NBO vs Mala’ati
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBO
Manage your finances securely and conveniently on the go. Access account information, transfer funds, pay bills, and request services. Find nearby ATMs and branches, and utilize helpful financial calculators.
- Account inquiry and balance check
- Money transfers (local & international)
- Bill payments and scheduling
- Service requests (credit card, cheque book)
- ATM/branch locator
- Financial calculators
- Bilingual support (English/Arabic)
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National Bank of Oman’s new mobile application allows you an easy and secure way to stay in touch with us, whether you need information on products, find the closest NBO ATM/branch, or perform financial transaction using your account. NBO keeps you on top of your finances anytime and anywhere! S Features: - Bilingual (English and Arabic) - Account Inquiry o One touch balance – View balance of all your accounts o Online credit card inquiry o Online inquiry for your utility bills - Money Transfers o Between own accounts o To any other account in NBO o EZ Pay (Fund transfer using mobile number) o To any other banking accounts in Oman o International Telex Transfers o Repeat & Schedule Fund Transfers - Bill Payments o Online Credit Card Payment o Online Payment to OIFC (Electricity & Water) o Online Payment to Omantel (GSM/Landline/Internet/Etc) o Online Payment to Ooredoo (GSM/Landline/Internet/Etc) o Utility payment to ONEIC (Electricity & Water) o Repeat & Schedule Payments - Service Request o Activation of Credit Card o Block Credit Card o Request for Cheque Book - Other Services o ATM/branch locator with interactive maps o Contact NBO for support or feedback o Foreign Exchange Calculator o Loan Calculator o Apply for products & services o Offers & Promotions o Deposit Rates o Prayer Timings
Mala’ati
Access your credit report conveniently from your iPhone or iPod. This self-inquiry platform empowers individuals to check their financial standing anytime, anywhere. It provides a straightforward way to review your credit information.
- Access credit reports
- Self-inquiry platform
- Financial information access
- Mobile convenience
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Mala'ati is self-inquiry platform for individuals. The platform will help you access to your credit report anytime and anywhere.
Screenshots
Verdict
The clearest difference is rating: NBO at 3.6 against Mala’ati's 2.7. NBO also leads on update cadence (monthly vs every 4 months) and ratings volume (88 vs 3). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBO holds the better App Store score, 3.6 against 2.7. That said, the two scores are not equally well evidenced: NBO has 88 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 45% of NBO's written reviews are positive against 50% of Mala’ati's, so the app with the better star average is not the one people write more warmly about.
NBO ships an update monthly, Mala’ati every 4 months. The most recent releases landed on October 29, 2026 and October 20, 2026 respectively.
| Parameter | NBO | Mala’ati |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (88 ratings) — better | 2.7 (3 ratings) |
| Positive reviews | 45.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 88 — better | 3 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 239 MB | 41 MB |
| Age rating | 4+ | 17+ |
| Developer | National Bank of Oman SAOG | Oman Credit & Financial Information Centre (Mala'a) |
Customer experience
NBO
Mala’ati
In-app purchases
NBO
No in-app purchases
Mala’ati
No in-app purchases
