Comparison

Marsh Agency vs NCFBINS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Marsh Agency

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access all your important account information anytime, anywhere.

Highlights
  • Check account balances 24/7
  • View account summaries and charts
  • Submit claims and receipts
  • Manage HSA transactions
  • Secure login with website credentials
  • Contact customer service
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

NCFBINS

Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.

Highlights
  • Access policy information
  • Make payments
  • Report claims
  • View insurance cards
  • Contact agent
Features
Read full description

Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.

Screenshots

Marsh Agency3 screens
NCFBINS4 screens

Verdict

The call

The clearest difference is review sentiment: Marsh Agency at 72% against NCFBINS's 15%. Marsh Agency also leads on rating (4.4 vs 2.3) and ratings volume (886 vs 81). NCFBINS's advantage is update cadence (every 2 months vs every 5 months) and iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Marsh Agency holds the better App Store score, 4.4 against 2.3. That said, the two scores are not equally well evidenced: Marsh Agency has 886 ratings behind it against 81, so its average is the more settled of the two. Written reviews point the same way: 72% of Marsh Agency's written reviews are positive against 15% of NCFBINS's.

UpkeepUpdate frequency

Marsh Agency ships an update every 5 months, NCFBINS every 2 months. Both last shipped on November 6, 2026.

Scorecard5 real differences · 5 level
Marsh Agency versus NCFBINS: the parameters behind the verdict, then further details
ParameterMarsh AgencyNCFBINS
PriceFreeFree
Rating4.4 (886 ratings) — better2.3 (81 ratings)
Positive reviews71.7% of reviews — better14.6% of reviews
Number of ratings886 — better81
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size32 MB47 MB
Age rating17+4+
DeveloperMarsh & McLennan AgencyNorth Carolina Farm Bureau Mutual Insurance Company

Customer experience

Marsh Agency

All ratings886 ratings
Positive85.2%
Neutral2.6%
Negative12.2%
Written reviews166 reviews
Positive71.7%
Neutral6.0%
Negative22.3%

NCFBINS

All ratings80 ratings
Positive28.7%
Neutral2.5%
Negative68.8%
Written reviews41 reviews
Positive14.6%
Neutral7.3%
Negative78.0%

Bugs and requests

Marsh Agency

Reported bugs

3 issues
  • Login failures and account lockouts
  • Incorrect account balance display
  • Compatibility issues with older devices

Requested features

3 requests
  • Auto-populate end date based on start date
  • Allow editing of submitted claims
  • Improve mobile app functionality and parity with website

NCFBINS

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Marsh Agency

No in-app purchases

None

NCFBINS

No in-app purchases

Questions

Is Marsh Agency free?
Marsh Agency is free to download, with no in-app purchases.
Is NCFBINS free?
NCFBINS is free to download, with no in-app purchases.
Which has better reviews, Marsh Agency or NCFBINS?
Marsh Agency is rated higher. Marsh Agency averages 4.4 out of 5 from 886 ratings, while NCFBINS averages 2.3 from 81 ratings.
Do Marsh Agency or NCFBINS have ads?
Neither Marsh Agency nor NCFBINS shows ads.
Which is updated more often, Marsh Agency or NCFBINS?
Marsh Agency ships an update every 5 months, and NCFBINS every 2 months. Most recently, Marsh Agency was updated on November 6, 2026 and NCFBINS on November 6, 2026.

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