ACB ONE vs Agribank Soft Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACB ONE
This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.
- 100% online account setup
- Free fund transfers and account management
- Video call account upgrades with facial recognition
- In-app OTP verification for secure transactions
- Earn and redeem reward points
- Online savings and insurance purchases
- QR code transactions and bill payments
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ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.
Agribank Soft Token
This application generates one-time passwords (OTP) for secure online banking transactions. It enhances the safety and convenience of managing your finances from your mobile device anytime, anywhere. Registration requires contacting the bank's customer care center.
- OTP code generation
- Secure online banking
- Mobile transaction convenience
- Anytime, anywhere access
- Enhanced transaction safety
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Agribank Soft Token is an application developed by Agribank to generate OTP code and is installed on customers' mobile devices. The application ensures your online banking transactions are safe, secure, convenient, anytime and anywhere. To register Agribank Soft Token, please contact Agribank's Customer Care Center nationwide to be served. If you need more information about the service, please contact Agribank Customer Care Center, Hotline: (+84) 1900558818.
Screenshots
Verdict
The clearest difference is review sentiment: Agribank Soft Token at 59% against ACB ONE's 16%. Agribank Soft Token also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). ACB ONE's advantage is rating (3.3 vs 2.0) and ratings volume (169 vs 9). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ACB ONE holds the better App Store score, 3.3 against 2.0. That said, the two scores are not equally well evidenced: ACB ONE has 169 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 16% of ACB ONE's written reviews are positive against 59% of Agribank Soft Token's, so the app with the better star average is not the one people write more warmly about.
ACB ONE ships an update fortnightly, Agribank Soft Token monthly. The most recent releases landed on October 14, 2026 and September 25, 2026 respectively.
| Parameter | ACB ONE | Agribank Soft Token |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (169 ratings) — better | 2.0 (9 ratings) |
| Positive reviews | 15.7% of reviews | 58.8% of reviews — better |
| Number of ratings | 169 — better | 9 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 9.0 — better |
| Further details — not scored | ||
| Size | 259 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | ASIA COMMERCIAL JOINT STOCK BANK | VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT |
Customer experience
ACB ONE
Agribank Soft Token
In-app purchases
ACB ONE
No in-app purchases
Agribank Soft Token
No in-app purchases
Questions
Is ACB ONE free?
Is Agribank Soft Token free?
Which has better reviews, ACB ONE or Agribank Soft Token?
Do ACB ONE or Agribank Soft Token have ads?
Which is updated more often, ACB ONE or Agribank Soft Token?
Other comparisons
