Comparison

BCA Finance vs Kopra Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA Finance

Manage your car financing needs conveniently from your mobile device. Get instant updates on promotions, apply for loans online, and track your application status. Access customer service features like payment simulations and BPKB retrieval bookings.

Highlights
  • Car loan simulation
  • Online loan application
  • Loan status tracking
  • Customer service information
  • Early termination simulation
  • BPKB retrieval booking
Features
Read full description

BCAF App, aplikasi financial di tangan Anda. Layanan financial terpercaya, kapan saja dan dimana saja. Manfaat BCAF App : 1.Dapatkan info update promosi, suku bunga dan produk-produk dari BCAF lebih cepat. 2.Ajukan kredit mobil dan pantau prosesnya tanpa harus keluar rumah. 3.Layanan konsumen sesuai kebutuhan Anda, seperti informasi pelanggan, simulasi pelunasan dipercepat, reservasi pengambilan BPKB tanpa harus antri terlebih dahulu. 4.Terhubung langsung dengan layanan digital BCAF lainnya, seperti Website BCAF, HaloBCA Chat, Astari dan Instagram BCAF. Semuanya hanya dalam genggaman tangan Anda. Fitur-fitur BCAF App : 1.Simulasi kredit mobil baru dan bekas berdasarkan budget total pembayaran pertama ataupun angsuran. 2.Pengajuan kredit online. 3.Tracking status pengajuan kredit online. 4.Layanan konsumen : a.Info Pelanggan (informasi angsuran dan histori pembayaran). b.Simulasi early termination / pelunasan dipercepat. c.Booking Pengambilan BPKB. 5.E-Doc. Untuk bantuan lebih lanjut dapat menghubungi Astari, Virtual Assistant kami di 08111027780 atau email ke customercarebcaf@bcaf.id. Selamat menggunakan BCAF App.

About

Kopra Mobile

Manage business transactions and finances on the go with this app. It allows for creating and processing various payments, approving multiple transactions simultaneously, and monitoring account balances in real-time. Features include a built-in token for secure authorization and QR scanning for bank guarantee validation.

Highlights
  • Manage business transactions
  • Approve multiple transactions
  • Built-in secure token
  • Real-time financial visibility
  • QR scan for bank guarantee validation
  • 24/7 toll-free call center access
Features
Read full description

The new Kopra Mobile app is designed for business users who want to manage their transactions and finances anytime, anywhere. With an intuitive interface and comprehensive features, Kopra Mobile offers efficiency, convenience, and productivity in one single app. ​ MANAGE BUSINESS TRANSACTIONS​ Create and process a wide range of business transactions, from fund transfers and bill payments to tax payments, directly from the app.​ APPROVE FASTER, WORK SMARTER​ Approve multiple transactions at once and keep your business moving without delay.​ BUILT-IN TOKEN​ Authorize transactions securely without switching apps or carrying a separate device.​ REAL-TIME FINANCIAL VISIBILITY ​ Monitor balances and transaction details across your company accounts in real time for better financial control.​ SCAN QR BG FOR BANK GUARANTEE VALIDATION​ Verify the authenticity of Bank Guarantees (BG) easily through QR scanning directly within the app.​ TOLL-FREE KOPRA CALL, BUILT IN​ Reach our 24/7 call center directly from the app whenever you need assistance, no extra charges.​ Kopra Mobile - making business transactions simpler, faster, and more productive. PT Bank Mandiri (Persero) Tbk. is licensed and supervised by the Indonesia Financial Service Authority (OJK) and Bank Indonesia (BI), and is a member of Deposit Insurance Corporation (LPS).

Screenshots

BCA Finance4 screens
Kopra Mobile4 screens

Verdict

The call

The clearest difference is rating: BCA Finance at 2.3 against Kopra Mobile's 1.3. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BCA Finance holds the better App Store score, 2.3 against 1.3. Both are backed by a comparable volume of ratings — 3 and 3 respectively. Written reviews point the same way: 6% of BCA Finance's written reviews are positive against 0% of Kopra Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
BCA Finance versus Kopra Mobile: the parameters behind the verdict, then further details
ParameterBCA FinanceKopra Mobile
PriceFreeFree
Rating2.3 (3 ratings) — better1.3 (3 ratings)
Positive reviews5.9% of reviews — better0.0% of reviews
Number of ratings33
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size55 MB152 MB
Age rating4+4+
DeveloperPT. BCA FinancePT. Bank Mandiri (Persero) Tbk.

Customer experience

BCA Finance

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews51 reviews
Positive5.9%
Neutral5.9%
Negative88.2%

Kopra Mobile

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BCA Finance

No in-app purchases

None

Kopra Mobile

No in-app purchases

Questions

Is BCA Finance free?
BCA Finance is free to download, with no in-app purchases.
Is Kopra Mobile free?
Kopra Mobile is free to download, with no in-app purchases.
Which has better reviews, BCA Finance or Kopra Mobile?
BCA Finance is rated higher. BCA Finance averages 2.3 out of 5 from 3 ratings, while Kopra Mobile averages 1.3 from 3 ratings.
Do BCA Finance or Kopra Mobile have ads?
Neither BCA Finance nor Kopra Mobile shows ads.
Which is updated more often, BCA Finance or Kopra Mobile?
BCA Finance ships an update every 2 months, and Kopra Mobile every 2 months. Most recently, BCA Finance was updated on November 11, 2026 and Kopra Mobile on November 3, 2026.

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