Comparison

mPoS.vn vs MyVIB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mPoS.vn

This app offers a comprehensive payment solution for individuals and businesses, supporting various payment methods like credit card installments, QR codes, and mobile top-ups. It facilitates card swipes through a dedicated device and accepts all major card types.

Highlights
  • 0% installment payments
  • Credit card swipe payments
  • QR-Code payments
  • Phone recharge and utility payments
  • Accepts all card types
  • Supports NFC and MST
Features
Read full description

mPos.vn comprehensive payment solution for all individuals and businesses, licensed by international card organizations and the State Bank in Vietnam. SERVICES AND UTILITIES - 0% installment payment by credit card 22 banks - Pay for card swipe via mPos device - Payment of QR-Code - Phone recharge service, payment of electricity, water, cable TV ... DEVICE mPos - SmartPos and mPos devices are licensed by the bank - Accept all card types: Domestic and international Credit / Debit, ATM cards, Napas ... - Accept magnetic cards, chip cards, NFC, MST. PAY QRCODE - QRPay eBanking bank - QRCode electronic wallet in the country and abroad: VIMO, ViettelPay, Wechat, mVisa, Masterpass ...

About

MyVIB

This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.

Highlights
  • Super Account with high daily interest
  • AI-powered personalized financial management
  • Over 100 integrated financial services
  • AI financial assistant (ViePro GenAI)
  • Exclusive rewards and vouchers
  • Online account opening in 3 minutes
Features
Read full description

MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.

Screenshots

mPoS.vn3 screens
MyVIB4 screens

Verdict

The call

mPoS.vn and MyVIB both sit at 3.5 stars, but that hides the real split: 32% of MyVIB's written reviews are positive against 11% of mPoS.vn's. MyVIB also leads on ratings volume (192 vs 6) and iOS requirement (13.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.5 for mPoS.vn against 3.5 for MyVIB. That said, the two scores are not equally well evidenced: MyVIB has 192 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 11% of mPoS.vn's written reviews are positive against 32% of MyVIB's.

UpkeepUpdate frequency

mPoS.vn ships an update every 10 days, MyVIB every 2 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
mPoS.vn versus MyVIB: the parameters behind the verdict, then further details
ParametermPoS.vnMyVIB
PriceFreeFree
Rating3.5 (6 ratings)3.5 (192 ratings) — better
Positive reviews11.1% of reviews31.9% of reviews — better
Number of ratings6192 — better
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size79 MB435 MB
Age rating4+17+
DeveloperVIETNAM MPOS TECHNOLOGY JSCVIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK

Customer experience

mPoS.vn

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews54 reviews
Positive11.1%
Neutral7.4%
Negative81.5%

MyVIB

All ratings190 ratings
Positive61.6%
Neutral2.6%
Negative35.8%
Written reviews69 reviews
Positive31.9%
Neutral4.3%
Negative63.8%

Bugs and requests

mPoS.vn

Not enough reviews yet to summarise bugs or requests.

MyVIB

Reported bugs

10 issues
  • App crashes and won't open
  • OTP verification fails repeatedly
  • Transferred money not reflecting in account
  • Transaction timestamps incorrect
  • Login failures after app upgrade
Show 5 more
  • Account locked after forced update
  • Payment processing shows success but money not received
  • App freezes during transactions
  • SmartOTP malfunction
  • Unable to access account after version 2.0 upgrade

Requested features

8 requests
  • Search function for transaction history
  • English language support
  • Save recipient account numbers
  • Promo code input field
  • Apple Pay integration
Show 3 more
  • Transaction history in Apple Wallet
  • Rollback to previous app version
  • More QR code payment options

In-app purchases

None

mPoS.vn

No in-app purchases

None

MyVIB

No in-app purchases

Questions

Is mPoS.vn free?
mPoS.vn is free to download, with no in-app purchases.
Is MyVIB free?
MyVIB is free to download, with no in-app purchases.
Which has better reviews, mPoS.vn or MyVIB?
MyVIB is rated higher. mPoS.vn averages 3.5 out of 5 from 6 ratings, while MyVIB averages 3.5 from 192 ratings.
Do mPoS.vn or MyVIB have ads?
Neither mPoS.vn nor MyVIB shows ads.
Which is updated more often, mPoS.vn or MyVIB?
mPoS.vn ships an update every 10 days, and MyVIB every 2 weeks. Most recently, mPoS.vn was updated on November 6, 2026 and MyVIB on November 3, 2026.

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