ACB ONE vs Sacombank mSign
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACB ONE
This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.
- 100% online account setup
- Free fund transfers and account management
- Video call account upgrades with facial recognition
- In-app OTP verification for secure transactions
- Earn and redeem reward points
- Online savings and insurance purchases
- QR code transactions and bill payments
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ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.
Sacombank mSign
This app provides secure two-factor authentication for banking customers. It offers one-time password generation and transaction approval for enhanced online banking security.
- Two-factor authorization
- One-time-password (OTP) generation
- Transaction approval
- Strong security
- Reliable authorization
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Sacombank mSign Soft Token is an application that provide strong and reliable two-factor authorization for Sacombank eBanking’s customers. The application offers the following services: • One-time-password (OTP) authorization (mCode mode) • Approve your Sacombank ebanking’s transactions (mConnected mode) The application needs activation, activation and user manual document can be found at https://isacombank.com.vn
Screenshots
Verdict
The clearest difference is ads: Sacombank mSign at none against ACB ONE's shown. Sacombank mSign also leads on monetization model (free vs free with in-app purchases) and review sentiment (25% vs 16%). ACB ONE's advantage is update cadence (fortnightly vs every 3 months) and ratings volume (177 vs 19). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sacombank mSign holds the better App Store score, 3.5 against 3.4. That said, the two scores are not equally well evidenced: ACB ONE has 177 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 16% of ACB ONE's written reviews are positive against 25% of Sacombank mSign's.
ACB ONE ships an update fortnightly, Sacombank mSign every 3 months. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.
| Parameter | ACB ONE | Sacombank mSign |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (177 ratings) | 3.5 (19 ratings) — better |
| Positive reviews | 15.7% of reviews | 25.0% of reviews — better |
| Number of ratings | 177 — better | 19 |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 259 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | ASIA COMMERCIAL JOINT STOCK BANK | SAIGON TREASURE COMMERCIAL JOINT STOCK BANK |
Customer experience
ACB ONE
Sacombank mSign
In-app purchases
ACB ONE
No in-app purchases
Sacombank mSign
No in-app purchases
