Comparison

MICB Mobile Banking vs Bpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MICB Mobile Banking

Manage your bank accounts and cards on the go. This app allows individuals to view balances, transaction history, and statistics. It also facilitates P2P transfers, card security features, and bill payments to over 700 providers.

Highlights
  • Account balance visualization
  • Transaction history and details
  • P2P transfers
  • Card security lock/unlock
  • Bill payments
  • ATM geolocation
  • Mobile OTP generation
Features
Read full description

MICB Mobile Banking Manage your finances quickly, easily, and securely with the MICB mobile app, an intuitive and secure solution trusted by over 1 million users. Use MICB Mobile Banking to: • Check account and card balances • View transaction history • Analyze spending by category • Receive push notifications for transactions • Transfer money between your own cards, to Moldindconbank customers, and to other banks • Send transfers by phone number, card number, and IBAN • Pay utilities and other services • Use templates and recurring payments • Make international SEPA and SWIFT transfers • Open digital cards • Add cards to Apple Pay • Change your PIN, set limits, and block/unblock cards • Check complimentary LoungeKey access for premium cards • Enable Cashback and get money back on current offers • Exchange currency at a favorable rate • Open new deposits and manage existing ones • Manage loans and repay online Your finances are protected by modern security technologies, including Strong Customer Authentication (SCA), secure operation confirmation, and advanced anti‑fraud measures. MICB Mobile Banking — all your banking in one app.

About

Bpay

Features
Read full description

Bpay este un instrument comod pentru efectuarea și acceptarea plăților online. Veți avea posibilitatea de a achita o gamă largă de servicii, precum și să plătiți în diferite magazine,localuri de agreement. Transferuri P2P. Prietenii sau rudele sunt departe de tine? Apropietete de ei, ajutândui când au nevoie. Transferurile banesti sunt instrumentul perfect pentru asta! Transferați bani din contul BPay în oricare alt portmoneu din orice colt al lumii, în orice moment. Plăți online. Efectuați plăți în favoarea unor servicii precum Moldcell, Steam, Megafon, Beeline și multe altele. Notificare. Fii la curent cu ultimele transferuri primite în contul Bpay, precum și cu actualizări periodice de securitate. Sincronizarea. Aveți o mulțime de prieteni, astfel utilizând sincronizarea de contacte, puteți afla care dintre ei utilizează deja un cont BPay. Istoricul plăților. Puteți afla întotdeauna ce ați achitat.

Screenshots

MICB Mobile Banking4 screens
Bpay4 screens

Verdict

The call

MICB Mobile Banking and Bpay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MICB Mobile Banking ships an update every 2 weeks, Bpay every 3 weeks. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences
MICB Mobile Banking versus Bpay: the parameters behind the verdict, then further details
ParameterMICB Mobile BankingBpay
PriceFreeFree
Rating2.8 (23 ratings) — better—
Positive reviews27.5% of reviews—
Number of ratings23 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size72 MB57 MB
Age rating4+4+
DeveloperBC Moldindconbank S.A.BPAY SRL

In-app purchases

None

MICB Mobile Banking

No in-app purchases

None

Bpay

No in-app purchases

Questions

Is MICB Mobile Banking free?
MICB Mobile Banking is free to download, with no in-app purchases.
Is Bpay free?
Bpay is free to download, with no in-app purchases.
Do MICB Mobile Banking or Bpay have ads?
Neither MICB Mobile Banking nor Bpay shows ads.
Which is updated more often, MICB Mobile Banking or Bpay?
MICB Mobile Banking ships an update every 2 weeks, and Bpay every 3 weeks. Most recently, MICB Mobile Banking was updated on October 12, 2026 and Bpay on October 7, 2026.

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