Comparison

DTB 24/7 vs SC Mobile Kenya

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DTB 24/7

This mobile banking app allows account holders to manage their finances on the go. It offers secure transaction authorization, bill payments, fund transfers, and branch/ATM locator features. Personalize your profile and make payments via QR codes.

Highlights
  • View account details
  • Secure transaction authorization (PIN/biometric)
  • Utility bill presentment
  • Mobile money transfers and airtime purchase
  • Masterpass QR payments
  • Funds transfer to other banks
  • Branch and ATM locator
  • Chequebook and stop cheque requests
Features
Read full description

DTB 24/7 is the revamped mobile banking app from Diamond Trust Bank Kenya Limited (DTB). The app provides an enhanced user experience that enables DTB account holders bank on the go wherever they are securely. So, what can you do with this revamped app? 1. View details of your bank accounts. 2. Securely authorize transaction via a 6 digit pin or biometrically using fingerprints. 3. Utility bill presentment 5 days before bills are due for payment. 4. Access and select beneficiaries of mobile money transfer as well as airtime purchase from your phonebook. 5. Personalize your app by uploading custom profile picture. 6. Scan and pay at participating merchant outlets courtesy of Masterpass QR. 7. Funds transfer to other banks via RTGS or PesaLink. 8. Locate all branch and ATM’s close to your current location. 9. Initiate chequebook requests as well as stop cheque requests. Disclosures: 1. Fingerprint authorization for transactions is available for applicable devices only 2. Customers need to have registered for DTB mobile banking service in-order to access services on DTB 24/7. Mobile banking registrations can be done at any branch. Diamond Trust Bank Kenya Limited is regulated by the Central Bank of Kenya.

About

SC Mobile Kenya

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

Highlights
  • Open accounts in minutes
  • Save and resume applications
  • View and manage finances
  • Transfer funds locally and internationally
  • Pay utility bills and KRA taxes
  • Buy, sell, and track investment portfolios
  • Access insurance services
Features
Read full description

Welcome to SC Mobile Kenya. You are about to start an amazing banking experience. From the comfort of your home you can open an account, transfer funds or access any service that would take you to a banking hall. Say goodbye to long queues, do your banking anywhere and everywhere. Open an account With SC Mobile you have the power of banking in your palm. Within 15 minutes you can open an account and enjoy the benefits that come with it. Open a Current account or Savings account today and enjoy the benefits that come with it. Accounts are available in multiple currencies. Save and Resume In case you are unable to complete your application in one go, do not worry. You can save and resume your application anytime. Get a complete view of your accounts and transact with ease SC Mobile allows you to see, move and manage your finances anytime, anywhere, so start banking everywhere. You can do transfers between accounts within SCB, make transfers to other local banks in Kenya via RTGS or Pesalink, make KRA Payments, send International transfers and pay all your utility bills. What's more, you can top up your airtime on mobile phone, and move money to Mpesa or Airtel Money instantly. Services on your fingertips SC Mobile comes with over 70 services available to you. You can use any of these at your convenience with no need to queue in a banking hall. You can even track the progress of all your requests. SC Mobile gives you more time to do the things you love and not to worry about banking. Access our Wealth Management Proposition - You will also be able to BUY, SELL and TRACK YOUR PORTFOLIO anytime, anywhere with our online fixed income and mutual fund platform. Invest in KES, USD and other major currencies - Get access to our latest market insights and take advantage of the market opportunities available - Get global diversification (both local and offshore investments) with best in class fund managers - Get access to instant General, Travel and Motor insurance whenever and wherever you need it

Screenshots

DTB 24/74 screens
SC Mobile Kenya4 screens

Verdict

The call

The clearest difference is rating: SC Mobile Kenya at 4.8 against DTB 24/7's 3.6. SC Mobile Kenya also leads on ratings volume (757 vs 14) and review sentiment (44% vs 33%). DTB 24/7's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SC Mobile Kenya holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: SC Mobile Kenya has 757 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 33% of DTB 24/7's written reviews are positive against 44% of SC Mobile Kenya's.

UpkeepUpdate frequency

DTB 24/7 ships an update every 2 months, SC Mobile Kenya every 6 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard5 real differences · 5 level
DTB 24/7 versus SC Mobile Kenya: the parameters behind the verdict, then further details
ParameterDTB 24/7SC Mobile Kenya
PriceFreeFree
Rating3.6 (14 ratings)4.8 (757 ratings) — better
Positive reviews33.3% of reviews44.1% of reviews — better
Number of ratings14757 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size66 MB154 MB
Age rating4+4+
DeveloperDiamond Trust Bank Kenya LimitedStandard Chartered Bank

Customer experience

DTB 24/7

All ratings14 ratings
Positive57.1%
Neutral7.1%
Negative35.7%
Written reviews9 reviews
Positive33.3%
Neutral11.1%
Negative55.6%

SC Mobile Kenya

All ratings725 ratings
Positive97.1%
Neutral1.0%
Negative1.9%
Written reviews34 reviews
Positive44.1%
Neutral5.9%
Negative50.0%

Bugs and requests

DTB 24/7

Not enough reviews yet to summarise bugs or requests.

SC Mobile Kenya

Reported bugs

9 issues
  • App crashes on startup or requires non-existent updates
  • M-PESA payment failures
  • Login errors occurring frequently
  • Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
  • Joint account access not visible in mobile app
Show 4 more
  • Transfer limit notifications not displaying properly
  • Persistent 'unable to process request' errors
  • M-PESA phone number validation requiring 11 digits instead of 10
  • Touch ID functionality stopped working after updates

Requested features

5 requests
  • Credit card payment functionality on mobile app
  • Ability to edit saved beneficiary details
  • Copy-paste support in transfer reference field
  • Better error messaging for transaction limits
  • Touch ID/biometric authentication support

In-app purchases

None

DTB 24/7

No in-app purchases

None

SC Mobile Kenya

No in-app purchases

Questions

Is DTB 24/7 free?
DTB 24/7 is free to download, with no in-app purchases.
Is SC Mobile Kenya free?
SC Mobile Kenya is free to download, with no in-app purchases.
Which has better reviews, DTB 24/7 or SC Mobile Kenya?
SC Mobile Kenya is rated higher. DTB 24/7 averages 3.6 out of 5 from 14 ratings, while SC Mobile Kenya averages 4.8 from 757 ratings.
Do DTB 24/7 or SC Mobile Kenya have ads?
SC Mobile Kenya shows ads; DTB 24/7 does not.
Which is updated more often, DTB 24/7 or SC Mobile Kenya?
DTB 24/7 ships an update every 2 months, and SC Mobile Kenya every 6 weeks. Most recently, DTB 24/7 was updated on October 24, 2026 and SC Mobile Kenya on October 28, 2026.

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