Paynet Wallet vs Bpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paynet Wallet
Manage your finances with an e-wallet offering payment accounts in Moldova and EU countries. Open an account in minutes, get a debit card, and enjoy free withdrawals and real-time transaction alerts. Control your card settings and make effortless local and international transfers.
- Open payment accounts in Moldova and EU
- Virtual or physical Mastercard debit card
- Free ATM withdrawals in Moldova
- Real-time transaction alerts
- Card control features (lock/unlock, PIN reset, limits)
- Local and international IBAN support
- Affordable international transfers
- Free bank transfers via MIA Instant Payments
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We made a mobile e-wallet application that allows you to have payment accounts in Republic of Moldova and EU countries. There is no need to go to the bank. Why? We strive to make it easy for you to open a payment account in any country. Moreover, your account comes with various services that are either free or cheaper than banks. GET STARTED FAST Download the Paynet app and open your online account in minutes — right from your smartphone. Get a virtual or physical Paynet Mastercard debit card, add it to Apple Pay, and start using it straight away. NO HIDDEN FEES Enjoy free withdrawals at any ATM in Moldova with no minimum account balance. REAL-TIME ALERTS Get instant push notifications for every incoming and outgoing transaction. CARD CONTROL Lock or unlock your card, reset your card PIN, set spending limits, and enable or disable withdrawals, online transactions, and contactless payments. LOCAL IBAN Share your local IBAN account details. Send and receive money within Moldova. INTERNATIONAL IBAN Share your international IBAN account details for EUR and GBP transfers. Send and receive money from the EU and UK. AFFORDABLE INTERNATIONAL TRANSFERS Receive money with RIA and MoneyGram services in your Paynet app. PAY EFFORTLESSLY Instantly send and receive free bank transfers via MIA Instant Payments. RELIABLE CUSTOMER SUPPORT Our Paynet customer support specialists are here to help, 7 days a week. Reach us via Facebook, Viber, WhatsApp, Telegram or give us a call at (+373) 68 425 125. FREE PAYNET E-WALLET ACCOUNT FOR YOUR EVERYDAY USE * Activate and receive Salary Payments * Activate and receive Social Payments * Create and request payments and transfers * Pay your monthly bills * Free transfers between Paynet customers * Get cashback Get full control of your money with just one app. Open a free Paynet account in minutes today. Simple, safe and secure.
Bpay
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Bpay este un instrument comod pentru efectuarea și acceptarea plăților online. Veți avea posibilitatea de a achita o gamă largă de servicii, precum și să plătiți în diferite magazine,localuri de agreement. Transferuri P2P. Prietenii sau rudele sunt departe de tine? Apropietete de ei, ajutândui când au nevoie. Transferurile banesti sunt instrumentul perfect pentru asta! Transferați bani din contul BPay în oricare alt portmoneu din orice colt al lumii, în orice moment. Plăți online. Efectuați plăți în favoarea unor servicii precum Moldcell, Steam, Megafon, Beeline și multe altele. Notificare. Fii la curent cu ultimele transferuri primite în contul Bpay, precum și cu actualizări periodice de securitate. Sincronizarea. Aveți o mulțime de prieteni, astfel utilizând sincronizarea de contacte, puteți afla care dintre ei utilizează deja un cont BPay. Istoricul plăților. Puteți afla întotdeauna ce ați achitat.
Screenshots
Verdict
The clearest difference is update cadence: Paynet Wallet at every 6 days against Bpay's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paynet Wallet ships an update every 6 days, Bpay every 3 weeks. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.
| Parameter | Paynet Wallet | Bpay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (20 ratings) — better | — |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 20 — better | — |
| Update frequency | Every 6 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 447 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPoint LLC | BPAY SRL |
In-app purchases
Paynet Wallet
No in-app purchases
Bpay
No in-app purchases
