iSpreadsheet™ vs Copilot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpreadsheet™
Create and edit spreadsheets on your iPhone or iPad with this powerful yet simple application. It offers compatibility with major office solutions and integrates with cloud storage services for seamless file management. Supports formatting, formulas, and various file types.
- Excel and Numbers compatibility
- Cloud storage integration
- Offline worksheet management
- Supports formatting and formulas
- Reads XLS and XLSX files
- Save in CSV format
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iSpreadsheet is a free, simple to use yet powerfull mobile spreadsheet Application for your iPhone & iPad. Quickly create beautiful spreadsheets that are compatible with major office solutions such as Excel and Numbers. iSpreadsheet is built from the ground up for iPhone and iPad so it runs very fast even on older devices. And iSpreadsheet works seamlessly with a myriad of file transfer and storage options including: Windows SMB Network Share, Box, Dropbox, Google Drive, Docs, OneDrive, iCloud and more. Supports Formatting and Formulas. Uses CSV comma separated file format for maximum compatibility. Can read numbers and excel xls xlsx files too! FEATURES: • Google Docs Integration • iCloud & iCloud Drive Integration • Manage both online and offline worksheets • Portrait & Wide-screen Landscape view • Load .XLS and .CSV files from Google Documents. (without formatting) • Save in .CSV format (RFC 4180 compliant) • Manage multiple Spreadsheets • Execute complex arithmetic formulas • Access a useful subset of Excel formulas • Cell Formatting • Column Resizing • Clipboard Copy Paste • Column Row Insert • Progressive Loading • Fluid Graphics • Familiar Interface • Online help • Offline formula wizard • Context Aware Toolbar • Autosave & Recovery • Free Updates More Free iPhone Apps: http://www.savysoda.com
Copilot
Manage your money comprehensively with an AI-powered assistant that tracks spending, plans budgets, and monitors investments. Get personalized insights and automated categorization to understand your finances better. Built with privacy at its core, it offers bank-level security without ads or data selling.
- AI financial assistant
- All-in-one money tracking
- Automated transaction categorization
- Smart budgeting
- Investment performance monitoring
- Cross-device sync
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Apple Editors’ Choice. Apple Design Award Finalist. "Made the jump from Mint years ago and never looked back. Run, don't walk." -App Store review "An app that I love and use." -MKBHD Available on Web, iPhone, Mac, and iPad. ALL-IN-ONE MONEY APP Copilot Money is a personal finance app and budget planner built to help you navigate your finances with confidence. Track spending and expenses, plan budgets, and monitor investments and net worth, all in one beautifully designed app. No more spreadsheets or switching between five banking apps. Copilot also features the Money Assistant: an AI financial assistant that sees your full financial picture and surfaces opportunities before you have to look for them. Currently available on iPhone. Most importantly, Copilot Money is built with privacy at the center. We don’t sell your financial data, train third-party AI models on it, or show ads. Try it free for one month! MEET YOUR MONEY ASSISTANT (currently available on iPhone) The Money Assistant guides you from the very first step. Once you connect your accounts, it analyzes your spending, income, and investments, then builds you a starting budget with the categories most worth tracking. From there, it plans right alongside you, from a quick budget tweak to a decade-long goal like retirement. It can also get things done on your behalf, like recategorizing a transaction, detecting a recurring bill, or matching a refund. You just approve. Ask it anything: ● “Where should I cut back on spending?” It flags redundancies and the categories where you’re overspending. ● “Can I cover next month’s expenses?” It checks your balances against upcoming recurring charges. ● “Am I on track to retire in 10 years?” It maps out your projected savings based on your income and contribution rate. KEY APP FEATURES ● Cross-device sync: Access your account via Web, iPhone, Mac, and iPad. ● Money Assistant: An AI financial assistant that surfaces insights, answers questions, and takes the actions you