Starling vs Moneeys
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Starling
A digital banking app offering personal, joint, and business accounts with advanced security and 24/7 UK-based support. Manage your money, organize spending, and build financial habits with intuitive tools.
- Apply for accounts from your phone
- 24/7 UK customer support
- Manage account security
- FSCS protection up to £120,000
- Personal, joint, and business accounts
- Organize finances with 'Spaces'
- Instant spending notifications
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Best-in-class banking, designed for your phone and life in the 2020s. Our free, habit-building bank accounts help millions of people be good with money. Apply for a free bank account directly from your phone – in minutes. Industry-leading digital banking security. • 24/7 UK-based customer support from real people. • Manage your account security with simple controls in the app. • FSCS protection up to £120,000. • Verify if it’s us calling you, with call status indicators in the app. One app. Everyday banking. From personal to joint to business banking, bring your finances under one roof: • Personal account: Spend, organise, save with the habit-building bank account. • Joint account: Bills, budgets or just getting brunch: it’s better together. • Business account: Pay no monthly fees, 24/7 UK customer support and free invoicing and accounting tools. • Under 16s: The free debit card for kids, managed from your account. • Student account: Budget with Spaces, spend abroad with no fees and apply for an interest-free overdraft. Easy mobile banking that just works. • Branchless and fully online. • Open and manage your account entirely from your phone. • Spend abroad like a local with no fees from us. • Get an instant notification every time you spend or receive money. Build life-changing habits with game-changing features. • Organise your finances by setting money aside into virtual ‘change jars’, aka Spaces. • Get instant notifications every time you spend. On holiday? Get notifications in both currencies. • Put your bills on autopilot so you only spend what’s actually available. • Make every penny count by rounding up payments to the nearest pound. • Get a clearer picture of your spending with our AI-powered features. Starling Bank Limited (trading as Starling) is registered in England and Wales (No. 09092149), 5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, United Kingdom, E1 6PW. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.
Moneeys
This digital banking platform allows users to open current or business accounts, manage finances, and conduct transactions. It offers features like invoicing, cryptocurrency exchange, and a virtual Mastercard with exclusive discounts.
- Open current/business bank accounts
- Virtual Mastercard with discounts
- Cryptocurrency wallet and trading
- Built-in invoicing system
- Send and receive money
- QR code payments
- Global airtime top-up
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Welcome to Moneeys Africa, the award-winning banking platform for champions. The Moneeys Africa app allows you to open your current or business bank account. It is perfect for entrepreneurs, freelancers, students, athletes, musicians, actors, actresses, models, startups, contractors, influencers, and much more. Our built-in invoicing allows you to invoice any client directly from the app. Are you into CryptoCurrency? Don't worry if you are not into it. But, if you are Moneeys Africa app has you covered too. Our Crypto Wallet allows you to carry P2P Exchange and Trade. You can also buy Crypto via our Ramp network. OPEN A FREE MONEEYS AFRICA ACCOUNT IN MINUTES -Get your free virtual Mastercard -Keep up to date with your balance and transactions -Manage your money instantly -Send and Recieve money from other Moneeys account holders -Pay for items via QR codes -Withdraw Cash via Moneeys agents -Create and send invoices -Use on your laptop or online via www.moneeys.com -Issue Gift / E-vouchers -Entrepreneurs can now issue e-vouchers Agent can now order bulk vouchers and in currencies, they have balance in -Sales Agent Login -Instore Multi-Currency Printable QR codes. -Send payment requests via donation Buttons, Payment Link, QR Code, Community Page - HYIP Investments -Multi-use Wallet -Global Airtime / Mobile Money Topup -Merchant services – API, Payment Buttons, and QR code payments. -Accounting & Invoicing Features -Real Time FX Trading with Meta Trader 5. Enjoy amazing benefits: As an official Moneeys Africa cardholder, you will get to enjoy discounted benefits across over 50,000 partnered shops, venues, bars, restaurants, and much more. We also sponsor some incredible events, and our Moneeys priority customers are always VIPs at our events around the world. We keep you updated via our Moneeys Club weekly newsletter which is full of VIP complimentary experiences, discounts, and special deals exclusive to our Moneeys community of Champions. Moneeys won Best New Digital Banking platform at the World Banking Awards 2021 and has been nominated for over 5 categories in 2022. There is a reason why Moneeys will become your best friend especially when you have a Champion mindset, we are pleased to welcome you to the Banking for Champions! Go cashless online @ www.moneeys.com
Screenshots
Verdict
The clearest difference is review sentiment: Starling at 74% against Moneeys's 0%. Starling also leads on rating (4.9 vs 1.0) and ratings volume (2.8K vs 1). Moneeys's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Starling holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Starling has 2.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 74% of Starling's written reviews are positive against 0% of Moneeys's.
| Parameter | Starling | Moneeys |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (2.8K ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 74.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 2.8K — better | 1 |
| Update frequency | Weekly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 558 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | STARLING BANK LIMITED | Mokingo MBA Ltd |
Customer experience
Starling
Moneeys
Bugs and requests
Starling
Reported bugs
4 issues- Login issues after phone updates
- Inability to record video for verification
- App crashes on certain devices
- Delayed or failed money transfers
Requested features
7 requests- Joint account cards with different designs
- Ability to set up automatic transfers to savings
- More customization options for Spaces
- Integration with password managers
- Showing pending payments in balance
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- Daily balance history view
- Ability to split transactions into categories
Moneeys
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Starling
No in-app purchases
Moneeys
No in-app purchases









