Comparison

MACU Mobile vs Valley Communities CU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MACU Mobile

Manage your credit union accounts conveniently from your Apple devices. Access balances, transaction history, pay bills, and transfer funds securely. Locate branches and ATMs, and send secure messages.

Highlights
  • Secure sign-in with Face/Touch ID
  • Quick Balances monitoring
  • View balances on Apple Watch
  • Nickname accounts
  • Check balances and transaction history
  • Pay bills and loans
  • Transfer money
  • View statements
Features
Read full description

MACU Mobile makes it easy to manage your money wherever you are. Check balances, review transactions, transfer funds, pay bills, manage your cards, and stay connected to Members Advantage Credit Union from your phone or tablet. With secure access and convenient account tools, MACU Mobile helps you stay on top of everyday banking, whether you are checking your balance before a purchase, reviewing recent activity, making a payment, or reaching out for help. Features include: • View account balances and recent transactions • Quick Balances for faster account access • Transfer funds between MACU accounts • Pay bills and make loan payments • View statements • Find MACY Branches and ATM’s • Send secure message • Face ID of Touch ID for secure sign - in • Manage your Debit Card on your own with features of Card Controls below, wouldn't make it a separate line item -Turn your card on or off -Set travel alerts -Monitor card activity -Set up travel plans

About

Valley Communities CU Mobile

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Find nearby branches and ATMs, and secure your account with passcode or biometrics.

Highlights
  • Add tags, notes, and photos to transactions
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

Valley Communities CU Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Valley Communities CU Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

MACU Mobile4 screens
Valley Communities CU Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Valley Communities CU Mobile at 63% against MACU Mobile's 0%. Valley Communities CU Mobile also leads on rating (4.7 vs 3.7) and ratings volume (551 vs 11). MACU Mobile's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Valley Communities CU Mobile holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Valley Communities CU Mobile has 551 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 0% of MACU Mobile's written reviews are positive against 63% of Valley Communities CU Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on July 23, 2026 and September 26, 2026 respectively.

Scorecard5 real differences · 5 level
MACU Mobile versus Valley Communities CU Mobile: the parameters behind the verdict, then further details
ParameterMACU MobileValley Communities CU Mobile
PriceFreeFree
Rating3.7 (11 ratings)4.7 (551 ratings) — better
Positive reviews0.0% of reviews62.5% of reviews — better
Number of ratings11551 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.6 — better18.4
Further details — not scored
Size126 MB177 MB
Age rating4+4+
DeveloperMembers Advantage Credit UnionValley Communities Credit Union

Customer experience

MACU Mobile

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews3 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

Valley Communities CU Mobile

All ratings551 ratings
Positive94.6%
Neutral2.2%
Negative3.3%
Written reviews8 reviews
Positive62.5%
Neutral12.5%
Negative25.0%

In-app purchases

None

MACU Mobile

No in-app purchases

None

Valley Communities CU Mobile

No in-app purchases

Questions

Is MACU Mobile free?
MACU Mobile is free to download, with no in-app purchases.
Is Valley Communities CU Mobile free?
Valley Communities CU Mobile is free to download, with no in-app purchases.
Which has better reviews, MACU Mobile or Valley Communities CU Mobile?
Valley Communities CU Mobile is rated higher. MACU Mobile averages 3.7 out of 5 from 11 ratings, while Valley Communities CU Mobile averages 4.7 from 551 ratings.
Do MACU Mobile or Valley Communities CU Mobile have ads?
Neither MACU Mobile nor Valley Communities CU Mobile shows ads.
Which is updated more often, MACU Mobile or Valley Communities CU Mobile?
MACU Mobile ships an update monthly, and Valley Communities CU Mobile monthly. Most recently, MACU Mobile was updated on July 23, 2026 and Valley Communities CU Mobile on September 26, 2026.

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