own currency, budget, and transactions. PRIVATE BY DESIGN Protect everything with Face ID / Touch ID. Your financial data never leaves your iPhone. No sign-up, no tracking, no ads. YOUR DATA, YOUR CONTROL Full backup & restore in one tap, plus CSV export for spreadsheets and tax season — and CSV import to bring your history with you. BUILT FOR EVERYONE Available in English, Spanish, French, German, and Chinese, with full Dynamic Type and VoiceOver support. PRIVACY FIRST — ALWAYS Pave works completely offline. We never collect, store, or sell your financial information. Your money is your business. Download Pave today and finally feel in control of where your money goes.
Screenshots
Verdict
The clearest difference is rating: Expenses OK at 4.8 against Pave's 3.7. Expenses OK also leads on ratings volume (5K vs 3). Pave's advantage is update cadence (every 3 days vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Expenses OK holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Expenses OK has 5K ratings behind it against 3, so its average is the more settled of the two.
Expenses OK ships an update every 2 months, Pave every 3 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.
| Parameter | Expenses OK | Pave |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5K ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 88.4% of reviews | — |
| Number of ratings | 5K — better | 3 |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 16 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Mobion OOO | Nugzar Kinadze |
Bugs and requests
Expenses OK
Reported bugs
2 issues- Data loss and sync issues with iCloud
- Unexpected app crashes
Requested features
6 requests- Ability to set custom date ranges
- Income tracking and balance calculation
- Receipt attachment and management
- Recurring expense setup
- Multi-currency support
Show 1 moreShow fewer
- Detailed monthly/weekly expense reports
Pave
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expenses OK
No in-app purchases
Pave
No in-app purchases









