FirstReport vs RBC Launch
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstReport
Access your identity and credit monitoring services on the go. Monitor personal data, report lost cards instantly, and view credit reports and scores. Features vary by subscription plan.
- Identity protection features
- One-touch reporting of lost/stolen cards
- Add data elements for monitoring
- View monitoring alerts
- Access credit reports and scores
- Mobile access to services
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This user friendly app makes it easier for you to access all your FirstReport features on-the-go. It allows you anywhere, anytime instant access to your FirstReport services on your iPhone. With FirstReport you have two different plans available to you – FirstReport-ID and FirstReport-Advantage. Access to all FirstReport services requires a subscription. Depending on which FirstReport plan you have subscribed to, you’ll have access to a different set of features and benefits on the App. If you’re on the FirstReport-ID plan you’ll have access to a variety of identity protection features. The App gives you mobile access to all of your identity monitoring services, including one-touch reporting of lost or stolen cards. You can also use your mobile app to add data elements for monitoring, including debit and/or credit card numbers, chequing and/or savings account numbers, email addresses, phone numbers, Social Insurance number, driver’s licence number and passport numbers. The App also allows you to view monitoring alerts on the go with ease. If you’re on the FirstReport-Advantage plan you’ll enjoy the benefits of FirstReport-ID plus you’ll be able to access a suite of identity and credit monitoring services at the touch of a button. With this App it’s easy for you to add data elements for monitoring and view monitoring alerts. You’ll also have the ability to view your Equifax Credit Bureau Report, receive alerts, and see your Equifax credit score on-the-go. By selecting Install, you consent to the installation of FirstReport, which gives you anywhere, anytime access to all of your identity and/or credit monitoring services on the go with ease. You are entitled to and consent to future updates or upgrades to FirstReport, which may be automatically installed as per your device or operating system default or user-initiated settings. You may withdraw your consent by deleting FirstReport from your device. For information about FirstReport privacy, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-PrivacyPolicy.pdf For information about Terms and Conditions, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-UserAgreement.pdf For assistance with the removal of your FirstReport app contact us at customerservice@firstreport.ca or 1-855-826-5328. FirstReport services are provided by Sigma Loyalty Group Inc. P.O. Box 3020, Postal Station D, Toronto, Ontario M9C 4V5 FirstReport is a registered trademark of Sigma Loyalty Group. All rights reserved.
RBC Launch
Explore and test innovative banking features before they are widely released. This app allows you to send money internationally, pay with rewards points, and discover personalized shopping deals and cash back offers.
- Email transfers to the US
- Avion Rewards Pay
- Personalized shopping companion
- In-store cash back offers
- Browser extension for deals
- Automatic checkout autofill
- Cash back deals on mobile
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RBC Launch™ is a new space for our clients to be the first to use our newest and most innovative banking features and have a say in how they should work for you. Try some of the new features like: Email transfers to the US Send money to friends and family in the US just like you do in Canada! All you need is a name, email and phone number to start a transfer. Avion Rewards Pay With the new Avion Rewards Pay card, seamlessly use your Avion Rewards points for purchases in person or online wherever Visa is accepted. Enjoy the flexibility to pay with points whenever you shop, making every transaction more rewarding. Shopping by RBC A personalized shopping companion and a new way to search, shop and save. InStore Offers Unlock cash back at your favorite nearby stores with the new InStore Offers when you turn on location sharing and notifications. Browser Extension Never miss a deal with your ultimate shopping companion added to the browser. Access offers, coupons, and autofill at checkout on popular retail sites. RBC Pay Enable the browser extension, and let us fill in your contact information, shipping address, and preferred payment details at checkout automatically. Cash Back Deals A new way to earn cash back in your RBC account when shopping on your mobile device at your favourite participating merchants by using a Safari browser extension. Payback with Points Redeem your Avion Rewards points towards a recent Apple Pay transaction and receive a statement credit for the transaction. Here’s how we keep you safe: SECURITY Rest easy knowing that you’re protected from unauthorized transactions** in the RBC Launch app by the RBC Digital Banking Security Guarantee. PRIVACY The RBC Launch app might need to access device services for certain features, like your contacts so you can send money to a friend. For a full list of the features, check out http://www.rbcroyalbank.com/mobile/permissions/wallet-iOS.html For help removing the RBC Launch app from your device, there are instructions at http://www.rbcroyalbank.com/mobile/permissions/wallet-iOS.html You can get more information about RBC digital channel privacy at https://www.rbc.com/privacysecurity/ca/online-privacy.html Contact information for RBC Royal Bank® is available at https://www.rbcroyalbank.com/customer-service/mailing-addresses/index.html LEGAL When you select to install the RBC Launch app, you’re consenting to any future updates or upgrades. Depending on your device, operating system or user-initiated settings, these might be automatically installed. You’re able to withdraw your consent by uninstalling the RBC Launch app from your device. If you download the RBC Launch app, you must review, and are subject to, the Legal Terms of Use found by clicking the Legal link on www.rbc.com, as well as the Electronic Access Agreement, as applicable. * The RBC Launch app is operated by Royal Bank of Canada. ** For a definition of an unauthorized transaction and for full details regarding the protections and limitations of the RBC Online Security Guarantee, please see your account and/or online agreements with the applicable entity. The guarantees are given by Royal Bank of Canada, in connection with its respective online services. ®/™ Trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Apple Pay, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. ‡ All other trademarks are the property of their respective owner(s).
