Starling vs Moorepay

Our personal, business and joint accounts make managing your money as seamless, simple and satisfying as it should be in 2026. It's why we're the Which? Recommended Provider for a seventh year in a row. Apply for a bank account online in minutes - for free - from your phone, and join the millions who have already discovered the better way to bank. What's in it for you? No overseas fees • We won't charge you a penny for using your card abroad, or for withdrawing cash at an ATM. • We'll give you the Mastercard exchange rate, and won't add anything on top. • Get notifications in the local currency, and in GBP. Better budgeting • Use Spaces to set money aside in a virtual change jar. Personalise with pictures, set a target, and track your progress. • Get instant payment notifications and track your balance in real-time • Learn where your money goes, and how to make savings, with Spending Insights • Use Bills Manager to set aside money for your bills. It means your main balance will only show you what's actually available for day-to-day spending. • Save on autopilot - automatically round up payments to the nearest pound and put away the spare change. Pay and get paid seamlessly • Owed money? Send a simple link to get paid back. • Enjoy easy international transfers to 34 countries from your app – no hidden fees or exchange rate markups • Pay people instantly in-app – no fiddly card reader needed • Deposit cheques digitally from your phone and pay in cash at the Post Office. Keep your money safe • Your money is covered up to £120,000 by the Financial Services Compensation Scheme • With 24/7 in-app support from real humans in the UK, we're always here to help • Lock your card in-app and turn settings on and off, such as contactless, online, gambling and swipe payments Business banking No monthly fees. Get mobile and web banking access, 24/7 support and simplified accounting. Deposit cash at the Post Office from as little as £3, and deposit cheques in-app by taking a photo. Automate your expenses, ring-fence money for bills, keep track of invoices with instant payment notifications and spot where your business is spending with smart analytics. Voted Most Innovative Business Bank at RFI UK Banking & Finance Awards 2026. The joint bank account Manage collective household expenses or set aside money together; our joint account simplifies shared spending. Get instant payment notifications, track your spending with Insights, budget together and make important payments from one account. Banking for the whole family, all in one app Under 16s is our free debit card and app for 6-15 year olds. It's built seamlessly into the adult's Starling account (personal or joint) for better visibility and control. Starling Bank Limited (trading as Starling) is registered in England and Wales (No. 09092149), 5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, United Kingdom, E1 6PW. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.

Step into the upgraded employee experience with the Moorepay mobile app, designed to support you at every stage of your professional journey. Navigate through intuitive tiles and sub-tiles to explore a rich array of features crafted to streamline access to essential tools and information, simplifying HR and Payroll experience for everyone. Let’s delve into what’s on offer: My Documents This is your gateway to a streamlined document area where every vital detail is within reach: Payslips: View and Download your payslips with ease, at any time. P60s: Access your annual P60s directly through the app to review the tax you've paid on your salary during the last tax year. AE Letters: Keep abreast with your auto-enrolment pension effortlessly through easy access to your AE letters. HR Documents: Employees can now view and respond to documents published from our HR documents centre. Leave A dedicated space to oversee your leave plans and balances, offering: View Entitlements and Balances: A clear overview of your leave entitlements and balances. Request Leave: Request leave and submit doctor’s notes seamlessly, making sickness reporting less cumbersome. View Calendars: Review your leave requests and history and also access a team leave calendar to plan and manage time off. Delete Leave Requests: Rectify or cancel leave requests effortlessly, providing flexibility in leave management. Admin and Manager Privileges: Facilitate prompt responses to team requests and maintain a detailed view of team members’ leave history, enhancing managerial efficiency. My Details An exclusive space to manage your personal details effectively: Contact Details: Swiftly update your contact details, keeping your profile current. Attachments: Securely view attachments related to your personal record. Dependants and Emergency Contacts: Seamlessly manage details of your dependants and emergency contacts, ensuring timely updates. Bank Details: Handle your bank details with utmost security and convenience. Profile Picture: Personalise your profile with the option to upload and change your profile picture, adding a personal touch to your account. Discounts Explore a plethora of discounts curated especially for you through our partner, WrKit: Exclusive Offers: Enjoy a range of exciting discounts and offers designed to enhance your lifestyle. Timesheets and Expenses Simplify the tedious task of managing submissions and approvals: Employee Submissions: Experience an uncomplicated submission process for timesheets and expense claims, bringing ease to your employee experience. Manager and Admin Approvals: Quick and seamless approval processes for managers and admins, fostering operational efficiency. Expense Receipts: Easily manage and attach receipts for expense claims, facilitating streamlined record-keeping.