Comparison

Buddy vs SpendWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Privacy Policy: https://buddy.download/privacypolicy/ Terms & Conditions: https://buddy.download/terms-and-conditions/

About

SpendWise

Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.

Highlights
  • Expense and budget tracking
  • Digital khata and ledger management
  • Secure iCloud sync
  • Passcode lock for privacy
  • Multi-currency support
  • Daily expense reminders
Features
Read full description

SpendWise helps you track expenses, manage budgets, and maintain khata records — all in one secure app. Perfect for daily expense tracking, personal finance, and small business bookkeeping. Expense & Budget Tracking * Manage daily, monthly, and calendar-based transactions * Instantly view single-day total expenses * Edit or delete transactions anytime * Organize spending by categories and accounts * Create custom categories that match your lifestyle Khatabook & Ledger Management * Maintain digital khata records for personal or business use * Add multiple users to shared ledgers * Automatically calculate and share updated totals when new entries are added * Easily edit and manage khata entries Secure iCloud Sync * All data is securely stored in iCloud * Restore your data automatically after reinstalling the app * No manual backup required Privacy & Security First * Protect your data with Passcode Lock * Your financial information stays private and encrypted Multiple Currency Support * Track expenses in multiple currencies * Ideal for travellers, freelancers, and global users Daily Expense Reminders * Set daily reminders to log expenses on time * Build a consistent money-tracking habit Why Choose SpendWise - Clean and intuitive design - Fast and reliable performance - Suitable for individuals, families & small businesses - Built for long-term daily use Download SpendWise today and take smart control of your money.

Screenshots

Buddy4 screens
SpendWise4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendWise at none against Buddy's 15. SpendWise also leads on rating (5.0 vs 4.7) and iOS requirement (15.0 vs 18.0). Buddy's advantage is ads (none vs shown) and ratings volume (9.6K vs 3). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month. SpendWise asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SpendWise holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Buddy has 9.6K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Buddy ships an update every 9 days, SpendWise every 8 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard7 real differences · 4 level
Buddy versus SpendWise: the parameters behind the verdict, then further details
ParameterBuddySpendWise
PriceFreeFree
Rating4.7 (9.6K ratings)5.0 (3 ratings) — better
Positive reviews48.5% of reviews—
Number of ratings9.6K — better3
Update frequencyEvery 9 daysEvery 8 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
Best chart rank#75 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS18.015.0 — better
Further details — not scored
Size169 MB33 MB
Age rating4+4+
DeveloperBuddy Budgeting ABVishalbhai Vaghasiya

Customer experience

Buddy

All ratings9,567 ratings
Positive92.8%
Neutral3.0%
Negative4.3%
Written reviews889 reviews
Positive48.5%
Neutral11.9%
Negative39.6%

SpendWise

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

SpendWise

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99
None

SpendWise

No in-app purchases

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is SpendWise free?
SpendWise is free to download, with no in-app purchases.
Which has better reviews, Buddy or SpendWise?
SpendWise is rated higher. Buddy averages 4.7 out of 5 from 9.6K ratings, while SpendWise averages 5.0 from 3 ratings.
Do Buddy or SpendWise have ads?
SpendWise shows ads; Buddy does not.
Which is updated more often, Buddy or SpendWise?
Buddy ships an update every 9 days, and SpendWise every 8 days. Most recently, Buddy was updated on October 30, 2026 and SpendWise on October 28, 2026.

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