Comparison

GIO App vs ING Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GIO App

Easily manage supported insurance policies on the go. Update personal and payment details, make renewals, and check policy documents. Track claims, receive status updates, and get important notifications like renewals and weather alerts.

Highlights
  • Manage insurance policies
  • Update personal details
  • Make renewal payments
  • Check policy documents
  • Track home and motor claims
  • Receive status updates
  • Policy notifications and weather alerts
Features
Read full description

The GIO App is now available. The GIO App makes it easy to check and manage supported insurance policies, quickly and easily. • Update your personal details, such as address and payment details. • Make renewal payments. • Check policy documents. • Track home and motor claims, and receive status updates as they progress. • Receive important policy notifications thing like upcoming renewal. • Get notified for weather alert including hail in your area so you are better prepared. Download the app today and discover how much simpler managing your insurance can be. Apple logo and iPhone are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

About

ING Banking

Manage your everyday banking, savings, and accounts with this mobile banking application. It offers enhanced security features, instant notifications, and quick money transfers. The app is designed for 24/7 access to your finances.

Highlights
  • Instant notifications
  • Mobile PIN
  • Money transfers
  • Account management
  • Biometric login
  • Real-time alerts
  • Enhanced security
Features
Read full description

ING Banking - Do Your Thing is ING Australia's new mobile banking app for everyday banking, savings and account management. Moving from the legacy app? While we roll out this latest app, some products and features are not available just yet. You can still manage your products via online banking from your mobile browser where you need to. Opened your first account? You’re in the right place. Home to Savings Booster, our latest ING app is built to support your everyday banking - and it’s ready to roll with enhanced protection features. We’re actively working on a few improvements and regular updates are on the way to keep things running smoothly. Here’s what you can expect: • Instant notifications, a newly added mobile pin, and even more security features on the way • Transfer money in seconds and manage your accounts with just a few taps • Biometric login, real-time alerts, and advanced security features keep your money safe and your mind at ease • Whether you're at home or on the move, the ING app is your 24/7 banking companion. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au

Screenshots

GIO App4 screens
ING Banking4 screens

Verdict

The call

The clearest difference is rating: GIO App at 5.0 against ING Banking's 3.0. GIO App also leads on review sentiment (29% vs 4%). ING Banking's advantage is update cadence (fortnightly vs every 5 weeks) and monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GIO App holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews point the same way: 29% of GIO App's written reviews are positive against 4% of ING Banking's.

UpkeepUpdate frequency

GIO App ships an update every 5 weeks, ING Banking fortnightly. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
GIO App versus ING Banking: the parameters behind the verdict, then further details
ParameterGIO AppING Banking
PriceFreeFree
Rating5.0 (1 ratings) — better3.0 (2 ratings)
Positive reviews28.6% of reviews — better3.6% of reviews
Number of ratings12 — better
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.616.0 — better
Further details — not scored
Size246 MB249 MB
Age rating4+4+
DeveloperAAI LimitedING Bank (Australia) Limited

Customer experience

GIO App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews28 reviews
Positive28.6%
Neutral3.6%
Negative67.9%

ING Banking

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews139 reviews
Positive3.6%
Neutral3.6%
Negative92.8%

In-app purchases

None

GIO App

No in-app purchases

None

ING Banking

No in-app purchases

Questions

Is GIO App free?
GIO App is free to download, with no in-app purchases.
Is ING Banking free?
ING Banking is free to download, with no in-app purchases.
Which has better reviews, GIO App or ING Banking?
GIO App is rated higher. GIO App averages 5.0 out of 5 from 1 ratings, while ING Banking averages 3.0 from 2 ratings.
Do GIO App or ING Banking have ads?
Neither GIO App nor ING Banking shows ads.
Which is updated more often, GIO App or ING Banking?
GIO App ships an update every 5 weeks, and ING Banking fortnightly. Most recently, GIO App was updated on November 7, 2026 and ING Banking on November 8, 2026.

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