Mala’ati vs Qpay Oman
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mala’ati
Access your credit report conveniently from your iPhone or iPod. This self-inquiry platform empowers individuals to check their financial standing anytime, anywhere. It provides a straightforward way to review your credit information.
- Access credit reports
- Self-inquiry platform
- Financial information access
- Mobile convenience
Read full descriptionHide full description
Mala'ati is self-inquiry platform for individuals. The platform will help you access to your credit report anytime and anywhere.
Qpay Oman
This service provider offers interest-free installment plans for purchases at various stores. Manage your payments, reschedule them for convenience, and track your available credit. Enjoy a flexible and affordable shopping experience.
- 0% interest installment plans
- Browse stores and merchants
- Manage payments and plans
- Reschedule payments
- Track available credit
- Enforcement payments
Read full descriptionHide full description
Qpay is a licensed Buy Now, Pay Later (BNPL) service provider in Oman, offering 0% interest installment plans for customers. With Qpay, you can explore a wide range of stores and merchants, view all your payments, and easily manage your installment plans. Our platform allows you to reschedule payments according to your convenience, and make enforcement payments when necessary. Qpay also enables you to check your available credit and offers a seamless, interest-free payment experience that makes shopping more flexible and affordable. Whether you’re at home or on the go, Qpay ensures that your financial needs are met in the easiest possible way." Key Features: -Browse stores and merchants that accept Qpay for BNPL services. -View and manage your payments and installment plans. -Reschedule payments to better fit your schedule. -Make enforcement payments with ease. -Track your available credit status with Qpay. -Experience 0% interest installment plans for your purchases. Qpay provides a safe and secure way to shop and manage your finances, offering complete transparency and no hidden fees. Start using Qpay today for smarter shopping!
Screenshots
Verdict
The clearest difference is review sentiment: Mala’ati at 50% against Qpay Oman's 0%. Mala’ati also leads on rating (2.7 vs 1.5). Qpay Oman's advantage is ratings volume (21 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mala’ati holds the better App Store score, 2.7 against 1.5. That said, the two scores are not equally well evidenced: Qpay Oman has 21 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 50% of Mala’ati's written reviews are positive against 0% of Qpay Oman's.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Mala’ati | Qpay Oman |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (3 ratings) — better | 1.5 (21 ratings) |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 3 | 21 — better |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 41 MB | 400 MB |
| Age rating | 17+ | 17+ |
| Developer | Oman Credit & Financial Information Centre (Mala'a) | Fintech Solutions |
Customer experience
Mala’ati
Qpay Oman
In-app purchases
Mala’ati
No in-app purchases
Qpay Oman
No in-app purchases
