iPremium vs JAR FMO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iPremium
This app helps users quickly calculate premiums for Preneed Funeral insurance policies. It is designed for insurance agents to assist their customers in being well-prepared. The tool is underwritten by Great Western Insurance Company.
- Premium calculation
- Preneed Funeral insurance
- Great Western Insurance Company policies
- Customer preparation assistance
- Underwritten by Wellabe company
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Our goal is to make it easy for you to help your customers be well prepared. With the iPremium Calculator app, you can quickly determine premiums for Preneed Funeral insurance underwritten by Great Western Insurance Company, a Wellabe company.
JAR FMO
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The JAR FMO App was created to make it easier for contracted agents and agencies to remain in compliance with CMS call recording rules that apply to marketing Medicare Advantage and Stand-Alone Prescription Drug Plans.
Screenshots
Verdict
The clearest difference is iOS requirement: JAR FMO at 11.0 against iPremium's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iPremium ships an update every 2 months, JAR FMO every 3 months. The most recent releases landed on October 4, 2026 and October 27, 2026 respectively.
| Parameter | iPremium | JAR FMO |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (11 ratings) — better | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 1 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Great Western Insurance Company Inc | JAR INSURANCE SERVICES LLC |
In-app purchases
iPremium
No in-app purchases
JAR FMO
No in-app purchases
