Essential CU vs Cooper Financial Services
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Essential CU
Manage your credit union accounts conveniently from your mobile device. Access account information, transfer funds, pay bills, and deposit checks on the go. Easily locate ATMs and branches with this secure and user-friendly application.
- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- Send money to contacts
- Deposit checks
- Find ATMs and branches
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The Essential Credit Union Mobile App allows you the power to access your account information on your mobile device at any time and from anywhere! Once you download the Essential mobile app, you simply login using the same credentials you have for Online Banking. The Essential app gives you the ability to: • Check balances • View your transaction history • Transfer funds • Pay bills • Pay or transfer money to friends and family in your device contacts • Deposit checks • Find ATMs and branches quickly and easily Download the convenient Essential Mobile App today!
Cooper Financial Services
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The Cooper Financial Services Mobile App gives you secure, on-demand access to your financial world—anytime, anywhere. View your portfolio, monitor balances, track performance, and stay connected with your advisory team at the tap of a button. Designed for simplicity and transparency, the app helps you stay informed and in control, while making it easy to reach your dedicated advisor when you need personalized guidance.
Screenshots
Verdict
The clearest difference is iOS requirement: Cooper Financial Services at 15.6 against Essential CU's 17.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Essential CU | Cooper Financial Services |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.5K ratings) — better | — |
| Positive reviews | 81.7% of reviews | — |
| Number of ratings | 4.5K — better | — |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 114 MB | 53 MB |
| Age rating | 4+ | 17+ |
| Developer | Essential Credit Union | Cooper Financial Services, Inc. |
Bugs and requests
Essential CU
Reported bugs
4 issues- Login screen freezes
- Account information not displaying correctly
- Deposit issues and delays
- Compatibility problems with newer devices
Requested features
4 requests- Ability to lock debit card
- Faster credit card payment updates
- More account management features
- Apple Pay integration
Cooper Financial Services
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Essential CU
No in-app purchases
Cooper Financial Services
No in-app purchases
Questions
Is Essential CU free?
Is Cooper Financial Services free?
Do Essential CU or Cooper Financial Services have ads?
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