Pennyworth vs SHIN理想記帳

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang

李勛 SHIN LI／新生代理財投資YouTuber 在沒有富爸爸和任何財經科系背景下，透過自行學習投資理財幸運地在25歲存到了第一桶金！將自己花心思整理的各式小資理財資訊製作成影片，在Youtube成功吸引了超過30萬人訂閱、累積4000萬次觀看。 李勛本次與台灣財經資訊龍頭公司CMoney合作，將自己獨家的記帳方法和理財思維產品化，開發了這款「Shin理想記帳」。 ––––功能特色介紹–––– 獨家1>>比例記帳法 理想記帳中的比例記帳法，是利用比例分配的方式，將每個月的收入按比例分配至「生活、投資、儲蓄」三種帳戶，並可以時時檢視各帳戶狀態，且能夠在帳戶間彼此轉帳。 能夠幫助使用者量入為出，在消費支出前就先將每個月的現金流妥善規劃，確實將財富穩定累積下來。 獨家2>>【想要/需要】報表 更在日常記帳中規劃了【想要/需要】標籤，幫助使用者在記帳時能夠思考消費目的，並能透過報表定期檢視消費細節，真正做到聰明消費。 ◆消費分析 統整整月消費狀況，幫你一眼抓出財務漏洞。 ◆雲端自動上傳資料 換手機、換平台、換版本，安全還原完整資料。 ◆帳務報表 詳盡多彩的報表，即時掌握收支狀況 ◆自訂分類icons 自由調整分類icon，多款可愛icon任你選 ◆記帳提醒 自訂每日提醒時間，系統自動提醒，不用再擔心金魚腦袋 ------- 希望透過ShinLi個人實證有效的理財記帳方法， 與你交朋友，陪伴你存下每一分夢想的基礎。 利用簡單的記帳流程，幫助你養成理財的好習慣 規劃三大帳戶讓你可以清楚看見財富的累積 協助你思考並清楚規劃每筆現金流的意義 搭配 ShinLi 總是第一手更新的各家銀行 信用卡&帳戶 優惠資訊 真正做到『聰明消費，輕鬆理財，理想記帳。』