MACU Mobile vs 802 Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MACU Mobile
Manage your credit union accounts conveniently from your Apple devices. Access balances, transaction history, pay bills, and transfer funds securely. Locate branches and ATMs, and send secure messages.
- Secure sign-in with Face/Touch ID
- Quick Balances monitoring
- View balances on Apple Watch
- Nickname accounts
- Check balances and transaction history
- Pay bills and loans
- Transfer money
- View statements
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MACU Mobile makes it easy to manage your money wherever you are. Check balances, review transactions, transfer funds, pay bills, manage your cards, and stay connected to Members Advantage Credit Union from your phone or tablet. With secure access and convenient account tools, MACU Mobile helps you stay on top of everyday banking, whether you are checking your balance before a purchase, reviewing recent activity, making a payment, or reaching out for help. Features include: • View account balances and recent transactions • Quick Balances for faster account access • Transfer funds between MACU accounts • Pay bills and make loan payments • View statements • Find MACY Branches and ATM’s • Send secure message • Face ID of Touch ID for secure sign - in • Manage your Debit Card on your own with features of Card Controls below, wouldn't make it a separate line item -Turn your card on or off -Set travel alerts -Monitor card activity -Set up travel plans
802 Credit Union
Manage your finances on the go with this mobile banking application. View account details, transfer funds, pay bills, and deposit checks securely. Access your accounts quickly using biometrics and manage alerts and card settings.
- View account balances and transactions
- Transfer funds between accounts
- Schedule and manage bill payments
- Deposit checks via mobile device
- Fast balance viewing
- Biometric login (fingerprint/facial recognition)
- Secure messaging and card management
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Bank wherever you are with 802 Credit Union’s mobile app! Available to all members with online Banking. App Features: Accounts - View your accounts, your balances, and your transaction for the past 90 days - View images of cleared check Transfers - Account to account transfers - Loan payments (including principal only, pay down or payoff) - Scheduled transfers (immediate, future dated or recurring) Bill Pay - Schedule, manage and edit your bill payments Locations - Find nearby branches by searching by zip code or address Fast Balances - View your account balances on the go without signing into your app Biometrics - Access into the App with Fingerprint or Facial (based on mobile device) Mobile Deposit - Make deposits using your mobile device - View your past mobile deposits Self Service Banking: - Secure Messaging - Stop Payments - Enable/ Disable Debit card - Manage Alerts/Push Notifications - Manage External & Unlinked Accounts
Screenshots
Verdict
The clearest difference is review sentiment: 802 Credit Union at 67% against MACU Mobile's 0%. 802 Credit Union also leads on rating (4.8 vs 3.7) and ratings volume (2.4K vs 11). MACU Mobile's advantage is update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
802 Credit Union holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: 802 Credit Union has 2.4K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 0% of MACU Mobile's written reviews are positive against 67% of 802 Credit Union's.
MACU Mobile ships an update monthly, 802 Credit Union every 3 months. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | MACU Mobile | 802 Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (11 ratings) | 4.8 (2.4K ratings) — better |
| Positive reviews | 0.0% of reviews | 66.7% of reviews — better |
| Number of ratings | 11 | 2.4K — better |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 122 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | Members Advantage Credit Union | 802 Credit Union Inc. |
Customer experience
MACU Mobile
802 Credit Union
Bugs and requests
MACU Mobile
Not enough reviews yet to summarise bugs or requests.
802 Credit Union
Reported bugs
3 issues- App crashes when trying to deposit checks
- Login issues due to password reset problems
- Incorrect account balance updates
Requested features
3 requests- Ability to deposit checks remotely
- Improved app stability and reliability
- More transparent communication about policy changes
In-app purchases
MACU Mobile
No in-app purchases
802 Credit Union
No in-app purchases
Questions
Is MACU Mobile free?
Is 802 Credit Union free?
Which has better reviews, MACU Mobile or 802 Credit Union?
Do MACU Mobile or 802 Credit Union have ads?
Which is updated more often, MACU Mobile or 802 Credit Union?
Other comparisons
