Comparison

FirstReport vs FundsDirect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstReport

Access your identity and credit monitoring services on the go. Monitor personal data, report lost cards instantly, and view credit reports and scores. Features vary by subscription plan.

Highlights
  • Identity protection features
  • One-touch reporting of lost/stolen cards
  • Add data elements for monitoring
  • View monitoring alerts
  • Access credit reports and scores
  • Mobile access to services
Features
Read full description

This user friendly app makes it easier for you to access all your FirstReport features on-the-go. It allows you anywhere, anytime instant access to your FirstReport services on your iPhone. With FirstReport you have two different plans available to you – FirstReport-ID and FirstReport-Advantage. Access to all FirstReport services requires a subscription. Depending on which FirstReport plan you have subscribed to, you’ll have access to a different set of features and benefits on the App. If you’re on the FirstReport-ID plan you’ll have access to a variety of identity protection features. The App gives you mobile access to all of your identity monitoring services, including one-touch reporting of lost or stolen cards. You can also use your mobile app to add data elements for monitoring, including debit and/or credit card numbers, chequing and/or savings account numbers, email addresses, phone numbers, Social Insurance number, driver’s licence number and passport numbers. The App also allows you to view monitoring alerts on the go with ease. If you’re on the FirstReport-Advantage plan you’ll enjoy the benefits of FirstReport-ID plus you’ll be able to access a suite of identity and credit monitoring services at the touch of a button. With this App it’s easy for you to add data elements for monitoring and view monitoring alerts. You’ll also have the ability to view your Equifax Credit Bureau Report, receive alerts, and see your Equifax credit score on-the-go. By selecting Install, you consent to the installation of FirstReport, which gives you anywhere, anytime access to all of your identity and/or credit monitoring services on the go with ease. You are entitled to and consent to future updates or upgrades to FirstReport, which may be automatically installed as per your device or operating system default or user-initiated settings. You may withdraw your consent by deleting FirstReport from your device. For information about FirstReport privacy, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-PrivacyPolicy.pdf For information about Terms and Conditions, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-UserAgreement.pdf For assistance with the removal of your FirstReport app contact us at customerservice@firstreport.ca or 1-855-826-5328. FirstReport services are provided by Sigma Loyalty Group Inc. P.O. Box 3020, Postal Station D, Toronto, Ontario M9C 4V5 FirstReport is a registered trademark of Sigma Loyalty Group. All rights reserved.

About

FundsDirect

Features
Read full description

This app allows Funds Direct users to track their investments with the VieFUND Back Office Platform With the Funds Direct app, checking your everyday transactions and portfolio is quick and easy so you can get on with your day.  Powered by VieFUND, the app is safe and secure. We work hard to protect your confidential information and privacy. FEATURES: View your account summary within your different plans View transaction history on any of your accounts View trade details Sign in using Touch ID for quick access Contact us

Screenshots

FirstReport4 screens
FundsDirect2 screens

Verdict

The call

The clearest difference is update cadence: FirstReport at every 6 months against FundsDirect's every 42 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FirstReport ships an update every 6 months, FundsDirect every 42 months. The most recent releases landed on September 30, 2026 and September 14, 2026 respectively.

Scorecard1 real difference · 7 level
FirstReport versus FundsDirect: the parameters behind the verdict, then further details
ParameterFirstReportFundsDirect
PriceFreeFree
Positive reviews7.1% of reviews—
Update frequencyEvery 6 months — betterEvery 42 months
AdsNoNo
In-app purchasesNoNo
MonetizationSubscription—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size1 MB30 MB
Age rating4+4+
DeveloperSigma Loyalty GroupVieFUND

In-app purchases

None

FirstReport

No in-app purchases

None

FundsDirect

No in-app purchases

Questions

Is FirstReport free?
FirstReport is free to download, with no in-app purchases.
Is FundsDirect free?
FundsDirect is free to download, with no in-app purchases.
Do FirstReport or FundsDirect have ads?
Neither FirstReport nor FundsDirect shows ads.
Which is updated more often, FirstReport or FundsDirect?
FirstReport ships an update every 6 months, and FundsDirect every 42 months. Most recently, FirstReport was updated on September 30, 2026 and FundsDirect on September 14, 2026.

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