OnTheGo Pay vs INSTO Tap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OnTheGo Pay
Securely accept credit card payments anywhere with this PCI-compliant solution designed for government agencies. It supports major card types, offers optional email receipts, and allows for digital signatures. The app functions even without an internet connection, storing transactions for later processing.
- Accept Visa, MasterCard, Discover, American Express
- PCI-compliant payment processing
- Offline transaction storage
- Digital signature capture
- Optional email receipts
- Transaction lookup and export
- Partial and full refunds
Read full descriptionHide full description
GOVERNMENT ON THE GO Take credit card payments securely anywhere, anytime with OnTheGo Pay. Created for government, OnTheGo Pay is your PCI-compliant solution for taking payments in the field, at conferences and events, or whenever you need to collect funds outside the office. • Accept Visa, MasterCard, Discover, American Express • Use comment field to indicate account or item number. • Convenient pre-fillable comment field. • Optional receipts are sent via email. • Accept digital signatures. • Free—no fiscal impact to your agency/county/city. • No merchant fees or monthly minimums. GET GO-ING 1. Download OnTheGo Pay app. 2. Complete the agreement at https://appengine.egov.com/apps/crp/onthegopay/getstarted STORE AND GO • Optional card reader encrypts card data at swipe. • Works even when outside cell or WiFi range. • Encrypted, stored transactions are processed when back within range. GO FURTHER WITH REPORTS • Look up transactions by name, last 4, date or comment. • Exportable to different formats (i.e. Excel, csv, PDF, etc.). • Issue partial and full refunds. 2012 Center of Digital Government Best of Web Award Winner
INSTO Tap
Read full descriptionHide full description
Still using a credit card reader with monthly rental fees and limited functionalities? Try INSTO Tap! One app to turn your phone into a credit card machine. [ Remote Collecting ] No download required for buyers. Collect payments remotely via SMS, email, or any IMs. [ QR Pay ] Buyers can scan your store’s unique QR code to complete payment. [ Transaction Overview ] View transaction statistics directly in the app. [ Order List ] Easily view orders categorized as Pending, Established, or Refund. [ Order Details ] Access full details for each order with a single tap.
Screenshots
Verdict
The clearest difference is update cadence: INSTO Tap at every 2 weeks against OnTheGo Pay's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OnTheGo Pay ships an update monthly, INSTO Tap every 2 weeks. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.
| Parameter | OnTheGo Pay | INSTO Tap |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 40 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | NICUSA LLC | INSTO, LLC |
In-app purchases
OnTheGo Pay
No in-app purchases
INSTO Tap
No in-app purchases
Questions
Is OnTheGo Pay free?
Is INSTO Tap free?
Do OnTheGo Pay or INSTO Tap have ads?
Which is updated more often, OnTheGo Pay or INSTO Tap?
Other comparisons
