Comparison

Macquarie Mobile Banking vs GIO App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Macquarie Mobile Banking

Manage your finances on the go with this banking app. Track spending, set budgets, and receive real-time alerts for account activity. Securely authenticate transactions and manage both personal and business accounts.

Highlights
  • Set budgets and track spending
  • Search transactions with natural language
  • Real-time account activity alerts
  • Secure transaction authentication
  • Upload photos of receipts
  • Manage personal and business accounts
Features
Read full description

Experience beautiful banking, designed to give you clarity and control. Our award-winning digital banking experience¹ makes managing your money effortless. Save with no hoops, no catches with the Macquarie Savings Account. - Earn interest without the hassle of meeting monthly spend and save requirements. - To open a Macquarie Savings Account, you’ll first need to open a Macquarie Transaction Account. You can then open a savings account in seconds. Supported by Q, your AI agent. - Designed with you in mind, Q is here to make managing your money easier and more intuitive than ever. - Whether it’s answering a quick question or supporting you with a more detailed financial task, Q is ready to help you, 24/7. Secured with Macquarie Authenticator. - Download Macquarie Authenticator, our two-factor authentication app designed to help maximise your security. - Receive detailed alerts directly to your device so you have all the​ information you need to authorise activity on your account before it happens. Get instant access to your digital card with the Macquarie Transaction Account. - Add your debit card to your mobile wallet and pay on the go from the moment you open your account. A debit card that travels with you. - Travelling overseas? Keep your banking all in one place. Our debit card works around the world.² - Enjoy $0 international account fees on overseas purchases, both in-store and online.² Manage your home loan on the go. - See your loan repayment details, including your current interest rate and monthly repayments. - Open multiple offset accounts per eligible home loan account. Mobile banking for our Business Banking clients. - Add your Business Banking profile to seamlessly switch between personal and business accounts within the Macquarie Mobile Banking app. - View balances, make payments and approve tasks in bulk - on the go. Need help? Visit Macquarie Help Centre to learn more about how to use the Macquarie Mobile Banking app. Disclaimers This information is provided by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 and doesn't take into account your objectives, financial situation or needs - consider if right for you. 1. Our digital banking experience is part of why we were awarded Money Magazine’s Bank of the Year 2023/2024/2025. 2. Wherever Mastercard is accepted. Others may charge overseas transaction fees. 3. Apple, the Apple logo, Apple Pay, iPhone and iPhone Duo are trademarks of Apple Inc.

About

GIO App

Easily manage supported insurance policies on the go. Update personal and payment details, make renewals, and check policy documents. Track claims, receive status updates, and get important notifications like renewals and weather alerts.

Highlights
  • Manage insurance policies
  • Update personal details
  • Make renewal payments
  • Check policy documents
  • Track home and motor claims
  • Receive status updates
  • Policy notifications and weather alerts
Features
Read full description

The GIO App is now available. The GIO App makes it easy to check and manage supported insurance policies, quickly and easily. • Update your personal details, such as address and payment details. • Make renewal payments. • Check policy documents. • Track home and motor claims, and receive status updates as they progress. • Receive important policy notifications thing like upcoming renewal. • Get notified for weather alert including hail in your area so you are better prepared. Download the app today and discover how much simpler managing your insurance can be. Apple logo and iPhone are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

Screenshots

Macquarie Mobile Banking4 screens
GIO App4 screens

Verdict

The call

The clearest difference is rating: GIO App at 5.0 against Macquarie Mobile Banking's 3.7. Macquarie Mobile Banking's advantage is ratings volume (23 vs 1) and update cadence (fortnightly vs every 5 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GIO App holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Macquarie Mobile Banking has 23 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 41% of Macquarie Mobile Banking's written reviews are positive against 29% of GIO App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Macquarie Mobile Banking ships an update fortnightly, GIO App every 5 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard6 real differences · 4 level
Macquarie Mobile Banking versus GIO App: the parameters behind the verdict, then further details
ParameterMacquarie Mobile BankingGIO App
PriceFreeFree
Rating3.7 (23 ratings)5.0 (1 ratings) — better
Positive reviews41.0% of reviews — better28.6% of reviews
Number of ratings23 — better1
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.6
Further details — not scored
Size332 MB246 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedAAI Limited

Customer experience

Macquarie Mobile Banking

All ratings23 ratings
Positive69.6%
Neutral0.0%
Negative30.4%
Written reviews173 reviews
Positive41.0%
Neutral9.2%
Negative49.7%

GIO App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews28 reviews
Positive28.6%
Neutral3.6%
Negative67.9%

In-app purchases

None

Macquarie Mobile Banking

No in-app purchases

None

GIO App

No in-app purchases

Questions

Is Macquarie Mobile Banking free?
Macquarie Mobile Banking is free to download, with no in-app purchases.
Is GIO App free?
GIO App is free to download, with no in-app purchases.
Which has better reviews, Macquarie Mobile Banking or GIO App?
GIO App is rated higher. Macquarie Mobile Banking averages 3.7 out of 5 from 23 ratings, while GIO App averages 5.0 from 1 ratings.
Do Macquarie Mobile Banking or GIO App have ads?
Neither Macquarie Mobile Banking nor GIO App shows ads.
Which is updated more often, Macquarie Mobile Banking or GIO App?
Macquarie Mobile Banking ships an update fortnightly, and GIO App every 5 weeks. Most recently, Macquarie Mobile Banking was updated on November 6, 2026 and GIO App on November 7, 2026.

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