Pennyworth vs Shared Budget Couples

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang

Finally agree on money. Manebo is the shared budget app for couples, partners, and families who want to track expenses, split bills, and save together — without the spreadsheets, screenshots, or awkward conversations. Whether you just moved in together, got married, or have been splitting rent for years, Manebo turns "who paid for what" into a single clear picture you both see in real time. ■ Why couples and families choose Manebo - Start in seconds — no account, no sign-up, no email required - Share your household budget with your partner in real time - Scan receipts with your camera — amounts and stores fill in automatically - Split bills, track reimbursements, and settle up with one tap - See exactly where your money goes with clear charts and category breakdowns - Keep personal and shared spending separate with multiple ledgers ■ Built for real couple & family finances Shared budget, your way Create a shared ledger with your partner, roommate, or whole family. Every expense, income, and transfer syncs instantly so you're always on the same page. Invite up to 15 people on Premium — perfect for families managing household budgets together. Receipt scanning that actually saves time Snap a photo of any receipt and Manebo's scanner reads the total and merchant for you. No more typing in numbers after every grocery run — one of the fastest ways to keep a couples budget up to date. Split expenses & settle without the math Going out for dinner? Sharing a hotel? Use the split bill feature to divide any expense fairly, then track who owes what with the settlement tool. When it's time to pay each other back, everything is already calculated. Budgets, savings goals & spending insights Set a monthly budget for groceries, dining, utilities, or anything else. Manebo warns you before you overspend and shows category-wise charts so you can see where to cut back. Saving for a trip, a wedding, or a down payment? Set a goal and watch your progress. Accounts & assets in one place Track bank accounts, cash wallets, credit cards, and other assets side by side. See your total net worth, spot trends with asset charts, and plan ahead with confidence. Smart input that respects your time - Calculator-style keypad for fast entry - Templates for recurring expenses - Calendar view of daily income and spending - Home screen widgets for one-tap input - CSV import and export for full data control ■ Perfect for - Couples who want to stop fighting about money - Newlyweds merging finances for the first time - Roommates splitting rent, utilities, and groceries - Families managing a household budget together - Dual-income households tracking who spends what - Anyone planning a trip, wedding, or big purchase with a partner - People who've tried expense tracker apps and want something simpler ■ Free plan - Use Manebo immediately — no account required - All core budgeting, tracking, and sharing features included - Split bills and settle up with your partner for free ■ Premium plan Upgrade for the full experience: - Ad-free - Share with up to 15 people (great for extended family) - Higher limits on ledgers, categories, and templates - Advanced charts for deeper financial analysis - Priority access to new features Premium Plan Purchase Information The Premium Plan is available as a monthly plan or an annual plan. The annual plan includes a two week free trial for first time subscribers. After the free trial ends, the subscription will automatically renew as a paid plan. The Premium Plan is an auto renewing subscription. Unless cancelled at least 24 hours before the end of the current period, the subscription will renew automatically. The renewal fee will be charged within 24 hours before the end of the current subscription period. Payment will be charged to your Apple ID account at confirmation of purchase. You can manage or cancel your subscription in your Apple ID account settings. Terms of Use https://manebo.jp/terms # LICENSE Icons by Icons8