Comparison

Cent m vs Finovra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cent m

Manage your bank account statements directly on your mobile device. Access your transaction history offline, filter by date, and search by various criteria. Personalize your ledger and share details easily.

Highlights
  • Offline transaction viewing
  • Transaction filtering and search
  • Personalized ledger creation
  • Account/transaction sharing
  • Multilingual support (English/Hindi)
  • Set default account
Features
Read full description

Passbook on your mobile, by Central Bank of India. Use your CIF and registered mobile number to login to the app . OTP will be sent to the registered mobile numbers with the bank. Features include * Fast access. * Offline view. * Filter by transaction date and search by remarks,amount and transaction type. * Option to set default account. * Rearrange entries by ascending or descending order. * Attach/Remove notes to passbook entries. * Option to change number of transactions per page. * Personalise your passbook by creating your own personal ledger and tag/add transactions to it. * Share your account/transaction details using SMS and email. * Refer a Friend * Alerts * Customer Feedback * View Latest Offers * Multilingual Support (English and Hindi)

About

Finovra

Features
Read full description

Stop wondering where your money goes. Finovra gives you a clear, honest picture of your finances without uploading a single byte of your data to the cloud. Every transaction, every budget, and every insight stays on your device. Your data is encrypted, private, and under your control at all times. Log income and expenses in seconds using smart, customizable categories. Track cash, card purchases, online payments, and more in one clean ledger. Add notes, tags, and attachments so every record has full context. Set a monthly budget and watch your progress in real time. See how much you have left to spend, which categories burn through cash, and where small changes can make a big difference. Analyze spending by category, such as food, transport, subscriptions, and bills. Identify trends, spot waste, and find new savings opportunities with clear charts and analytics. Automate recurring transactions like rent, salary, subscriptions, and loan payments. Schedule repeat entries so your bookkeeping stays accurate with less effort. Search, filter, and sort your full history in seconds. Find any record by amount, date, category, note, or account. Export your data when needed so you always have a backup. Lock Finovra with Face ID, Touch ID, or a passcode so your finances stay private on shared devices. Your information is stored locally and encrypted for extra security. Use more than 150 currencies with automatic locale detection. Travel, work abroad, or manage multiple accounts without changing your workflow. Finovra is built for personal finance management, whether you are tracking a simple budget or running detailed accounting for side projects. Upgrade to Finovra Pro to go deeper: Unlock monthly trend charts and daily spending heatmaps See forecasts that highlight upcoming cash flow pressure Get insights that explain how your habits are changing Set per category budgets for tighter control Create custom reports for taxes, business, or family planning Finovra Pro is available as a monthly or annual subscription. A free trial is available. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Finovra is designed for speed, clarity, and privacy. No ads, no clutter, and no forced cloud account. Just an efficient offline finance tracker that works the way you do. Take control of your money with transparent records, strong privacy, and powerful insight-driven analytics. Terms of Use: https://finovra.app/terms Privacy Policy: https://finovra.app/privacy

Screenshots

Cent m4 screens
Finovra4 screens

Verdict

The call

The clearest difference is in-app purchases: Cent m at none against Finovra's 2. Cent m also leads on iOS requirement (12.0 vs 18.6). Finovra's advantage is update cadence (monthly vs every 10 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finovra sells 2 in-app purchases, starting at $2.99 per month. Cent m asks for nothing beyond the download.

UpkeepUpdate frequency

Cent m ships an update every 10 months, Finovra monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Cent m versus Finovra: the parameters behind the verdict, then further details
ParameterCent mFinovra
PriceFreeFree
Rating2.7 (60 ratings) — better—
Positive reviews27.8% of reviews—
Number of ratings60 — better—
Update frequencyEvery 10 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better18.6
Further details — not scored
Size26 MB4 MB
Age rating4+4+
DeveloperCENTRAL BANK OF INDIAChauhan Vipul Sanatbhai

In-app purchases

None

Cent m

No in-app purchases

2 purchases

Finovra

Subscriptions2
  • Finovra Pro Monthly$2.991 Month
  • Finovra Pro Yearly7 Days trial$19.991 Year

Questions

Is Cent m free?
Cent m is free to download, with no in-app purchases.
Is Finovra free?
Finovra is free to download, with in-app purchases available.
Do Cent m or Finovra have ads?
Neither Cent m nor Finovra shows ads.
Which is updated more often, Cent m or Finovra?
Cent m ships an update every 10 months, and Finovra monthly. Most recently, Cent m was updated on October 26, 2026 and Finovra on October 24, 2026.

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