Comparison

Vontobel SecureAccess vs Swisscard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vontobel SecureAccess

This app provides secure two-factor authentication for accessing digital banking services. It allows users to confirm transactions, sign documents, and open accounts safely and conveniently.

Highlights
  • Secure login to Vontobel Wealth
  • Two-factor authentication
  • Approve payments and transactions
  • Digitally sign contracts
  • Digital identification and account opening
Read full description

The Vontobel SecureAccess App is your key to Vontobel’s digital services. It provides secure two-factor authentication (2FA) and gives you easy, protected access to Vontobel Wealth, Vontobel’s e-banking platform. Confirm transactions, sign documents, or open your account safely and conveniently – all within the app. Key features: 1. Secure login to Vontobel Wealth and other Vontobel applications 2. Two-factor authentication for maximum security 3. Approve payments and transactions 4. Digitally sign contracts and documents 5. Digital identification and account opening Legal notice: Please note that downloading, installing and using this app may enable third parties to draw conclusions about the existence of a current, past or prospective business relationship between the user and Bank Vontobel AG, regardless of where such third parties are located (e.g. Apple Inc., network operator, Google Inc., device manufacturer).

About

Swisscard

Manage your credit cards securely and conveniently on the go. Track spending, confirm online payments in real-time, and block/unblock cards instantly. Access PINs, order replacements, and update personal information with ease.

Highlights
  • Real-time online payment confirmation
  • Transaction push notifications
  • Card blocking and unblocking
  • Spending limit tracking
  • Monthly statement review
  • Transaction filtering
  • PIN code display/ordering
Features
Read full description

With the free Swisscard app, you have your cards under control at all times, even when you’re on the move. The advantages for you: Security thanks to the Swisscard app • Check and confirm online payments in real time. • Push notification for each transaction • Block and unblock cards at any time. Spending under control • You’ll always know how much money you have left to spend. • Check your monthly statement. • Filter transactions by amount, date or card. Everything to do with your card • Display a PIN code or order one by mail. • Order a replacement card in case of loss. • Manage notifications. • Change your address. The Swisscard app guides you through the registration process in just a few steps. Download the Swisscard app and register now. So you can always keep an eye on all your spending and cards. More information can be found in our help center: swisscard.ch/help Do you have any questions or suggestions for improvements? Contact our customer center on +41 44 659 61 84 or at swisscard.ch/en/contact

Screenshots

Vontobel SecureAccess4 screens
Swisscard4 screens

Verdict

The call

The clearest difference is rating: Swisscard at 4.6 against Vontobel SecureAccess's 1.0. Swisscard also leads on ratings volume (273 vs 1) and update cadence (fortnightly vs every 2 months). Vontobel SecureAccess's advantage is device support (3 vs 1) and iOS requirement (15.5 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Swisscard holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Swisscard has 273 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Vontobel SecureAccess ships an update every 2 months, Swisscard fortnightly. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.

Scorecard5 real differences · 5 level
Vontobel SecureAccess versus Swisscard: the parameters behind the verdict, then further details
ParameterVontobel SecureAccessSwisscard
PriceFreeFree
Rating1.0 (1 ratings)4.6 (273 ratings) — better
Positive reviews—21.5% of reviews
Number of ratings1273 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.5 — better17.0
Further details — not scored
Size83 MB154 MB
Age rating4+4+
DeveloperBank Vontobel AGSwisscard

Customer experience

Vontobel SecureAccess

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Swisscard

All ratings272 ratings
Positive89.3%
Neutral2.2%
Negative8.5%
Written reviews93 reviews
Positive21.5%
Neutral7.5%
Negative71.0%

Bugs and requests

Vontobel SecureAccess

Not enough reviews yet to summarise bugs or requests.

