Comparison

Cospender vs Split expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cospender

Easily manage shared expenses with friends, family, or partners. Create groups, add expenses, and see automatic debt calculations. Track spending with graphs and set up recurring costs. Integrates with Apple Watch and notification widgets for quick access.

Highlights
  • Create expense groups
  • Invite members to share
  • Automatic debt calculation
  • Detailed expense graphs
  • Recurring expense setup
  • Apple Watch integration
  • Notification center widget
Features
Read full description

Cospender is the easiest way to manage expenses with your partner, family, roommates or friends. Going on holiday with friends, being roommates or living in couple without a shared bank account. Create groups of expenses: Home, Holidays, Work, etc. Invite a member to join and share your expenses in a group. Add expenses individually as a group member. View instantly on your app all added expenses. See Cospender's automatic calculation of each member's debt. Manage your budget more effectively. Follow your expenses every month through detailed graphs. Create recurring expenses: Rent, Subscriptions, etc. Cospender for Apple Watch, the perfect and coolest companion to quickly add your expenses. New Today Widget in the notification center so you can quickly have a look at your last expenses. • No registration needed • Automatic synchronization • Debt calculation of each member • Offline expense creation • Recurring expenses • Push notifications • Add an expense on your Apple Watch • Quickly see your last expenses in the notification center Cospender is free to download and use. Cospender Premium upgrades your experience for $4.99 a year through an auto-renewing subscription. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless cancelled at least 24 hours before the end of the current period. You will not be able to cancel a subscription during the active period. You can manage your subscriptions in the Account Settings after purchase. Our Terms of Use: http://www.cospender.com/?page=termsofuse Our Privacy Policy: http://www.cospender.com/?page=privacy Learn more about Cospender at www.cospender.com

About

Split expenses

Easily track and share expenses with others, whether for trips or shared living. The app helps you organize who owes what and provides simplified settlement options. It also supports recurring bills and offline use.

Highlights
  • Share expenses with groups
  • Create expense groups
  • Manage recurring bills
  • Simplified settlement options
  • View independent payments
  • Expense history
  • iCloud synchronization
  • Offline mode
Features
Read full description

Introducing BillShare – the ultimate split expenses app! With BillShare, you can easily track your expenses, share them with others and settle up - all in one convenient place. Effortlessly split expenses. No more headaches over who owes what. Stay organized and focused on enjoying your time together. Whether you are planning a trip or sharing a household, this app surely fills your needs. FEATURES • Share your expenses Add expenses and share them with a group. • Create expenses groups You can create different groups for your house, friends, trip partners... • Recurring bills Create recurring expenses for rent, insurance, internet... See up next bills. • Settle up Get simplified pay off recommendations for single payment debt settlement. • Independent payments See who paid each expense for easier reviewal. • Expenses history Past paid expenses can also be seen and reviewed. • iCloud synchronization Automatic synchronization of the data between all your Apple devices (iPhone, iPad and Mac) thanks to iCloud. • Offline mode Add and review expenses offline, sync changes when reconnected FAQ ~ Is it free? It is a freemium app. You are offered 25 expenses for free on each group, so you can try the app to the fullest. You can upgrade the app to have infinite expenses creation with a single lifetime purchase or a subscription. ~ Why paying? I created the app as a solo indie developer and each purchase helps me creating new updates and helpful features. ~ What if I lose connection? No worries! All of your data is stored in the device until it can be synced with the rest of your devices. ~ I found a bug / I want to request a feature. Please send an email to contact@billsharing.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cospender4 screens
Split expenses4 screens

Verdict

The call

The clearest difference is rating: Cospender at 4.7 against Split expenses's 4.3. Cospender also leads on ratings volume (29 vs 3) and device support (4 vs 2). Split expenses's advantage is review sentiment (100% vs 79%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cospender sells 1 in-app purchase, starting at $6.99 per year and Split expenses sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Cospender holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Cospender has 29 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 79% of Cospender's written reviews are positive against 100% of Split expenses's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Cospender ships an update every 3 weeks, Split expenses monthly. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
Cospender versus Split expenses: the parameters behind the verdict, then further details
ParameterCospenderSplit expenses
PriceFreeFree
Rating4.7 (29 ratings) — better4.3 (3 ratings)
Positive reviews79.0% of reviews100.0% of reviews — better
Number of ratings29 — better3
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS8.2 — better17.0
Further details — not scored
Size7 MB12 MB
Age rating4+4+
DeveloperStephan BorderaJorge Romanos

Customer experience

Cospender

All ratings29 ratings
Positive96.6%
Neutral0.0%
Negative3.4%
Written reviews124 reviews
Positive79.0%
Neutral8.1%
Negative12.9%

Split expenses

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Cospender

Subscriptions1
  • Cospender Premium One Year$6.991 Year
3 purchases

Split expenses

Subscriptions2
  • Monthly Pro$0.991 Month
  • Annual Pro$8.991 Year
One-time1
  • Lifetime Pro$14.99

Questions

Is Cospender free?
Cospender is free to download, with in-app purchases available.
Is Split expenses free?
Split expenses is free to download, with in-app purchases available.
Which has better reviews, Cospender or Split expenses?
Cospender is rated higher. Cospender averages 4.7 out of 5 from 29 ratings, while Split expenses averages 4.3 from 3 ratings.
Do Cospender or Split expenses have ads?
Neither Cospender nor Split expenses shows ads.
Which is updated more often, Cospender or Split expenses?
Cospender ships an update every 3 weeks, and Split expenses monthly. Most recently, Cospender was updated on October 17, 2026 and Split expenses on October 12, 2026.

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