Comparison

Cospender vs 2Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cospender

Easily manage shared expenses with friends, family, or partners. Create groups, add expenses, and see automatic debt calculations. Track spending with graphs and set up recurring costs. Integrates with Apple Watch and notification widgets for quick access.

Highlights
  • Create expense groups
  • Invite members to share
  • Automatic debt calculation
  • Detailed expense graphs
  • Recurring expense setup
  • Apple Watch integration
  • Notification center widget
Features
Read full description

Cospender is the easiest way to manage expenses with your partner, family, roommates or friends. Going on holiday with friends, being roommates or living in couple without a shared bank account. Create groups of expenses: Home, Holidays, Work, etc. Invite a member to join and share your expenses in a group. Add expenses individually as a group member. View instantly on your app all added expenses. See Cospender's automatic calculation of each member's debt. Manage your budget more effectively. Follow your expenses every month through detailed graphs. Create recurring expenses: Rent, Subscriptions, etc. Cospender for Apple Watch, the perfect and coolest companion to quickly add your expenses. New Today Widget in the notification center so you can quickly have a look at your last expenses. • No registration needed • Automatic synchronization • Debt calculation of each member • Offline expense creation • Recurring expenses • Push notifications • Add an expense on your Apple Watch • Quickly see your last expenses in the notification center Cospender is free to download and use. Cospender Premium upgrades your experience for $4.99 a year through an auto-renewing subscription. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless cancelled at least 24 hours before the end of the current period. You will not be able to cancel a subscription during the active period. You can manage your subscriptions in the Account Settings after purchase. Our Terms of Use: http://www.cospender.com/?page=termsofuse Our Privacy Policy: http://www.cospender.com/?page=privacy Learn more about Cospender at www.cospender.com

About

2Split

This app helps couples manage their shared finances and track expenses. It offers features like automatic recurring expense addition, travel mode, and customizable spending splits. Visualize your budget with clear statistics to understand your spending habits.

Highlights
  • Shared couple's budget management
  • Automatic recurring expense tracking
  • Travel mode for trip expenses
  • Customizable spending percentage splits
  • Budget statistics and visualization
  • Receipt saving
Read full description

L'application de gestion de budget et de suivi de dépenses 2Split est enfin disponible, et gratuitement ! Facile d'utilisation et simple à prendre en main, elle saura vous aider à mieux gérer vos comptes et partager équitablement vos charges de couple. Les fonctionnalités: - Ajout de dépenses récurrentes automatiques (loyer, streaming, eau, électricité, etc.) - Mode voyage (séparez vos dépenses de la vie quotidienne de celles de vos voyages) - Choisissez une répartition des dépenses en pourcentage (en fonction de vos envies, salaires, etc.) - Statistiques de votre budget : visualisez et comprenez où vous dépensez votre budget. - Sauvegardez le ticket de caisse de chaque dépense. Pourquoi installer 2Split pour gérer son budget en couple ? 1. 2Split est la seule application de gestion de budget créée à 100% pour les couples ; tout a été pensé dans le but de faciliter le partage des dépenses pour deux. 2. Des fonctionnalités uniques à 2Split que vous ne trouverez pas dans d'autres applications de gestion de compte. - Mode voyage - Dépenses mensuelles - Répartition en pourcentage 3. 100% gratuite ! En moyenne, nos concurrents proposent un forfait de 5 à 10€ par mois, tandis que 2Split n'a pas d'abonnements ; tout est accessible gratuitement. 4. Créée par un couple, et oui ! Pour gérer nos dépenses avec ma compagne, nous avons utilisé diverses applications, mais nous n'avons jamais été satisfaits à 100%, donc nous avons créé 2Split. Installez 2Split dès maintenant pour une gestion de budget en couple fluide et sans tracas. Politique de confidentialité: https://www.2split-application.com/politique-de-confidentialite Conditions d'utilisation: https://www.2split-application.com/conditions-dutilisation

Screenshots

Cospender4 screens
2Split4 screens

Verdict

The call

The clearest difference is review sentiment: Cospender at 79% against 2Split's 33%. Cospender also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 2 months). On price, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cospender sells 1 in-app purchase, starting at $4.99 per year and 2Split sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cospender ships an update every 3 weeks, 2Split every 2 months. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
Cospender versus 2Split: the parameters behind the verdict, then further details
ParameterCospender2Split
PriceFreeFree
Rating4.7 (29 ratings) — better—
Positive reviews79.0% of reviews — better33.3% of reviews
Number of ratings29 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod
Requires iOS8.2 — better14.0.0
Further details — not scored
Size7 MB55 MB
Age rating4+4+
DeveloperStephan BorderaTHIPE

Customer experience

Cospender

All ratings29 ratings
Positive96.6%
Neutral0.0%
Negative3.4%
Written reviews124 reviews
Positive79.0%
Neutral8.1%
Negative12.9%

2Split

Written reviews9 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

1 purchases

Cospender

Subscriptions1
  • Cospender Premium One Year$4.991 Year
2 purchases

2Split

Subscriptions2
  • 2Split Premium - Mensuel$2.991 Month
  • 2Split Premium - Annuel$12.991 Year

Questions

Is Cospender free?
Cospender is free to download, with in-app purchases available.
Is 2Split free?
2Split is free to download, with in-app purchases available.
Do Cospender or 2Split have ads?
2Split shows ads; Cospender does not.
Which is updated more often, Cospender or 2Split?
Cospender ships an update every 3 weeks, and 2Split every 2 months. Most recently, Cospender was updated on October 10, 2026 and 2Split on October 7, 2026.

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