Buddy vs Simple Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Buddy
Manage your finances by creating budgets, tracking expenses, and viewing detailed overviews of your income and savings. Collaborate on shared budgets with friends and family, and easily settle up any shared costs.
- Budget creation and tracking
- Expense and income monitoring
- Shared budgets for groups
- Bank account transaction import
- Detailed spending overviews
- Transaction splitting and settlement
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Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Privacy Policy: https://buddy.download/privacypolicy/ Terms & Conditions: https://buddy.download/terms-and-conditions/
Simple Budget
This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.
- Envelope budgeting system
- Manual transaction entry
- Spending insights and analysis
- Budget calculator
- Cross-device access
- Transaction export
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Simple Budget is a hands-on budgeting app for people who want control over where their money goes. SEE WHERE YOUR MONEY GOES Break your spending down into categories, and give each category a budget. By planning your spending ahead of time, you can build savings directly into your budget, allowing you to have guilt-free spending money while still keeping up with your savings. Track your spending habits with Simple Budget to see if your spending matches your goals. HANDS-ON, WITHOUT THE HASSLE Stay close to your spending to see exactly where your money is going. Avoid the set-it-and-forget-it model and plan for every dollar. When you see each one coming in and out, you understand what you're spending and what you're saving. PLAN FOR THE FUTURE, LEARN FROM THE PAST • Plan your spending ahead of time, from retirement savings to weekend shopping. • Budget Calculator: see how your month ends up after the bills you know are coming, before you decide on that splurge. • Projected spending and savings for the current month. • Recurring income on any schedule: weekly, biweekly, monthly and more. • Year Savings: income, spending and savings for every month of the year. • Spending History: track your spending habits month to month. ENVELOPE BUDGETING, MADE EASY Building your budget is quick and easy with customizable, pre-built budget categories. Find what applies to you, tailor it to your needs, and build a budget that works for you. YOUR BUDGET, YOUR WAY • Track balances across your accounts, free. • Search, filter and sort every transaction, free. • Export your transactions to CSV anytime, free. • Sign in with your phone number and pick up your budget on any device, free. FREE AND PREMIUM Simple Budget is built for everyone, and stays affordable for anyone looking for extra budgeting firepower. The core of Simple Budget is free: budgets and categories, transactions, accounts, income, monthly insights and CSV export. Premium adds detailed category insights and trends, yearly insights, full Budget Calculator editing, history from previous years, and more. Simple Budget Premium is an auto-renewing subscription, billed monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Questions or ideas? luke@pgmediasolutions.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.gosimplebudget.com/privacy-policy
Screenshots
Verdict
The clearest difference is update cadence: Buddy at every 9 days against Simple Budget's every 3 months. Buddy also leads on ratings volume (9.6K vs 56) and rating (4.7 vs 4.5). Simple Budget's advantage is review sentiment (67% vs 49%) and iOS requirement (15.6 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Buddy sells 9 in-app purchases, starting at $4.99 per month and Simple Budget sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Buddy holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Buddy has 9.6K ratings behind it against 56, so its average is the more settled of the two. Written reviews complicate that: 49% of Buddy's written reviews are positive against 67% of Simple Budget's, so the app with the better star average is not the one people write more warmly about.
Buddy ships an update every 9 days, Simple Budget every 3 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | Buddy | Simple Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (9.6K ratings) — better | 4.5 (56 ratings) |
| Positive reviews | 48.7% of reviews | 66.7% of reviews — better |
| Number of ratings | 9.6K — better | 56 |
| Update frequency | Every 9 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Best chart rank | #79 — better | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 18.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 173 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Buddy Budgeting AB | Luke Brady |
Customer experience
Buddy
Simple Budget
Bugs and requests
Buddy
Reported bugs
5 issues- Recurring transactions not working as expected
- Balance not carrying over to next month
- Syncing issues between devices
- Transactions disappearing or resetting
- Inability to edit categories without creating new ones
Requested features
8 requests- Calendar view for transactions
- Bill reminders and due date tracking
- Ability to hide/exclude certain transactions
- Savings/investment tracking
- Multi-currency support
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- Ability to reorder categories
- Weekly budget view
- Ability to split transactions
Simple Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Buddy
- Buddy Premium7 Days trial$4.991 Month
- Buddy Premium$4.991 Month
- Premium$9.991 Month
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- Buddy Premium$9.991 Month
- Buddy Premium7 Days trial$16.991 Year
- Buddy Premium7 Days trial$24.991 Year
- Buddy Premium7 Days trial$34.991 Year
- Buddy Premium1 Year trial$34.991 Year
- Buddy Premium7 Days trial2 variants$49.991 Year
Simple Budget
- Monthly Premium Subscription1 Month trial$0.991 Month
- Annual Premium Subscription$9.991 Year