Screenshots
Verdict
The clearest difference is monetization model: RBC Launch at free against FirstReport's subscription. RBC Launch also leads on update cadence (monthly vs every 6 months) and review sentiment (29% vs 7%). FirstReport's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FirstReport ships an update every 6 months, RBC Launch monthly. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.
| Parameter | FirstReport | RBC Launch |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (172 ratings) — better |
| Positive reviews | 7.1% of reviews | 28.6% of reviews — better |
| Number of ratings | — | 172 — better |
| Update frequency | Every 6 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Subscription | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 1 MB | 718 MB |
| Age rating | 4+ | 4+ |
| Developer | Sigma Loyalty Group | Royal Bank of Canada |
Customer experience
FirstReport
RBC Launch
Bugs and requests
FirstReport
Not enough reviews yet to summarise bugs or requests.
RBC Launch
Reported bugs
36 issues- Pay with rewards not working
- New U.S. payment feature made Canadian payment option unreachable
- Text size too small, easy to make mistakes
- FaceID 'expires' every 2-3 weeks
- Log in no longer works, have to re-enter details every time
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- FaceID feature doesn't work, just greyed out
- Card confirmation Face recognition changed
- App crashes on startup
- Cannot log in to existing easy split account, only register
- Technical problems when signing in, 'something went wrong' messages
- Lock unlock feature on credit card has a bug, requires app reload
- Half the time trying to use app results in 'technical issues'
- Face ID disabled for all other RBC apps
- Password not accepted
- Cannot transfer between accounts and e-transfer from mobile app
- Redeem point button not clickable
- Fingerprint ID does not function but worked at one time
- Cannot start a recipient from scratch when sending money
- 'Payback with Points' button gives 'something went wrong' notification
- Face ID is blocked
- Upcoming Activities lacks detail, forecasts $0 for regular deposits
- App instantly crashes after opening
- Split bill option loads only a handful of contacts and creates duplicates
- Cannot add RBC cards to Apple Pay on more than one device
- Email and phone numbers for 'Easy Split' feature cannot be edited
- App doesn't work on iPhone 12 Pro Max
- Tap to pay function broken after update
- Password fields don't allow paste functionality over a specific number of characters
- Verification broken for secondary client cards
- App forces primary card to be added to Apple Pay with no option for secondary cards
- App used to predict credits and debits but recently stopped
- Cannot see if all bills are paid or how much is still owed
- Login issues with invalid credentials between apps
- Error messages in other parts of the app
- Login area not working in Firefox
- Online appointment booking down for a week
Requested features
14 requests- Ability to change text size
- Ability to see current statement balance, minimum due, past statements
- Ability to see which checking accounts to include in 'cash on hand'
- Integrate NOMI aspects of RBC Mobile app with this app or integrate this app into RBC Mobile
- Ability to add savings account to Cash@Hand
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- Ability to disable spamming notifications
- More intuitive way to pay bills and see payees
- More access to investments
- Ability to use Face ID for all RBC apps
- Ability to add card to Apple Pay on multiple devices
- Ability to edit email or phone number for Easy Split
- Ability to add recipient from scratch
- Ability to see account preview on Lock Screen as a widget
- Proper 2FA implementation
In-app purchases
FirstReport
No in-app purchases
RBC Launch
No in-app purchases
Questions
Is FirstReport free?
Is RBC Launch free?
Do FirstReport or RBC Launch have ads?
Which is updated more often, FirstReport or RBC Launch?
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