DTB 24/7 vs KCB OTP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DTB 24/7
This mobile banking app allows account holders to manage their finances on the go. It offers secure transaction authorization, bill payments, fund transfers, and branch/ATM locator features. Personalize your profile and make payments via QR codes.
- View account details
- Secure transaction authorization (PIN/biometric)
- Utility bill presentment
- Mobile money transfers and airtime purchase
- Masterpass QR payments
- Funds transfer to other banks
- Branch and ATM locator
- Chequebook and stop cheque requests
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DTB 24/7 is the revamped mobile banking app from Diamond Trust Bank Kenya Limited (DTB). The app provides an enhanced user experience that enables DTB account holders bank on the go wherever they are securely. So, what can you do with this revamped app? 1. View details of your bank accounts. 2. Securely authorize transaction via a 6 digit pin or biometrically using fingerprints. 3. Utility bill presentment 5 days before bills are due for payment. 4. Access and select beneficiaries of mobile money transfer as well as airtime purchase from your phonebook. 5. Personalize your app by uploading custom profile picture. 6. Scan and pay at participating merchant outlets courtesy of Masterpass QR. 7. Funds transfer to other banks via RTGS or PesaLink. 8. Locate all branch and ATM’s close to your current location. 9. Initiate chequebook requests as well as stop cheque requests. Disclosures: 1. Fingerprint authorization for transactions is available for applicable devices only 2. Customers need to have registered for DTB mobile banking service in-order to access services on DTB 24/7. Mobile banking registrations can be done at any branch. Diamond Trust Bank Kenya Limited is regulated by the Central Bank of Kenya.
KCB OTP
This app transforms your phone into a secure token for internet banking transactions. It eliminates the need to wait for SMS or email confirmations, streamlining your online banking experience.
- Phone as a token
- Instant transaction confirmation
- Eliminates SMS/email delays
- Secure internet banking
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KCB I-TAN converts your phone into a token. No more waiting for SMS and Email tokens for your internet banking transactions.
Screenshots
Verdict
The clearest difference is rating: DTB 24/7 at 3.6 against KCB OTP's 1.8. DTB 24/7 also leads on review sentiment (33% vs 0%) and update cadence (every 2 months vs every 12 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DTB 24/7 holds the better App Store score, 3.6 against 1.8. Both are backed by a comparable volume of ratings — 14 and 6 respectively. Written reviews point the same way: 33% of DTB 24/7's written reviews are positive against 0% of KCB OTP's.
DTB 24/7 ships an update every 2 months, KCB OTP every 12 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | DTB 24/7 | KCB OTP |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (14 ratings) — better | 1.8 (6 ratings) |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 14 — better | 6 |
| Update frequency | Every 2 months — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 66 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Diamond Trust Bank Kenya Limited | KCB Kenya |
Customer experience
DTB 24/7
KCB OTP
In-app purchases
DTB 24/7
No in-app purchases
KCB OTP
No in-app purchases