approve in-app. Currently available on iPhone. ● All-in-one view: Connect to tens of thousands of financial institutions, including direct integrations with Venmo, Apple Card, and Coinbase. ● Auto-categorization: Copilot Intelligence handles your transactions automatically and learns your habits over time. ● Smart budgets: A budget tracker that adapts to how you actually spend. ● Subscription and bill tracking: Every recurring charge, including the ones you forgot about. ● Savings goals: Set goals, link accounts and transactions, and track your progress. ● Cash flow: Visualize income, spending, and net income across time to spot trends early. ● Investment tracking: View performance, intra-day updates, and benchmark against market indexes. ● Custom alerts: Notifications for overdraft fees, unusual spending, paydays, and more. ● Human support: Real people in-app, ready to help when you need it. ● Bank-level security: Your data is protected end-to-end. THE BASICS ● Pricing: Monthly or annual subscription with a 1-month free trial ● Platforms: Web, iOS, macOS, and iPadOS ● Institutions supported: 16,000+, US only ● Rating: 4.8 stars, 31,000+ reviews ● Awards: Apple Editors’ Choice in Personal Finance, Apple Design Awards Finalist 2024, Apple Must-Have Finance Apps, Webby Award Winner ● Named a top Mint alternative by Forbes Advisor ● As featured in: The New York Times, TechCrunch, The Verge, NerdWallet Learn More: copilot.money Privacy Policy: copilot.money/privacy_policy California Privacy Policy: copilot.money/california-privacy-notice Terms of Service: copilot.money/terms_of_service Copilot Money supports US financial institutions only. The Money Assistant offers suggestions and information, not professional financial advice.
Screenshots
Verdict
The clearest difference is price: Copilot at Free against iSpreadsheet™'s $2.99. Copilot also leads on rating (4.8 vs 4.3) and update cadence (every 11 days vs every 11 months). iSpreadsheet™'s advantage is in-app purchases (none vs 10) and review sentiment (71% vs 57%). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Copilot is free to download; iSpreadsheet™ costs $2.99 up front. Copilot sells 8 in-app purchases, starting at $18.00 per month. iSpreadsheet™ asks for nothing beyond the download.
Copilot holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Copilot has 31K ratings behind it against 727, so its average is the more settled of the two. Written reviews complicate that: 71% of iSpreadsheet™'s written reviews are positive against 57% of Copilot's, so the app with the better star average is not the one people write more warmly about.
iSpreadsheet™ ships an update every 11 months, Copilot every 11 days. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.
| Parameter | iSpreadsheet™ | Copilot |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | 4.3 (727 ratings) | 4.8 (31K ratings) — better |
| Positive reviews | 71.2% of reviews — better | 57.3% of reviews |
| Number of ratings | 727 | 31K — better |
| Update frequency | Every 11 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Free with in-app purchases — better |
| Best chart rank | #140 | #6 — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 28 MB | 306 MB |
| Age rating | 4+ | 4+ |
| Developer | Savy Soda Pty Ltd | Copilot Money, Inc. |
Customer experience
iSpreadsheet™
Copilot
Bugs and requests
iSpreadsheet™
Not enough reviews yet to summarise bugs or requests.
Copilot
Reported bugs
3 issues- Inconsistent transaction categorization and rule application
- Occasional data sync issues and loss of historical transaction data
- Sluggish performance on some devices, especially the Mac app
Requested features
4 requests- Add web/desktop app for better usability
- Improve support for joint accounts and shared budgeting
- Implement more flexible budgeting and savings goal features
- Enhance transaction search and filtering capabilities
In-app purchases
iSpreadsheet™
No in-app purchases
Copilot
- Copilot Subscription1 Month trial2 variants$18.001 Month
- Copilot Subscription14 Days trial$18.001 Month
- Copilot Subscription2 Months trial2 variants$18.001 Month
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- Monthly subscription14 Days trial$18.001 Month
- Monthly subscription1 Month trial$18.001 Month
- Monthly subscription2 Months trial$18.001 Month
- Yearly subscription1 Month trial$109.001 Year
- Yearly subscription2 Months trial$109.001 Year









