Comparison

Buddy vs WiseWallets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Privacy Policy: https://buddy.download/privacypolicy/ Terms & Conditions: https://buddy.download/terms-and-conditions/

About

WiseWallets

Manage your money with a fun and secure budgeting app. It offers automatic transaction imports, personalized budgeting adventures, and customizable themes. Enjoy regular updates and dedicated support for a delightful financial journey.

Highlights
  • Iron-clad transaction encryption
  • Auto-magic transaction imports
  • Personalized budgeting adventures
  • Custom themes and icons
  • Regular updates and support
Features
Read full description

WiseWallets is a zero-based budget with one difference: your transactions are encrypted on your phone with a key only you hold. Not us, not a data broker, not anyone. We literally can't read them. GIVE EVERY DOLLAR A JOB Plan the month in minutes. Set what you expect to earn, decide what each category gets, and watch "left to budget" hit zero. Copy last month's plan with one tap and adjust from there. SORT, DON'T TYPE Connect your bank (Pro) and new transactions land in a tray waiting for a budget line. Tap, pick a line, done. Or add them by hand — the free plan has no limits on manual budgeting. SEE WHERE YOU STAND Every line shows planned vs. spent with a progress bar. The Activity tab lets you search and filter the month. Export everything as CSV whenever you like. GOALS THAT MOVE Savings targets with a monthly pace to hit them, and a debt payoff planner that compares snowball vs. avalanche so you know exactly when you'll be free. PRIVATE BY DESIGN • Transactions, amounts, merchant names and budget lines are encrypted on-device before they're saved. • A 12-word recovery phrase gets your data back if you forget your password. • No ads. No selling data. Delete your account and every byte goes with it. WISEWALLETS PRO Bank sync through Plaid, goals and debt planning, budget-day reminders, accent colours and alternate app icons. Monthly or yearly, cancel any time. Questions? support@elcodev.com Privacy policy: https://elcodev.com/privacy-policy Terms: https://elcodev.com/terms-conditions

Screenshots

Buddy4 screens
WiseWallets4 screens

Verdict

The call

The clearest difference is review sentiment: WiseWallets at 100% against Buddy's 48%. WiseWallets also leads on rating (5.0 vs 4.7) and update cadence (every 2 days vs every 9 days). Buddy's advantage is ratings volume (9.6K vs 3) and chart position (#68 vs unranked). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and WiseWallets sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

WiseWallets holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Buddy has 9.6K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 48% of Buddy's written reviews are positive against 100% of WiseWallets's.

UpkeepUpdate frequency

Buddy ships an update every 9 days, WiseWallets every 2 days. The most recent releases landed on November 1, 2026 and October 13, 2026 respectively.

Scorecard6 real differences · 5 level
Buddy versus WiseWallets: the parameters behind the verdict, then further details
ParameterBuddyWiseWallets
PriceFreeFree
Rating4.7 (9.6K ratings)5.0 (3 ratings) — better
Positive reviews48.5% of reviews100.0% of reviews — better
Number of ratings9.6K — better3
Update frequencyEvery 9 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#68 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS18.015.0 — better
Further details — not scored
Size169 MB24 MB
Age rating4+4+
DeveloperBuddy Budgeting ABAustin Hunter

Customer experience

Buddy

All ratings9,567 ratings
Positive92.8%
Neutral3.0%
Negative4.3%
Written reviews891 reviews
Positive48.5%
Neutral11.9%
Negative39.6%

WiseWallets

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

WiseWallets

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99
2 purchases

WiseWallets

Subscriptions2
  • Premium Monthly7 Days trial$12.991 Month
  • Premium Yearly7 Days trial$69.991 Year

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is WiseWallets free?
WiseWallets is free to download, with in-app purchases available.
Which has better reviews, Buddy or WiseWallets?
WiseWallets is rated higher. Buddy averages 4.7 out of 5 from 9.6K ratings, while WiseWallets averages 5.0 from 3 ratings.
Do Buddy or WiseWallets have ads?
Neither Buddy nor WiseWallets shows ads.
Which is updated more often, Buddy or WiseWallets?
Buddy ships an update every 9 days, and WiseWallets every 2 days. Most recently, Buddy was updated on November 1, 2026 and WiseWallets on October 13, 2026.

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