Comparison

Credz vs Coopera

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credz

Manage your Credz credit card, view purchase history, and check loyalty points. Pay bills, top up mobile phones, and access exclusive discounts and promotions through the loyalty program.

Highlights
  • View credit card limit, password, and balance
  • Track purchase history
  • Consult and pay bills
  • Make phone and service recharges
  • Access exclusive discounts and promotions
  • Earn and redeem loyalty points
Features
Read full description

Com o SuperApp Credz você: TEM TUDO SOBRE SEU CARTÃO Visualize o limite, senha, saldo de pontos Fidelidade e acompanhe seu histórico de compras. Consulte as faturas dos seus cartões Credz de forma simples e rápida. Se precisar de atendimento, acesse o chat online. FAZ PAGAMENTOS E REALIZA RECARGAS Concentre seus pagamentos de contas e recargas no SuperApp Credz. Recarregue telefone fixo e celular pré-pago, Uber, Spotify e jogos. Acesse e compartilhe os comprovantes dos seus pagamentos. Você ainda pode pagar à vista ou parcelado com seu cartão Credz Visa. APROVEITA DESCONTOS E PROMOÇÕES Acesse as promoções exclusivas do Club Credz, o nosso portal de vantagens. Ganhe pontos nas suas compras no Programa de Fidelidade e troque por produtos e descontos na Rede do seu cartão.

About

Coopera

This app combines a marketplace and loyalty program, offering over 200,000 products across 30+ categories. Users can purchase travel experiences, entertainment, and donate, paying with points, cash, or a combination.

Highlights
  • Loyalty program integration
  • 200,000+ products
  • 30+ product categories
  • Travel experience purchases
  • Entertainment options
  • Pay with points or cash
Features
Read full description

O Coopera é Marketplace e Programa de Fidelidade ao mesmo tempo. E o melhor: com benefícios incríveis para você aproveitar! São + de 200 mil produtos em + de 30 categorias. Além disso, com o Coopera você pode realizar doações, comprar pontos para você ou um amigo, comprar experiências de viagens e muito mais. Confira algumas vantagens que o Coopera oferece: • Pague com pontos, dinheiro ou pontos + dinheiro; • Mais de 200 mil produtos em mais de 30 categorias de diversos segmentos; • Experiências completas de viagem: compre passagens, hospedagens, seguro e muito mais; • Diversas opções de entretenimento, como shows, festas, cinema e teatro; • Acumule pontos Coopera ao pagar a fatura do seu Sicoobcard crédito participante; • Resgate pontos em produtos do Sicoob: crédito na fatura e aporte na previdência ou Conta Capital; • Transfira pontos para outros programas de fidelidade e muito mais. Baixe o App Coopera e aproveite um mundo de vantagens e facilidades.

Screenshots

Credz3 screens
Coopera4 screens

Verdict

The call

The clearest difference is review sentiment: Coopera at 46% against Credz's 14%. Coopera also leads on rating (4.9 vs 4.5) and ratings volume (122 vs 32). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Coopera holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 32 and 122 respectively. Written reviews point the same way: 14% of Credz's written reviews are positive against 46% of Coopera's.

UpkeepUpdate frequency

Credz ships an update fortnightly, Coopera every 11 days. The most recent releases landed on September 19, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
Credz versus Coopera: the parameters behind the verdict, then further details
ParameterCredzCoopera
PriceFreeFree
Rating4.5 (32 ratings)4.9 (122 ratings) — better
Positive reviews13.6% of reviews46.2% of reviews — better
Number of ratings32122 — better
Update frequencyFortnightlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size90 MB94 MB
Age rating4+4+
DeveloperDmCardSicoob

Customer experience

Credz

All ratings32 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews22 reviews
Positive13.6%
Neutral9.1%
Negative77.3%

Coopera

All ratings122 ratings
Positive97.5%
Neutral0.0%
Negative2.5%
Written reviews39 reviews
Positive46.2%
Neutral5.1%
Negative48.7%

In-app purchases

None

Credz

No in-app purchases

None

Coopera

No in-app purchases

Questions

Is Credz free?
Credz is free to download, with no in-app purchases.
Is Coopera free?
Coopera is free to download, with no in-app purchases.
Which has better reviews, Credz or Coopera?
Coopera is rated higher. Credz averages 4.5 out of 5 from 32 ratings, while Coopera averages 4.9 from 122 ratings.
Do Credz or Coopera have ads?
Neither Credz nor Coopera shows ads.
Which is updated more often, Credz or Coopera?
Credz ships an update fortnightly, and Coopera every 11 days. Most recently, Credz was updated on September 19, 2026 and Coopera on September 22, 2026.

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