DTB 24/7 vs ZSSF
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DTB 24/7
This mobile banking app allows account holders to manage their finances on the go. It offers secure transaction authorization, bill payments, fund transfers, and branch/ATM locator features. Personalize your profile and make payments via QR codes.
- View account details
- Secure transaction authorization (PIN/biometric)
- Utility bill presentment
- Mobile money transfers and airtime purchase
- Masterpass QR payments
- Funds transfer to other banks
- Branch and ATM locator
- Chequebook and stop cheque requests
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DTB 24/7 is the revamped mobile banking app from Diamond Trust Bank Kenya Limited (DTB). The app provides an enhanced user experience that enables DTB account holders bank on the go wherever they are securely. So, what can you do with this revamped app? 1. View details of your bank accounts. 2. Securely authorize transaction via a 6 digit pin or biometrically using fingerprints. 3. Utility bill presentment 5 days before bills are due for payment. 4. Access and select beneficiaries of mobile money transfer as well as airtime purchase from your phonebook. 5. Personalize your app by uploading custom profile picture. 6. Scan and pay at participating merchant outlets courtesy of Masterpass QR. 7. Funds transfer to other banks via RTGS or PesaLink. 8. Locate all branch and ATM’s close to your current location. 9. Initiate chequebook requests as well as stop cheque requests. Disclosures: 1. Fingerprint authorization for transactions is available for applicable devices only 2. Customers need to have registered for DTB mobile banking service in-order to access services on DTB 24/7. Mobile banking registrations can be done at any branch. Diamond Trust Bank Kenya Limited is regulated by the Central Bank of Kenya.
ZSSF
This app provides information and services related to social security in Zanzibar. It details the history and legal framework of the Zanzibar Social Security Fund, offering access to pension benefits and scheme information for public service employees.
- Social security information
- Pension benefits access
- Scheme details
- Legal framework history
- Public service employee coverage
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Zanzibar Social Security Fund was established under the Zanzibar Security Fund Act No. 2 of 1998 subsequently amended by the Zanzibar Social Security Fund Act No. 9 of 2002 and re-enacted by the Act No. 2 of 2005. Prior to the enactment of the Act and establishment of the Zanzibar Social Security Fund, there was no formal social security scheme in Zanzibar. Nor was there a significant private sector/occupational pension scheme sector in Zanzibar. Before the inception of Zanzibar Social Security Fund, public service employees in Zanzibar were covered and received pension benefits under the Pensions Act No. 2 of 1990
Screenshots
Verdict
The clearest difference is rating: DTB 24/7 at 3.6 against ZSSF's 1.0. DTB 24/7 also leads on review sentiment (33% vs 0%) and ratings volume (14 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DTB 24/7 holds the better App Store score, 3.6 against 1.0. That said, the two scores are not equally well evidenced: DTB 24/7 has 14 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 33% of DTB 24/7's written reviews are positive against 0% of ZSSF's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 20, 2026 and October 10, 2026 respectively.
| Parameter | DTB 24/7 | ZSSF |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (14 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 14 — better | 1 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 66 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | DTB Africa | Zanzibar Social Security Fund |
Customer experience
DTB 24/7
ZSSF
In-app purchases
DTB 24/7
No in-app purchases
ZSSF
No in-app purchases
