PocketGuard vs Subscription tracker

PocketGuard is an award-winning Budget App, Spending Tracker & Money Manager trusted by 1.7M+ users. Plan your budget, track expenses, manage bills, and know what’s safe to spend. RECOGNIZED AMONG THE BEST BUDGET APPS OF 2026 • Forbes Advisor — Best for Managing Recurring Expenses • Kiplinger — Best for Debt Management • NerdWallet — Featured among The Best Budget Apps for 2026 • Experian & Investopedia — Featured among the Best Budgeting Apps of 2026 “PocketGuard is the best budgeting app for tracking spending. PocketGuard makes it easy for users to analyze their spending habits through custom reports and allows them to create a fully customized budget and a personalized debt payoff schedule.”— Forbes Always Know What's in Your Pocket • Track all your income and expenses • Safe-to-spend amount after bills, goals, and essentials • How much you can safely contribute, save, invest Budgeting Features • Custom categories • Budget limits • Overspending prevention • Rollover budgets • Spending Prediction Spending Pace — Predict Your Spending Spending Pace analyzes your spending habits to predict whether you’ll stay on budget before the month ends. Choose your budgeting method • Zero-based budgeting • Envelope budgeting • 50/30/20 budget rule • Build your own custom budgeting system. Smart Transaction Rules — Automatic Expense Categorization • Detect merchant names, keywords, amounts, categories, and accounts • Rename merchants, fix categories, and add hashtags for tracking • Apply rules to every new transaction Spending Insight & Monthly Budget Review • Visual spending reports • Categories, budgets, bills and merchant breakdowns • Month-to-month budget • Spending trend analysis Bills organizer and Subscription manager Connect your bank and PocketGuard automatically identifies bills, subscriptions, and recurring payments. • Never miss a due date • Spot and cancel forgotten subscriptions • Lower bills using a built-in bill negotiation service Build Your Debt-Payoff Plan PocketGuard builds a personalized debt payoff plan based on your balances and repayment strategy, helping you reduce interest costs, see your debt-free date, and track every payment along the way. Bank-Level Security Your data is protected with 256-bit SSL encryption, biometric login (Touch ID & Face ID), PIN codes, and industry-standard privacy practices. FAQ You need a budget to track every dollar? PocketGuard connects to your bank accounts via secure data connectors (Plaid, Finicity, Salt Edge, Apple Wallet), automatically categorizes transactions, identifies bills and subscriptions, and calculates leftover which you can contribute to any budgeting category or spend guilt-free, setup a goal, save or invest. Which budgeting methods are supported? PocketGuard is a category budgeting but the app lets you budget your way. Use zero-based budgeting, envelope budgeting, the 50/30/20 rule, or create your own custom budget — without being locked into one budgeting method. Who is PocketGuard best for? Anyone who wants to plan a budget, track spending, stop overspending, pay off debt, manage subscriptions or build savings. Is it safe to connect my bank? Yes. PocketGuard uses 256-bit SSL encryption, biometric login, PIN protection, and MFA. Your credentials are never stored — read-only access only. Which countries and banks are supported? PocketGuard Budget App connects to financial institutions in the United States, Canada, and the United Kingdom. Can I use PocketGuard without connecting to a bank? Yes. You can add transactions manually or manage cash accounts. PocketGuard Plus Subscription Start a 7-day free trial and choose a plan: Monthly — $12.99 Annual — $74.99. Prices may vary by region. Subscriptions renew automatically unless canceled at least 24 hours before renewal. Any unused portion of a free trial is forfeited once a subscription is purchased. Privacy Policy: https://pocketguard.com/privacy/. Terms of Use: https://pocketguard.com/terms/.

Welcome to 99subs - the simple way to stop surprise renewals and take back control of your money. Think of it as your personal subscription tracker and manager in one clean, easy-to-use app. Add every recurring payment you have - Netflix, gym, phone bill, cloud storage, public transport pass, meal kits - and let 99subs handle the rest. How it works is simple: • Enter the start date, renewal period, and price for each service. • Pick from hundreds of premade services, or create a custom one in seconds. • Get smart notifications before a charge hits so you have time to act. • See your total subscription spend for the current month at a glance. Why people love 99subs: • Track subscriptions without spreadsheets or guesswork. Clear timelines show what renews next and what it costs. • Manage subscriptions confidently. Pause, switch, or cancel with intention instead of reacting after the bill arrives. • Never forget free trials again. We remind you ahead of time so you can decide to keep it or end it. • Find hidden drains. Be mindful about long-forgotten subscriptions and stop small charges from snowballing. • Build your own. If it isn’t in our catalog, add a custom subscription with the details you need. • Budget better. Real-time totals reveal how much you’ll spend this month, helping you plan and save. Designed for everyday life. Student, family, freelancer - 99subs gives you clarity. All renewing costs in one place, so you always know where money goes - and when. Stay ahead of renewals. Timely reminders arrive before each renewal. That means no more “I forgot to cancel” moments. If you choose to end a service, use the handy subscription cancel note and keep a record of your decisions. Your data, your choice. We focus on the essentials so you can organize subscriptions quickly without getting technical. Add only the details that matter and update them anytime. No ads - just a focused experience to help you save. Get more from the subscriptions you keep. Plan upgrades, downgrades, or seasonal pauses. Compare prices, track trial end dates, and actually use what you pay for. Keep what brings value, drop what doesn’t, and watch your monthly total come down. Key highlights • Subscription tracker with a clear timeline • Fast setup with hundreds of popular services • Custom subscriptions for anything else • Smart alerts before renewals and free trials end • Monthly total for all subscription spending • Notes, categories, and flexible renewal periods • Clean, friendly design with zero clutter Take charge today. Download 99subs and track subscriptions the easy way. See everything in one place, avoid surprise charges, and keep more of your money. Manage subscriptions with confidence, stay on top of free trials, and decide what deserves a place in your budget. 99subs makes it simple to manage subscriptions your way - and it feels great to be in control. Terms and Conditions: https://wiseapps.wixsite.com/wise/terms-conditions Privacy Policy: https://wiseapps.wixsite.com/wise/privacy-policy