Swisscard

Reported bugs

71 issues
  • Card balance disappeared
  • Links to 'report a problem' do not work
  • Paperless statements deactivated after update
  • Not receiving payment approval notifications
  • App is full of errors and bugs
Show 66 more
  • App has daily problems
  • Latest version for iOS 16, incompatible with older versions
  • Cannot exit to read SMS code during iPhone registration
  • DSW shuts down when selecting 'a different one' for code verification
  • Cannot use password manager to register
  • Passwords cannot be copied
  • Show PIN code not working
  • App does not work well, needs modernization
  • App is un-user friendly and slow
  • Lack of download/export functionality
  • No way to fix expense limits
  • App crashes or freezes
  • SMS codes not received or delayed
  • TouchID/FaceID issues
  • Password reset not working
  • Web portal deactivated, app is replacement
  • No CSV/Excel export
  • App not working on iPad
  • No computer access
  • PDF only, no data processing
  • Customer service unresponsive
  • App is a step backwards
  • No transaction data access
  • Unfinished product launched
  • Cannot register card
  • No expense tracker
  • No foreign currency conversion rate shown
  • Useless app, unknown error on login
  • Screen formatting makes data unreadable
  • Registration failed with incorrect details
  • No access to cards, statements, or balance payment
  • Reduced functionality after update
  • No categories for spending tracking
  • Start page doesn't automatically apply Touch ID
  • Expense assistant removed
  • Junk app, does not open
  • Stuck when switching to messages for SMS code
  • Payments not shown until debited
  • Error 404
  • Balance does not update
  • Design and function weak
  • Barebones app
  • Unstable, loses login details
  • TouchID login crashes since iOS 13
  • Unstructured and unclear design
  • Server errors during registration
  • Main features removed
  • No real-time updates
  • Transactions delayed
  • Cannot see open amounts for current period
  • No save/print/forward function
  • Server error on login
  • App complains iPhone is jailbroken
  • Transactions take days to show up
  • Data not updated frequently enough
  • Unspecified error after update, cannot login
  • Information outdated
  • No SMS/notification for instant transactions
  • Credit card month view missing
  • No logic in destroying working features
  • Returns years back, loses real-time data
  • Cannot see current period open amounts
  • Primitive app, not real-time
  • Unusable, PIN error
  • Lacks basic functionality (paid currency, exchange rate)
  • Not worth downloading

Requested features

54 requests
  • Add ability to fix expense limits
  • Provide better protection with insurance for users of expense limits
  • Reinstate previous app version for older iOS
  • Add print or download functionality for all purchase details
  • Implement a normal calendar view for expenses
Show 49 more
  • Provide option to export data in OFX format
  • Add SMS/notification for transactions made instantly
  • Add credit card month view
  • Option to print
  • Real-time transaction notifications
  • Add expense tracker and restore lost data
  • Restore expense assistant feature
  • Add SMS/notification for transactions made instantly
  • Add credit card month view
  • Option to print
  • Real-time transaction notifications
  • Add expense tracker and restore lost data
  • Restore expense assistant feature
  • Dark mode option
  • Advanced analytics dashboard
  • CSV export functionality
  • iPad version
  • Computer access
  • Real-time updates
  • Ability to see open amounts for current period
  • Save/print/forward function
  • Ability to see paid currency and exchange rate
  • More features
  • Instant transaction notifications
  • Calendar view for expenses
  • Export data in CSV or OFX format
  • Desktop version
  • Ability to set spending limits
  • Option to print transaction details
  • Restore expense tracker functionality
  • Add expense categories
  • Automatic Touch ID application on start page
  • Restore expense assistant
  • Real-time transaction display
  • Ability to see open amounts for current period
  • Save/print/forward function
  • Ability to see paid currency and exchange rate
  • More features
  • Instant transaction notifications
  • Calendar view for expenses
  • Export data in CSV or OFX format
  • Desktop version
  • Ability to set spending limits
  • Option to print transaction details
  • Restore expense tracker functionality
  • Add expense categories
  • Automatic Touch ID application on start page
  • Restore expense assistant
  • Real-time transaction display

In-app purchases

None

Vontobel SecureAccess

No in-app purchases

None

Swisscard

No in-app purchases

Questions

Is Vontobel SecureAccess free?
Vontobel SecureAccess is free to download, with no in-app purchases.
Is Swisscard free?
Swisscard is free to download, with no in-app purchases.
Which has better reviews, Vontobel SecureAccess or Swisscard?
Swisscard is rated higher. Vontobel SecureAccess averages 1.0 out of 5 from 1 ratings, while Swisscard averages 4.6 from 273 ratings.
Do Vontobel SecureAccess or Swisscard have ads?
Neither Vontobel SecureAccess nor Swisscard shows ads.
Which is updated more often, Vontobel SecureAccess or Swisscard?
Vontobel SecureAccess ships an update every 2 months, and Swisscard fortnightly. Most recently, Vontobel SecureAccess was updated on November 1, 2026 and Swisscard on November 11, 2026.

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